U.S. BANCORP


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"Products" offered by U.S. BANCORP with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account -
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Pawn loan
Consumer Loan - Personal line of credit
Consumer Loan - Title loan
Consumer Loan - Vehicle lease
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Mortgage
Debt collection - Mortgage debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Rental debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Conventional adjustable mortgage (ARM)
Mortgage - Conventional fixed mortgage
Mortgage - Conventional home mortgage
Mortgage - FHA mortgage
Mortgage - Home equity loan or line of credit
Mortgage - Home equity loan or line of credit (HELOC)
Mortgage - Other mortgage
Mortgage - Other type of mortgage
Mortgage - Reverse mortgage
Mortgage - Second mortgage
Mortgage - USDA mortgage
Mortgage - VA mortgage
Other financial service - Check cashing
Other financial service - Credit repair
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Other financial service - Traveler’s/Cashier’s checks
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Other advances of future income
Payday loan, title loan, personal loan, or advance loan - Payday loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Title loan
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Government benefit card
Prepaid card - Government benefit payment card
Prepaid card - ID prepaid card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card
Prepaid card - Student prepaid card
Student loan - Federal student loan servicing
Student loan - Non-federal student loan
Student loan - Private student loan
Vehicle loan or lease - Lease
Vehicle loan or lease - Loan

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Complaint ID: 7741352

Date Received: 2023-10-23

Issue: Struggling to pay mortgage

Subissue: Trying to communicate with the company to fix an issue related to modification, forbe

Consumer Complaint: Applied for reinstatement quote on XX/XX/2023 have not yet received the information needed to reinstate the mortgage and get the home out of foreclosure also they declined to inform me of loan modification options until XX/XX/2023 and said they'd mail them to me and as soon as I received the options and responded they would terminate any pending sale date but I have not yet received them and it's scheduled for sale on XXXX the title company has not yet received any information from US Bank either they also requested a reinstatement quote on XX/XX/XXXX XXXX

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: OR

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-10-23

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7741351

Date Received: 2023-10-23

Issue: Problem with a purchase shown on your statement

Subissue: Card was charged for something you did not purchase with the card

Consumer Complaint: My cardholder/wallet with my physical XXXX XXXX XXXXXXXX visa card was stolen when I returned to XXXX from a business trip from XXXX on XX/XX/2023. Between XX/XX/2023 to XX/XX/2023, I had access to the XXXX XXXX XXXX Business visa card saved in my XXXX XXXX wallet and a copy of the virtual card, which I still used to complete purchases. I was not aware that the physical card was stolen until XX/XX/2023, at which time I discovered a number of charges made on my XXXX XXXX XXXX Card. I filed a police report, called into my banks to cancel all stolen cards, including US Bank. I also disputed all such fraudulent transactions made on my US Bank Card. One of the fraudulent transactions was made at XXXX XXXX on XX/XX/2023 in the amount of {$1200.00} in XXXX, XXXX ( the " XXXX XXXX Transaction '' ). US Bank issued a credit adjustment for all of the reported fraudulent transactions until XX/XX/2023, which is when they charged me {$1200.00} for the XXXX XXXX XXXX. I received a letter in the mail providing that they have concluded I have received the service or benefit of the transaction, the investigation has been closed, and I may not contest the transaction. However, I never received any benefit or service related to the transactionon the day of the transaction, I was not in XXXX ( I have location data showing that I was in XXXX and XXXX XXXX ) and I did not purchase anything that day from XXXX XXXX. I called US Bank upon receipt of the letter and requested an explanation for why I was charged for the fraudulent XXXX XXXX Transaction. Their assessment that I must have made the XXXX XXXX Transaction because I made a purchase at In and Out in the amount of {$6.00} was incorrectI made that transaction with my stored XXXX XXXX wallet card and could not have made the XXXX XXXX Transaction because I was not in possession of the physical card. After having a conversation with them, the US Bank agent noted that they must not have evaluated all of this information and will give me a call back within 48 hours to discuss further. After a week and follow-up calls to US Bank , I have still not receive a call back, and {$1200.00} still appears on my credit card account summary as a charge.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: CA

Zip: 94030

Submitted Via: Web

Date Sent: 2023-10-23

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7740328

Date Received: 2023-10-23

Issue: Problem with a purchase shown on your statement

Subissue: Credit card company isn't resolving a dispute about a purchase on your statement

