COINBASE, INC.


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"Products" offered by COINBASE, INC. with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Credit card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Other debt
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Other financial service - Foreign currency exchange
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Pawn loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Pawn loan
Prepaid card - General-purpose prepaid card
Prepaid card - Mobile wallet
Virtual currency - Domestic (US) money transfer
Virtual currency - International money transfer

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Complaint ID: 4188382

Date Received: 2021-03-06

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Coinbase has my money and won't allow me to access it! These guys are crooks! They don't even have an address to contact! There was over XXXX in my account and they froze it! It won't allow me to withdraw or trade ... ALSO LOOK INTO OTHERS AS WELL! A LOT OF PEOPLE ARE HAVING THIS PROBLEM!

Company Response:

State: CA

Zip: 90016

Submitted Via: Web

Date Sent: 2021-03-06

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4187849

Date Received: 2021-03-05

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: On XX/XX/2021 I attempted to convert XXXX Pax Gold from Block Fi into Omisego or OMG in Coinbase. I incorrectly attempted a conversion of an unsupported coin in Coinbase. There were no warnings in real time I would not be able to do this transaction. They do have provisions in their user agreement regarding this. I strongly believe they should have some kind of warning system, review system or rejection system before these types of transactions are done. I reached out to them and was advised they have a record of the transaction but could neither convert it nor return it and that my money ( {$25000.00} ) was simply lost. They advised a vague confirmation of a recovery, for certain coins, " sometime in the spring '', and would neither confirm or deny my coin would be on the list. I asked them for a decrypted private key for the transaction so I could find another wallet that would convert Pax Gold and they would not provide it. I offered them a fee to either convert or return the transaction and they advised they would or could not. They make it very easy for someone to attempt incorrect conversions and have no checks or balances when someone does. Their customer service is extremely poor, with no live support whatsoever. I do not believe a mistake that can take less than a minute be worth losing {$25000.00}. Their platform makes it incredibly easy for these types of transactions to happen. Their response is they have no interaction with the blockchain. They have the responsibility of handling transactions, but take no responsibility for user error at the same time.

Company Response:

State: CA

Zip: 92111

Submitted Via: Web

Date Sent: 2021-03-14

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4187604

Date Received: 2021-03-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I have XXXX Bitcoin with Coinbase Inc. On XX/XX/21 I requested a transfer of {$2000.00} to my bank. I was immediately notified that the sale had been started, but the money was not transferred. On XX/XX/21 I requested a further {$1500.00} which was not transferred. Coinbase has not responded.

Company Response:

State: AZ

Zip: 856XX

Submitted Via: Web

Date Sent: 2021-03-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4186458

Date Received: 2021-03-05

Issue: Fraud or scam

Subissue:

Consumer Complaint: On XX/XX/2021 at approximately XXXX EST my coinbase.com account was compromised. The individual or individuals were able to transfer funds totaling approximately {$35000.00} to an unknown wallet.. I disabled my account at XXXX EST but the damage was already done. I have since sent several e-mails ( there is no live customer support line ) to try and get any additional information or resolution.

Company Response:

State: VA

Zip: 22193

Submitted Via: Web

Date Sent: 2021-03-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4186016

Date Received: 2021-03-05

Issue: Other transaction problem

Subissue:

Consumer Complaint: Hello, On XX/XX/21 I send a case to Coinbase to flag some unauthorized transactions on my account. My account was disabled and I was told it would be resolved in 10 business days. I have followed up multiple times since then because I can not access any of my cryptocurrency accounts in this time. The last response was on XX/XX/21 saying my case would be resolved in 4-5 business days. I have followed up since then because the case is not resolved and my account is still disabled but I get no response.

Company Response:

State: IN

Zip: 47630

Submitted Via: Web

Date Sent: 2021-03-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4185555

Date Received: 2021-03-04

Issue: Managing an account

Subissue: Deposits and withdrawals

Consumer Complaint: I am unable to access my funds after almost 3 months, I have sent more than 20 messages and tried to contact through different social networks, but no response. I can't use my savings and have lost money

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-04

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4185532

Date Received: 2021-03-04

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Dear Sir/Madam, I sent this email to complain that Coinbase locked my XXXX for 3 months. I would like to summarize my case as below : I have a transaction to transfer XXXX from my other wallet to Coinbase 's account ( the last item ). 1 ) Date of deposit : XXXX XXXX XXXX Amount of transfer XXXX XXXX XXXX XXXX Transaction hash : XXXX https : XXXX But in Coinbase it's showing XXXX in my portfolio balance. So all my money XXXX XXXX XXXX XXXX was lost for no reason. I submitted a lot of tickets in 3 months but then the Coinbase system told me that the ticket closed with an auto message One of my tickets is XXXX that was created on XX/XX/2020 and is still pending for now even though I sent a lot of follow up messages. Please help me. That's all my family 's saving. Please let me transfer my money to another wallet. You guys can close my coinbase 's account. Thank you a lot!

