Date Received: 2020-12-20
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Investigation took more than 30 days
Consumer Complaint: I have filed a dispute in regards to incorrect information on my credit report. It has been over 30 days and I haven't received a response.
Company Response:
State: TX
Zip: 78244
Submitted Via: Web
Date Sent: 2020-12-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-12-17
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: XX/XX/2020 {$1200.00} {$1900.00} {$2200.00} there is this company that keep changing names and keep reinserting on my credit by different names same company ... I feel like im being pressured harrased by this company and their giving me different amounts ... I even tried to reach out to the company to resolve this.. they gave me the run around and seem to be a rude company and also call me at XXXX at night ... This is really stressful the harassment especially calling me unknown at XXXX at night.. the name of the companies that are the same but have different names are XXXX XXXX XXXX XXXX and they other name is XXXX XXXX XXXX XXXX
Company Response:
State: NC
Zip: 28213
Submitted Via: Web
Date Sent: 2021-01-05
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-12-17
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: Hello, It's unfortunate that this debt KEEP popping up on my credit profile. I have advised that I was a victim of identity theft and it was removed! However once again it ha been added to my report and this is tarnishing my credit score. Please rectify this issue for once so I can move forward in life. I have attached the previous identity theft report.
Company Response:
State: TX
Zip: 751XX
Submitted Via: Web
Date Sent: 2020-12-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-12-16
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: This debt shows up as National Credit system in reference to XXXXXXXX XXXX XXXX. The alleged amount is {$590.00}. We contacted the Apartment building and they have no record of it. Contacted the prior property company XXXX and they have no record of it. Contacted National Credit System at XXXX and at first gave the account number listed on my credit report and my social security number was transfered to a XXXX XXXX voice mail. I have not received a return call yet. I have also written dispute letters to all three credit bureaus to have it removed since it seems like a fraudulent charge since no one knows anything about it. Please assist me in anyway you can to get this remedied. Thank you
Company Response:
State: FL
Zip: 32818
Submitted Via: Web
Date Sent: 2021-01-14
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-12-16
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: this account is a result of identity theft it shows a person with a same last name as mine but I have no knowledge of the person listed and need this to be rectified I have been receiving threatening calls from this company
Company Response:
State: TX
Zip: 75044
Submitted Via: Web
Date Sent: 2020-12-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-12-16
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: National Credit System XXXX. XXXX XXXX XXXX, GA XXXX Re : XXXX this company is trying to collet {$10000.00} from some apartment complex named XXXX XXXX XXXX XXXX XXXX XXXX Located in XXXX XXXX Florida, On XX/XX/2020 I try calling and searching for the apartment complex, it does not exist. i also called the collection company the person who answer was XXXX XXXX XXXX I asked for the phone number of XXXX XXXX XXXX XXXX XXXX XXXX she refused to give that info and said they are not allowed to provide information like a Phone Number for XXXX XXXX XXXX XXXX XXXX XXXX that i need to research by myself, she ask for my personal info. She want me to pay full amount to them and tread me if they send me a package to investigate a Froud this will take months and that the only solution is to pay full amount cause XXXX XXXX XXXX XXXX XXXX XXXX XXXX company that do not exist ) do not take settlement.
Company Response:
State: FL
Zip: 32809
Submitted Via: Web
Date Sent: 2020-12-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-12-16
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: Original Creditor : XXXX XXXX for XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Amount Balance : {$7500.00} Assigned to National Credit Systems , Inc . After moving out of the XXXX XXXX XXXX XXXX XXXX I provided a forwarding address for any amounts that may due or other correspondences. I contacted the complex within XXXX days after moving since I never received a final bill that I was told would be mailed to my forwarding address, they would only verbally give a bill amount which was outrageous. I requested and I never received the mailed breakdown of why the charges were so high and what they were for. Waited about another month for a bill after again providing my address and received nothing. Called again for a copy of charges and was told to contact the agency it was assigned to, called the agency and was told to call the complex. Emailed the corporate office XXXX XXXX link via the company website requesting a copy of the charges to find out why they were so high and received no response. Charges then appeared on credit as a collection. I have disputed several times and have asked numerous times for proof of charges along with any pictures to show where and why they were so high. The last dispute was sent on XX/XX/XXXX and I have yet to receive a reply although it remains on my credit. All disputes end with a debt being validated with the collection agency showing proof they were assigned a debt although after numerous attempts I still have no idea what all the charges are for and have never been able to receive a copy of charges and only a never ending circle from the complex, to corporate, to the collection agency.
Company Response:
State: NV
Zip: 89120
Submitted Via: Web
Date Sent: 2020-12-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-12-16
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: THESE ACCOUNTS LISTED DO NOT BELONG TO ME SOMEONE USED MY SOCIAL SECURITY NUMBER AND PHOTO ID TO OPEN THESE APARTMENT LEASES IN MY NAME I HAVE MADE CRIMINAL COMPLAINTS AT LOCAL AND FEDERAL AGENCIES I AM A VICTIM OF IDENTITY THEFT I HAVE PROVIDED A COPY OF MY IDENTITY THEFT REPORT ON THESE ACCOUNTS ATTACH TO THIS COMPLAINT ***PLEASE SEE ATTACHMENT ****
Company Response:
State: FL
Zip: 32608
Submitted Via: Web
Date Sent: 2020-12-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-12-16
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: This was from a lease that was forgiving due to XXXX they allowed all students to leave and since I had XXXX they allowed me to leave and advised they would take care of any outstanding balances per the lease agreement this was an act of XXXX
Company Response:
State: FL
Zip: 33076
Submitted Via: Web
Date Sent: 2020-12-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-12-15
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I have been contacted several times by this law office about debt and requested several times that they send me the information. The guy on the phone stated that they had and someone signed for it and I repeatedly told him I had not received anything. They proceeded to list this account on my credit report and I have SCRA protection from canceling this lease so they are reporting a debt I am not liable for through National Credit Systems.
Company Response:
State: MS
Zip: 39180
Submitted Via: Web
Date Sent: 2020-12-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A