Consumer Complaint: I filed a dispute against Elan Financial Credit Card Services and Fidelity Investments on XXXX XXXX XXXX through your organization, CFPB. Fidelity Investments employed Elan Financial Credit Card Services to manage their credit card and Elan responded and stated that they called me on XX/XX/. Elan never called me to resolve this dispute nor will they look at my documentation. I have attached my XXXX phone records to provide you with proof that they did not call. On XX/XX/2023, XXXX ( dispute supervisor at Elan ) stated that she would reopen the case if I could provide documentation that shows that there was a return policy at the time of my purchase on XX/XX/2023. In addition, I told XXXX that I had emails from the merchant, XXXX XXXX XXXX, that state they would take the product back and I stated I would get back to her. XXXX did not want to see the emails from the merchant. On XX/XX/2023, I called back and spoke to XXXX ( dispute supervisor at Elan ) and he stated that he will not open the case. I told him that I have emails from the merchant, XXXX XXXX XXXX stating they would return the product and documentation that demonstrates that at the time of checkout there was a return policy. Elan is unwilling to reopen the case and look at my documentation. I have recorded their phone calls and so has my third party investigation firm, XXXXXXXX XXXX XXXXXXXX, XXXX XXXX. We both have them on recorded lines wherein Elan states that they will not work with me to resolve this dispute by looking at my documentation. Elan can lie to you and state that they are willing to work with me but they are not willing to so. I would not be spending so much of my time filing complaints if they would look at my documentation. I am providing you with my XXXX XXXX XXXX phone records of XX/XX/2023 to demonstrate that Elan is lying and not calling me. They have no documentation to show that they evidence that they are working with me.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: NJ

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-10-23

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7739769

Date Received: 2023-10-22

Issue: Closing an account

Subissue: Funds not received from closed account

Consumer Complaint: This complaint is related to XXXX. I am leaving my bank - US Bank - after the most horrific financial experience I have ever heard of in consumer banking. That experience is described in more detail in the aforementioned complaint. I have begun closing all of my accounts including credit card, brokerage account, and CDs. The final closure of my checking account is scheduled to take place in-person in XXXX at my local branch. However, one final CD ending in XXXX for {$3200.00} is not being deposited into my checking account and it has been a month since I called on the phone to redeem it. I emailed the branch managers and the person in the bank 's Office of the President ( I have their contact info from my previous, related, complaint ). I also called on the phone and spoke to a customer service representative in Wealth Management. No one can provide me any information about my funds, except to say that they have a record that I called to redeem it on XX/XX/XXXX and that the redemption was submitted but was lost in processing. They sounded very confused and explained that it may have been " lost ''. As suspected, US Bank is holding onto my core deposits for their financial gain, at my loss. This is a financial crime and they are well aware of their practice and the impact it has- they just don't care because they believe they can get away with it.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: OR

Zip: 97502

Submitted Via: Web

Date Sent: 2023-10-22

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7739577

Date Received: 2023-10-23

Issue: Attempts to collect debt not owed

Subissue: Debt was paid

Consumer Complaint: Me, my husband is in a XXXX XXXX bankruptcy and the payments that have been made is over {$57000.00} that went towards the mortgage, us bank is paying on the interest and barely paying on the principal, and which interest is supposed to stop after bankruptcy XXXX XXXX is filed with a payment plan. We send monthly statements, I called to request an itemized statement from the escrow department, we never received it. Only received our monthly statement. I would like an investigation into us bank and how they are posting payments that are sent to them. We want to make sure they are posting the money correctly, accurately. Also there was a Ach that should have been posted to our mortgage account over 2 weeks ago. The electronic payment has cleared, they still havent posted the payment ; along with the trustee from XXXX XXXX payment plan sent over {$5000.00} to US Bank that was over 2 weeks go that didnt get posted either based on the current statement they sent us. I have attached the most Recent mortgage statement they sent us that didnt add up to whats being sent to US Bank .

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: OH

Zip: 44135

Submitted Via: Web

Date Sent: 2023-10-23

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7739170

Date Received: 2023-10-23

Issue: Problem with customer service

Subissue:

Consumer Complaint: On XXXX XX/XX/2023 i went into the US Bank at XXXX XXXX XXXX XXXX in XXXX XXXX. I brought in XXXX checks to deposit. XXXX days later I notice that I was given {$10.00} for XXXX of the checks that was written to me for {$1000.00}. US Bank never called me ; didnt even notice the error until I came into the bank on the morning of XXXX XX/XX/XXXX. I have still not recieved my missing {$990.00}. Bank did not seem very contrite about the accident. Blamed the error on their scanner machine.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: CA

