TRANSUNION INTERMEDIATE HOLDINGS, INC.


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"Products" offered by TRANSUNION INTERMEDIATE HOLDINGS, INC. with at least one, but usually more complaints:

Bank account or service - Checking account
Bank account or service - Other bank product/service
Checking or savings account -
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle lease
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Mortgage
Debt collection - Mortgage debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan
Debt collection - Payday loan debt
Debt collection - Private student loan debt
Debt collection - Rental debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Virtual currency
Mortgage - Conventional adjustable mortgage (ARM)
Mortgage - Conventional fixed mortgage
Mortgage - Conventional home mortgage
Mortgage - FHA mortgage
Mortgage - Home equity loan or line of credit
Mortgage - Home equity loan or line of credit (HELOC)
Mortgage - Other mortgage
Mortgage - Other type of mortgage
Mortgage - VA mortgage
Other financial service - Debt settlement
Payday loan -
Payday loan, title loan, or personal loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Payday loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Title loan
Prepaid card - General-purpose prepaid card
Prepaid card - Payroll card
Student loan - Federal student loan servicing
Student loan - Non-federal student loan
Student loan - Private student loan
Vehicle loan or lease - Lease
Vehicle loan or lease - Loan

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 8335503

Date Received: 2024-02-14

Issue: Incorrect information on your report

Subissue: Account information incorrect

Consumer Complaint: The FICO score system and the credit reporting bureau system in the USA is a sham and desperately needs to be replaced. The system is rigged and it is pathetic that our government doesn't do anything to better protect consumers. I just finished a XXXX year long divorce that cost me and my family {$500000.00} from hardworking middle class Americans. The judicial system in America is also pathetic to allow such a waste of assets and do nothing about a person that is a perpetual liar and law breaker ( my ex-wife ). The 3 credit bureaus need to be replaced with a not for profit consumer run institution and my case is a strong case as to why. I was forced to foreclose on my marital home ( I had a lien ) to get paid for my house as my ex wife agreed to pay me in our divorce decree, but she never paid me and instead she defaulted. I spent my entire retirement savings for the past 5 years paying the minimum payments on my maxed out credit cards due to my divorce trying to preserve my credit rating in the hopes that one day I would be able to buy a home again. My retirement is now gone and I have paid my credit cards twice of what I ever charged on them because they have been XXXX me for 30 % interest for XXXX years, another sham that CFPB needs to do a better job of addressing this loan sharking by credit cards ( the credit cards were not willing to work with me in adjusting the interest rate to something more reasonable ). I am a hard working XXXX XXXX XXXX XXXX by the system that our government has made. Finally, I was paid {$120000.00} for my marital home ( this is money I should have received years ago ). I used this money to pay off a XXXX private XXXX loan that I had had since XXXX with a balance of {$14000.00}. Then I took out {$25000.00} on a 1 % XXXX year intro APR balance transfer card that XXXX XXXX XXXX XXXX was kind enough to extend the credit to me because of my good payment history even though my existing credit cards were maxed out. This should have helped my credit score because I had {$40000.00} of available credit on credit cards that were maxed out, and the new {$25000.00} line decreased my credit utilization rate. Then I used some of my {$120000.00} to pay off the credit cards I couldn't put on the {$25000.00} balance transfer card. So I paid off another {$13000.00} of credit card debt further decreasing my credit card utilization rate. I also forced my ex wife to sell our marital home, which I was forced to sign the deed over to her as part of our settlement, but I remained on the mortgage of a home that I didn't even own. So I was able to close a mortgage account for a house that I didn't even own. So now I closed a XXXX loan for {$14000.00} that I was paying 10 % interest on, I paid off {$13000.00} of credit cards that I was paying 30 % interest on, I refinanced the remaining {$25000.00} of credit cards for 1 % interest for a year and 14 % interest thereafter, I got rid of a {$110000.00} mortgage that I didn't even own the house to, so my credit and financial situation has vastly improved in the last XXXX months and I am much more able to take on healthy debt such as a car loan or a home loan ( both things that I am desperate to do- as I have been driving my XXXX car with almost XXXX miles on it for XXXX years and I need a newer more reliable vehicle and I have been forced to be homeless since XXXX and live with my parents due to the corrupt court system and incompetent police and incompetent judges. My credit score before I paid off my debts XXXX months ago was XXXX with maxed out credit cards paying 30 % interest. After paying off my debts and closing accounts that are just sucking me dry my credit score dropped over XXXX points to XXXX. I can't even qualify for a conventional mortgage with that credit score and I should have a FICO score closer to XXXX with the financial situation that I have put myself in. The credit bureaus do not indicate what a good financial custodian I have been, and I was very much considering bankruptcy. Maybe now after being treated like this I should have filed for bankruptcy. It will cost me {$100.00} more dollars a month to finance a house with a credit score of XXXX compared to the score that I should have of XXXX or better. This is a sham of our system and pathetic that our government allows good people like me to be taken advantage of by a for profit system that just wants to keep you enslaved. I already missed out on buying a house that I wanted to buy, even though I have the money to buy it with a conventional mortgage, because my FICO score is so messed up by the credit bureaus. Additionally, the information that is being reported to the credit bureaus is not being updated in a timely manner. I paid for a credit monitoring service ( XXXX ) and on my credit reports they have inaccurate balance information that should be updated on a credit card that I have a {$0.00} balance on saying I have an {$11000.00} balance. What I think is the worst thing is that the XXXX major credit bureaus are allowed to screw up someone's financial life by having a FICO score system that is so incompetently corrupt and does not reflect truth or reality of someone's financial health. I am WAY more financially healthy and able to take on healthy debt now with a FICO of XXXX than I was 2 months ago with a FICO of XXXX. The FICO scoring system needs to be overhauled and the XXXX for profit credit bureaus need to be replaced with a not for profit consumer run agency. I have been the epitomy of a GREAT American trying to do everything right, and I have been royally screwed by the system that our government has allowed to thrive. I expect the CFPB to use my situation as an example as to why the XXXX credit bureaus and FICO score system should be eliminated. I expect to be contacted by the CFPB and communicated with what the CFPB plans to do about this egregious situation.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: TX

