PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4324593

Date Received: 2021-04-23

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: good morning, i am file this complaint because the PayPal company it looks like scammer company. they close my account after i received {$1300.00} in my account. They told me after 180 days i can withdrawn my money and i will received a notification by email. 200 days passed and PayPal sent me the email for withdrawn my money to my email but they still blocked me and they dont want help me to withdraw my fund. i called many time and they said PayPal don't have any time when the money is going to be available. i said i was waiting for 200 days and you sent the email. that mean PayPal do not respect their own Polices. my email is XXXX. cfpb can see my proof, i m really sure that im not the only Person with this problem. Many scammer company like that are now close, i hope my complaint can be help to alert about PayPal is not making legal things. other important thing is i don't have any dispute or chargeback. i m never been associate with any Fraud activity. I M frustrate with this company.

Company Response:

State: OH

Zip: 444XX

Submitted Via: Web

Date Sent: 2021-04-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4324449

Date Received: 2021-04-23

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal closed my account and frozen my funds for no reason and will not help me with getting it back up and going. Im not sure if this is a mistake as i assume it has to be. They are accusing me of using them on XXXX to sell FIREarms, when actually i deal with XXXX guns and XXXX guns only. XXXX woundt even allow me to sell firearms, you need special licenses and documents for that. I have not been able to get help from PayPal for weeks but i remember i could file a report here as i feel they are not doing their job properly and its affecting me a great deal as i used paypal to get part of my income. My e-mail linked with to my PayPal address is XXXX.

Company Response:

State: FL

Zip: 33027

Submitted Via: Web

Date Sent: 2021-04-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4323473

Date Received: 2021-04-23

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I received my stimulus check of {$1400.00} I cashed the check through PayPal I sent a photo ID from the XXXX XXXX New York XXXX with a picture of myself alive picture shot I was able to take out {$700.00} after taking out the {$700.00} PayPal put up a message saying that I was not able to use the account for 180 days or take my money out I am a person that has mental health issues XXXX I live in a shelter this money is important to me for me to travel for me to get food for me to obtain daily items I have XXXX as well and panic attacks this has caused me a lot of stress I've had XXXX XXXX in the last week alone due to this. I have not committed any fraud or anything wrong so I don't not understand why they withholding my money especially at a time like this my email is XXXX. they have withheld my money I've called them to no avail for over a month already I need my money released so I can pay for medication and food can you please email me back or try to help me resolve this issue thank you very much for your time

Company Response:

State: NY

Zip: 11233

Submitted Via: Web

Date Sent: 2021-04-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4322098

Date Received: 2021-04-24

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I used paypal to pay for a XXXX sandwich through the XXXX app in XXXX. Fast forward to XX/XX/XXXX, my XXXX account was used in a different state to make two unathorized purchases with my XXXX account. I contacted paypal and provide proof that I was in my home state the entire day and have never been to there other state. They still dienied my claim bevause I had a purchase agreement from the one time I bought a XXXX sandwich in XXXX.

Company Response:

State: NC

Zip: 27527

Submitted Via: Web

Date Sent: 2021-04-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4321959

Date Received: 2021-04-23

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hello my account was locked for no reason. I am a legit user of paypal app. I didnt do sketchy, scamming or violating their rules on their platform. My problem was just my locked bank account that was linked to my paypal can not remove for no reason. I want to recover my account because i have funds on it and i didnt do nothing wrong using their app. This is the email that was linked to my paypal app ; XXXX Thank you for corresponding to my complain.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4321957

Date Received: 2021-04-23

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: The company has tried to reset my account password multiple times, even I did not request it. I received multiple emails asking for the verification code, I ignore it because I thought it was a Scam. The day after the incident, I received emails about my account being temporarily limited. I have provided the details needed. After that, they send another email asking for more information, then I provide more information and then I have received it again my account being resetted without me requesting it and then they Permanently limited my account.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4321742

Date Received: 2021-04-24

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Transaction authorized XX/XX/2021 for XXXX to XXXX XXXX through Paypal for a transaction on XXXX. Messages to XXXX XXXX through the website have gone unanswered. Although the website indicated it is housed in Ohio, the time stamps for the messages are for the XXXX XXXX time zone. I fear the site is a shell for fraud and wished to cancel my payment before any further exposure occurred. Paypal indicated that it could not cancel a payment once authorized despite the potential fraud and risk. Please see transcript in attached document. Paypal did not provide a copy of the transcript upon my request. The document was copied and pasted from the online exchange that spanned approximately 14 hours.

Company Response:

State: AR

Zip: 72703

Submitted Via: Web

Date Sent: 2021-04-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4321597

Date Received: 2021-04-24

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: 180 days ban of my paypal account is over they even send me an email regarding it. They also said I can withdraw my wallet balance now but when I tried to withdraw it using the existing bank account it just gets denied days later and they removed the bank account. My problem now is I tried to add a new bank account but they won't let me. They keep saying I can't add because my account has issues and when I go to my notification it's just said the same notification I got 180 days ago that my account has been permanently banned. My question now is how can I withdraw my hard earned money?

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4321595

Date Received: 2021-04-24

Issue: Managing an account

Subissue: Problem making or receiving payments

Consumer Complaint: Paypal Hello, i hope you will help me to fix my account, i dont know that the form i filled -up already to previous pages is correct to my problem right now..and the problem is my paypal account i cant sending money to my friends, i think i 'am wrong because before this is happened to my account i put the 2 bank account number which is same bank account ( the one is the account number printed on my atm and the other one is the account number that the bank gave to me ) i mean i'am carried away of puting the right bank account number i should put is the account number printed on my atm, then after so many times i am trying to sending money to my friends, but my account saids that i need to email first, i tried to ask to the company but still i can not get the right answer to my problem, and until now i tried to sending money to my second paypal account but still i cant..i hope to here your answer as soon as possible related why i cant sending, receiving and withdraw my money.i hope you will fix my account Please email me to XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4321576

Date Received: 2021-04-24

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Okay so I opened a dispute with Venmo about unauthorized transaction fast forward one day A representative contacts me and says they will Suspend my account until I can secure it and such one day later the dispute begins and I end up winning it now I messaged them and they said they now need me to provide my I.D and such to have my account unsuspended ( note I don't have any of this atm XXXX and when I check why I was suspended it says I'm in violation when I haven't done anything. So now my money is stuck and I need help!! Email : XXXX XXXX

Company Response:

State: GA

Zip: 30067

Submitted Via: Web

Date Sent: 2021-04-24

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.