Date Received: 2024-01-18
Issue: Incorrect information on your report
Subissue: Public record information inaccurate
Consumer Complaint: I recieved a credit report fro LexisNexis. I disputed quite a few items and sent in my dispute. After XXXX weeks I sent a request as to when the changes to my credit report would be completed. I provided the Consumer Number XXXX and the Case Number XXXX. I was sent an email that said they couldnt verify my identity. The said to send a copy of my drivers license and a copy of my utility bill. Im not going to do this. Ive already sent that information. I want to know if LexisNexis recieved my dispute letter. I want to know when LexisNexis will complete the changes to my disputes. If I dont get the information Ive requested. I will wait XXXX months and request a new credit report.
Company Response:
State: WA
Zip: 98292
Submitted Via: Web
Date Sent: 2024-01-18
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-19
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: AS A CONSUMER I AM SUBMITTING THIS REPORT TODAY, THE CREDIT REPORTING AGENCIES VIOLATED 18 USC 1028A, WHICH PROHIBITS AGGRAVATED IDENTITY THEFT. THIS VIOLATION OCCURED WHEN THESE ENTITIES FURNISHED INFORMATION WITHOUT MY CONSENT, INCLUDING THE REPORTS. ADDITIONALLY, THEY HAVE CONTRAVENED
Company Response:
State: SC
Zip: 291XX
Submitted Via: Web
Date Sent: 2024-01-19
Company Response to Consumer: Closed with non-monetary relief
Timely Response: No
Consumer Disputed: N/A
Date Received: 2024-01-19
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: AS A CONSUMER I AM SUBMITTING THIS REPORT TODAY, THE CREDIT REPORTING AGENCIES VIOLATED 18 USC 1028A, WHICH PROHIBITS AGGRAVATED IDENTITY THEFT. THIS VIOLATION OCCURED WHEN THESE ENTITIES FURNISHED INFORMATION WITHOUT MY CONSENT, INCLUDING THE REPORTS. ADDITIONALLY, THEY HAVE CONTRAVENED
Company Response:
State: SC
Zip: 29550
Submitted Via: Web
Date Sent: 2024-01-19
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-19
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
Company Response:
State: TX
Zip: 79928
Submitted Via: Web
Date Sent: 2024-01-19
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-13
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
Company Response:
State: TX
Zip: 77073
Submitted Via: Web
Date Sent: 2024-01-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-15
Issue: Incorrect information on your report
Subissue: Public record information inaccurate
Consumer Complaint: it is reported that I have criminal charges that are false and inaccurate. I applied for a loan and was asked to explain charges being reported that I have 100 percent no knowledge of and some that are reporting 100 percent inaccurate. I have no associations to any felony crimes. this is a harsh misrepresentation
Company Response:
State: IL
Zip: 60616
Submitted Via: Web
Date Sent: 2024-01-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-17
Issue: Incorrect information on your report
Subissue: Information is incorrect
Consumer Complaint: Lexis-Nexis Consumer Services Center XXXX XXXX XXXX XXXX, Ga XXXX Reference # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Upon reviewing my consumer report, I found information inaccurate, Please review and contact Insurance company XXXX Insurance for verification so that the information be correct and deleted. This information is falsely be report which has prevented me from receiving insurance. I have enclosed the denied letter. XX/XX/XXXX incident is incorrect there is no accident on this date. This date XX/XX/XXXXXXXX is false and need to be corrected. Insurance at that time was XXXX Policy # XXXX Claim Agent XXXX XXXX XXXX. Please contact insurance and remove the inaccurate information date XX/XX/XXXX it was only 1 accident in XXXX. Accident date XX/XX/XXXX was not my fault this incident happens on the freeway, which I file a police report of an object in the road which cause the accident, this should not be rated as my AT-FAULT ACCIDENT, Im requesting this be investigated and remove from my Lexis-Nexis report immediately.
Company Response:
State: IN
Zip: 46804
Submitted Via: Web
Date Sent: 2024-01-18
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-17
Issue: Unable to get your credit report or credit score
Subissue: Other problem getting your report or credit score
Consumer Complaint: I have made three separate requests to receive my report from LexisNexis, as indicated in their profile, but I have not received it either by mail or email. This issue has persisted since XXXX of 2023.
Company Response:
State: PA
Zip: 19143
Submitted Via: Web
Date Sent: 2024-01-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-17
Issue: Unable to get your credit report or credit score
Subissue: Other problem getting your report or credit score
Consumer Complaint: have made three separate requests to receive my report from LexisNexis, as indicated in their profile, but I have not received it either by mail or email. This issue has persisted since XXXX XXXX XXXX
Company Response:
State: PA
Zip: XXXXX
Submitted Via: Web
Date Sent: 2024-01-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-15
Issue: Problem with a company's investigation into an existing issue
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: I HAVE DISPUTED AND REQUESTED I WHOLE CREDIT FILE FROM THESE THREE COMPANIES AND THEY ARE REFUSEING TO DO SO WHEN I HAVE IDENTIFIED MYSELF MULTIPLE TIMES THATS WHY IM CONTACTING YOU GUYS SO I CAN UPLOAD MY PROOF OF IDEA ASWELL AS ADDRESS AS WELL AS SOCIAL SECURTIY CARD WICH I FEEL IS XXXX MUCH BUT THAT IS NOT THE MATTER HERE THESE FAULE REPORTS AND ONCOSENT TO FURNISH MY INFORMATION WITH OUT WRITTEN CONSENT IS ANLAWFUL ASWELL AS FRAUD AND IDENITY THEFT THESE ARE THIRD PARTY REPORTING AGENCIES .AND DO NOT GOVERND ANY PROPER LAW GOVERND BY THE FCRA THESE REPORTS ARE HARMING MY PROGRESS AND MY FAMILY AND I DEMAND FOR FRAUD REPORTOMG AND DEROGATORIES BE REMOVED ASAP 4 DAYS OF RECITE ASWELL AS SEND ME A EMAIL TO XXXX I DO NOT TRUST THE MAIL I WANT IT EMAILED TO M EMAIL ADDRESS EARLLY WARNINGS, CHECK SYSTEM AND LEXIS NEXIS THIS WILL BE ADDRESED TO
Company Response:
State: NJ
Zip: 075XX
Submitted Via: Web
Date Sent: 2024-01-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A