Zip: 77356

Submitted Via: Web

Date Sent: 2024-02-14

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8335501

Date Received: 2024-02-14

Issue: Problem with a company's investigation into an existing problem

Subissue: Their investigation did not fix an error on your report

Consumer Complaint: I hope this letter finds you well. I am writing to express my deep dissatisfaction and frustration regarding the multiple unsuccessful attempts I have made to correct the issue of a late open account associated with my XXXX XXXX Balance : {$240.00}. During each interaction, I have provided all the necessary documentation and information requested, yet the issue remains unresolved. The persistent presence of the late open account on my records has had a significant impact on my financial standing and has caused undue stress and inconvenience. I have made consistent efforts to rectify this situation, expecting a timely and accurate resolution, but unfortunately, my attempts have been in vain. I am formally requesting the following actions be taken promptly : An immediate correction of the late open account on my records to accurately reflect the correct open date. A thorough investigation into the reasons for the repeated failures to correct this issue in previous attempts. A written confirmation of the resolution, including the corrected open date. An apology for the ongoing inconvenience and frustration caused by the unresolved late open account. I understand that administrative errors can occur, but the repeated failure to address this matter is both disheartening and concerning. Timely correction of inaccuracies is essential to maintaining the integrity of financial records and ensuring fair and accurate reporting. Failure to address this matter within the exact time frame from the date of this letter may necessitate further action on my part, including seeking assistance from relevant regulatory bodies or consumer protection agencies. I trust that your institution recognizes the importance of resolving this issue promptly and accurately. I am asking for your assisstance to correct this account in my credit file : XXXX XXXX Balance : {$240.00}.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: TX

Zip: 76140

Submitted Via: Web

Date Sent: 2024-02-14

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8335466

Date Received: 2024-02-14

Issue: Problem with a company's investigation into an existing problem

Subissue: Their investigation did not fix an error on your report

Consumer Complaint: This is one of several times I've discovered that my credit report had inaccurate information. The three credit bureaus must verify these accounts in accordance with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ). It is not acceptable to report these accounts as unconfirmed information without validating them within the legally required time range. The following false information on my credit report has to be investigated, amended, or completely rectified : XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: TX