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4185401

Date Received: 2021-03-04

Issue: Fraud or scam

Subissue:

Consumer Complaint: On XXXX XXXX.I checked my bank account and it was overdrawn because Coinbase took out {$25000.00} dollars from my account that I didnt authorize. I immediately called my bank ( XXXX ) and they assigned a fraudulent team to investigate. I emailed Coinbase and let them know the situation so they locked my account, later that day my bank notified me that Coinbase credited my money back to my account and that everything is OK..case closed. I emailed Coinbase to let them know that everything was OK and to please unlock my account which I thought they would do right away.1 month later no reply other then automated emails saying they will investigate and will be in touch in 3 to 4 days, Ive send them probably over 30 emails its going on 5 weeks now and Im starting to get worried, I lost so many opportunities to trade and sell the past month.. all I want is them to unlock my account, thats allI have XXXX XXXX ( {$23000.00} ) that I cant get access to. I need access to sell, please help thank you. case # XXXX Sincerely, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WASHINGTON XXXX

Company Response:

State: WA

Zip: 98208

Submitted Via: Web

Date Sent: 2021-03-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4184597

Date Received: 2021-03-04

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I opened an account with Coinbase and things seemed okay for almost a week. Then with no explanation, my account access was blocked, and I can not log in. I have sent 6 emails, asking for help, and I received one automated email saying they were looking at the cause of the problem. I sent a follow-up email asking for an update, and received a reply saying the case was closed. - However, my account is still locked. I opened another case via email, and received the same reply that the problem was going to be reviewed. I have sent 3 additional emails asking for an update, but now I get no reply 's at all. At first, I thought perhaps their system was having a problem, but with the lack of customer notification and contact, it is my sincere belief that they allow an account to be opened, and then they freeze the account after crypto positions are purchased, perhaps to ensure the positions can not be sold as the market drives their value lower. In one of my emails, I asked they either unfreeze my account, or sell the holdings and send me the proceeds. ( Again no response at all XXXX This company has no customer support by phone, except to report fraud on your account, which causes the account to be shut down. - No one will speak with me. At this point, I believe I have been scammed out of nearly {$600.00}. Any help you could provide would be most appreciated. I am not unreasonable - If someone from Coinbase could at least explain what the problem or issue is, maybe I would not be feeling like they are a scam company that needs to be investigated. My account has been un-accessible Since XX/XX/XXXX.

Company Response:

State: TX

Zip: 76180

Submitted Via: Web

Date Sent: 2021-03-04

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4184057

Date Received: 2021-03-04

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Hi, First I am scared, frustrated and XXXX XXXX on the issues I am having today with Coinbase. My account was compromised and {$7500.00} was taken from my bank account and transferred to Coinbase. I tried to get into my account and I couldn't because my old phone number not sure how but it was still on the website. I called up Coinbase and their customer service is non-existent and it is automated messages to say your account was compromised and no real customer service. Their emails are just automated messages to shut you up and " try '' to help. I had to text my old number embarrassingly for the code. Once I got in, there was no money and everything seemed to be wiped clean. There was no transactions on the account and I couldn't do a thing. So, I filed a claim with XXXX and they sent my complaint out. After a few days I got a reversal of {$7500.00}. I thought great my money is back and it's solved. One day later, Coinbase emailed me and said I owed them {$7500.00} I'M AT THE BREAKING POINT, THERE IS NO ONE TO CALL ON COINBASE AND I'M JUST FRUSTRATED. I BEG OF YOU TO PLEASE HELP ME. I have all the documentation and I just want to talk to someone at coinbase. I just get endless lies of a " specialist '' coming to help.

Company Response:

State: NY

Zip: 108XX

Submitted Via: Web

Date Sent: 2021-03-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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