PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4326918

Date Received: 2021-04-26

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is affecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: IL

Zip: 60411

Submitted Via: Web

Date Sent: 2021-04-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4326483

Date Received: 2021-04-26

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hi, sir. My name is XXXX XXXX XXXX. I'm XXXX XXXX XXXX and United States Rasident. Paypal closed my account for no reason and i don't know how to fix the problem. I believe something i did was wrong but without any reason or without any warning they closed my account with XXXX XXXX dollars in this Pandemic. I don't know how to reach them and release my account but i know CFPB can help me. Because they aren't doing the right thing by closing my account Without any reason and holding my money for XXXX XXXX. And i need this account badly. Please help me Out. I know something i assume was wrong but please i beg pardon and mercy for my account. My Paypal account name is XXXX XXXX XXXX and Email of the Paypal is XXXX. Thank you so much..

Company Response:

State: PA

Zip: 19082

Submitted Via: Web

Date Sent: 2021-04-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4326368

Date Received: 2021-04-26

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I just want to complain regarding on my account XXXX Paypal banned my account without any reason can '' t with withdraw my money for almost 2months now. Badly need my money I workhard to earn to sustain my needs then suddenly cant withdraw. Why is just they banned my account? this email link in my paypal XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4326351

Date Received: 2021-04-25

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: In XX/XX/XXXX, I opened up a PayPal Business Account to sell secondhand clothing online through an app called XXXX. Within 2-3 weeks of me opening my business account PayPal put a permanent ban on my account. According to PayPal I opened a personal account in XXXX which I never used and have completely forgot about. The reason for the ban is because some of the information in the personal account from 8 years ago matches the information with the new business account I made in XXXX called PayPal to try and resolve the issue but they said they couldnt help me and I was banned for life. Even after giving them all the information to prove that I was the owner of both accounts and was not committing identity theft/fraud. I find it unfair that PayPal never warned me about how my account was at risk of being banned and how I was allowed to put in the information from my last account that I completed forgot about. Being banned from PayPal has disrupted my life because most e-commerce services require PayPal. I would like a second chance and for PayPal to lift my ban.

Company Response:

State: NY

Zip: 11741

Submitted Via: Web

Date Sent: 2021-04-26

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4326317

Date Received: 2021-04-26

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4326171

Date Received: 2021-04-25

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State: NY

Zip: 11418

Submitted Via: Web

Date Sent: 2021-04-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4325971

Date Received: 2021-04-25

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4325838

Date Received: 2021-04-25

Issue: Other service problem

Subissue:

Consumer Complaint: I received a notice from PayPalXXXX on XX/XX/2021 that my personal PayPal account in now Permanently ban limited and that I can not use the account to receive payments or do any type of money transfers. The Permanent Ban Limitation provides no explanation of why the account is now banned or why I can no longer do business on PayPal. There is a XXXX day limitation placed on the funds in the PayPal account. On the PayPal website there is no way to try to resolve the issue of having the Permanent Ban Limitation lifted and have the account reinstated. I have not violated any of PayPal policy agreements, I do not have any prior disputes, strikes, and limitations on my PayPal account. I would like a resolution of my PayPal account reinstated lifting the permanent ban limitation so there are no restrictions on my PayPal account. As well as an explanation for why the PayPal account was flagged for permanent ban limitation and what I would need to fix the issue to have my account back.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4325837

Date Received: 2021-04-25

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: CA

Zip: 94014

Submitted Via: Web

Date Sent: 2021-04-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4325483

Date Received: 2021-04-24

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Ive been using PayPal for a while just to make money transfers to my friend, I did it a little more than often but they close my account after I submitted my correct info. I have XXXX in the account and I need it I can not wait 180 days tto get access to my money. Ive also done research and I Am not the only person this has happened to they have closed new and older accounts numerous times.

Company Response:

State: MS

Zip: 386XX

Submitted Via: Web

Date Sent: 2021-04-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.