Zip: 77571

Submitted Via: Web

Date Sent: 2024-02-14

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8335370

Date Received: 2024-02-13

Issue: Incorrect information on your report

Subissue: Information belongs to someone else

Consumer Complaint: I am following up on my request to remove information that is not associated with me. Enclosed is my new FTC report with reference # XXXX for your review. Below are the remaining items that need to be removed from my TransUnion credit report : TRANSUNION : XXXX XXXX XXXX XXXX XXXX XXXX VA XXXX XXXX XXXX XXXX XXXX NJ XXXX

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: NJ

Zip: 08234

Submitted Via: Web

Date Sent: 2024-02-13

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8335354

Date Received: 2024-02-13

Issue: Incorrect information on your report

Subissue: Personal information incorrect

Consumer Complaint: I'm really not sure what happened. I have mailed off letters to the credit bureaus continuously and thus far I have not gotten a response. My name is XXXX XXXX XXXX and I am filing this complaint for falsely reporting misleading information. There is no third party involved. Please review the uploaded letters.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: NC

Zip: 28304

Submitted Via: Web

Date Sent: 2024-02-13

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8335288

Date Received: 2024-02-13

Issue: Incorrect information on your report

Subissue: Information belongs to someone else

Consumer Complaint: I am a victim of identity-theft. I am writing to request that you block all the following fraudulent accounts in my files with Transunion, XXXX, and XXXX. This information does not relate to any transactions I made. I did not authorize anyone to use my personal information. I hereby exercise my legal rights enacted by The Federal Trade Commission, which explicitly states when a victim files an affidavit it shall beg honored by all credit bureaus and all fraudulent information must be blocked within 4 days and proper notification shall be given to all furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with The XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General with legal action of your companys unlawful collection practices, misrepresentation of reporting inaccurate debts, and noncompliance to adhere to laws enacted to help those who are victims of identity-theft. I request that an extended fraud alert be placed in my file explaining that fraudulent applications may be submitted in my name. Do not extend credit without first contacting me personally and verifying all applications.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: LA

Zip: 70737

Submitted Via: Web

Date Sent: 2024-02-13

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8335283

Date Received: 2024-02-13

Issue: Incorrect information on your report

Subissue: Information belongs to someone else

Consumer Complaint: I am sincerely pleading with you to remove this entry from my credit report as it is not mine and is completely fraudulent. I did not authorize anyone to use my account, and I am deeply concerned about the implications this has on my creditworthiness. I implore you to conduct a thorough investigation and take prompt action to rectify this error.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: MI

Zip: 48067

Submitted Via: Web

Date Sent: 2024-02-13

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8335277

Date Received: 2024-02-13

Issue: Incorrect information on your report

Subissue: Information belongs to someone else

Consumer Complaint: The appearance of public records on my credit report, which I have no association with, is deeply concerning. I implore you to take immediate action to address and correct this situation.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: IL

Zip: 60409

Submitted Via: Web

Date Sent: 2024-02-13

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8335276

Date Received: 2024-02-13

Issue: Incorrect information on your report

Subissue: Information belongs to someone else

Consumer Complaint: I am a victim of identity theft please remove this fraud inquiry from my credit report.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: PA

Zip: 17402

Submitted Via: Web

Date Sent: 2024-02-13

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8335272

Date Received: 2024-02-13

Issue: Incorrect information on your report

Subissue: Public record information inaccurate

Consumer Complaint: To Whom It May Concern, I have contacted the Court of Record you list on my credit file, and they confirmed that they neither provide or verify court records to you or to any other third-party. ( See attached letter ) then contacted XXXX and informed them of their errors in reporting and they responded with a letter deleting any and all Public Record notations. Therefore, you could not have possibly verified this information, and I request that you delete the alleged Public Record and provide me an updated copy of my consumer file. In addition, I request a description of the procedure used to determine the accuracy and completeness of the information of the above-listed disputed information that you included in a consumer report that you prepared and published about me, including, but not limited to, the business name and address of all furnishers of information contacted in connection with such information and the telephone number of such furnishers when you initially prepared the consumer report with the information, investigated the data, and reinvestigated it due to my current dispute. Unfortunately, it appears that you do not have reasonable procedures in place to assure maximum accuracy and completeness of the information that you include in your consumer reports that you prepare concerning me. Your prompt attention to this important matter is requested in to comply with federal law. I DO NOT WANT A GENERATED GENERIC RESPONSE

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: MI

Zip: 48224

Submitted Via: Web

Date Sent: 2024-02-13

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.