Zip: 90041

Submitted Via: Web

Date Sent: 2023-10-23

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7739169

Date Received: 2023-10-23

Issue: False statements or representation

Subissue: Attempted to collect wrong amount

Consumer Complaint: Hi, i noticed tha us bank reported my XXXX XXXX credit card as a charged off with an incorrect balance amount of {$1000.00}, when the account was reported as a charged off amount should balance have to be {$0.00}. I tried to contact this institution by phone and transfer between departments leaving me in hold and then dropped or hanged up my call. They sold my debt and they reported to my XXXX credit report the account in charged off, I need that USBANK with address XXXX XXXX XXXXXXXX XXXX XXXX MO XXXX and Phone : XXXX, correct the error that they reported because I did not owed {$1000.00}, they continued charges my account during XXXX XXXX XXXX XXXX XXXX, when the account is closed and when I did not used it since XXXX, they did not give me moratorium during XXXX XXXX, XXXX, XXXX and they are reporting a false statement that I owed {$1000.00}, when the account is in charged off when they reported to IRS and received the credit incentive of {$2000.00} for the reported debt. They are reporting if as I owed the doubke amount of the debt and violating my privacy right as well. I beed that US BANK correct the amount reported to {$0.00} as charge off account and sent me their 1099 for the charged off account reported to IRS. I would like that they removed this account due that they reported a false statement and a false amount. They also did not report the payment that I made on XX/XX/XXXX. They caused me that other bank institutions closed my checking account when making unauthorized charges to my XXXX XXXX XXXXXXXX XXXX checking account ending in XXXX when I made the payment with my XXXX checking account and make me lost important accounts transaction and extra fees because I did not have the balance in the XXXX account instead I made the payment using XXXX account, and in my credit report said that there is XXXX and I made a payment in XX/XX/XXXX, as the payment agreement made in XX/XX/XXXX.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: FL

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-10-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7738817

Date Received: 2023-10-21

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: I am filing this complaint against US Bank on the year of 2021 I had opened a U.S. Bank for my upcoming XXXX XXXX. For months I never had and problems with any money transfers or etc with the checking account that was opened with US bank. Many times before this money transfer that was made to me from my brothers Bank of America account in the amount of XXXX was posted and completed to my account on the date of XX/XX/2021. That following day I tried making transfer to my Apartment management to make a payment towards my lease and it was declined when looking into it I learned my account was frozen and would not be able have access to my funds or account into further notice. I then received a letter in early XXXX stating my account was going to be closed due to suspicion with fraud, any balance that was in my account was to be mailed to me in a cashiers check. 2 weeks later I received a check for XXXX cents, confused I was because I shouldve have had still the deposit that was deposited into my account for the amount of XXXX. So where was my money and how can they do that to me? Customer service reps werent able to let me know the reason as to why or where my money had gone or why they were holding it so they asked me to go into the branch I opened up my account originally from so I did branch location ( XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX ) they also said my brother with his ID and bank information would be a good idea to have with me as well to confirm the deposit wasnt or had nothing to do with any scam or fraudulent transaction when I got to the branch I asked to speak to the manager and she was very rude to me since the beginning of my visit she did not want to hear anything I had to basically say from my end and basically told me those funds were moved into an account that I wouldnt have any access to and that money was basically never going to be released to me I asked why or if that was even legal for them to do that? They had no reason I had every bit of proof to show my transaction from that transfer had nothing to do with any fraud but she did not care to hear me at all and said to take it as a lost. For years now or a year now I have been trying to find some type of help as to why my money was kept because of this incident I have been struggling financially and am now homeless my brother and I had to go through many obstacles because of this incident and I dont know how I still have not been given any details as to where and why those funds never where paid to me anymore. My brother also tried to file a claim on his end saying the transfer was never received by me because the bank was holding it from me but Bank of America came to the conclusion that there was no need for them to dispute anything with that transfer because the transfer was made and it reached the destination it had to from there end.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: CA

Zip: 90038

Submitted Via: Web

Date Sent: 2023-10-21

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7738606

Date Received: 2023-10-21

Issue: Managing an account

Subissue: Deposits and withdrawals

Consumer Complaint: On XX/XX/2023 US Bank force closed my account due to a check, that I did not deposit, being returned to them. I had a balance of {$1000.00} in my account the day they closed it. There is still a positive balance of {$1000.00} in said account but the bank will not release my funds to me unless I verify a deposit I made for {$1800.00}. I no.longer have access to my online banking to view any deposits made into my account and the bank refuses to give me any copies.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: CA

Zip: 95242

Submitted Via: Web

Date Sent: 2023-10-21

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7738369

Date Received: 2023-10-21

Issue: Closing an account

Subissue: Funds not received from closed account

Consumer Complaint: On XX/XX/23 I received a letter informing me that one the business checking account is in the process of closing, regarding a cashier check that was deposited on XX/XX/23. I have spoken to multiple agents regarding this matter and in the notes it states something about forgery. The check is valid and can be verified, this check was deposited by the US Bank branch manager himself on XX/XX/23. The remitter of the check can verify the check and provide any information that is needed. I went to the US Bank branch on XX/XX/23 and talked to branch manager about this situation and he himself remembered the XX/XX/23 transaction. I want access to my funds as soon as possible.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: CA

Zip: 91007

Submitted Via: Web

Date Sent: 2023-10-21

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.