Date Received: 2021-03-09
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: I paid a collection in XXXX of 2020. Collection was paid in full. A few months pass and I notice another collection for the same/around the same debt popped up. I went through my records and found the original payment receipt. The debt collector is saying this has not been paid, but my records show otherwise.
Company Response:
State: TX
Zip: 75098
Submitted Via: Web
Date Sent: 2021-03-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-09
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Upon receiving my recent Credit report, I have found information regarding debt that is being claimed against me. I've been working diligently to improve my credit, despite having difficulties with collection agencies in the past. I've done my research on debt collection practices and how to manage my personal finances better. I've been saving for quite some time to pay off my accounts and finally did. This was difficult as the collectors were unwilling to work with me at times. That said I was able to pay off the accounts by starting with a new slate on my credit. The collection agencies in question have not removed the accounts from my credit report yet the rest being damaged because of it. They informed me that they would stop reporting the accounts but haven't.
Company Response:
State: TX
Zip: 760XX
Submitted Via: Web
Date Sent: 2021-03-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-09
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I sent a debt validation letter to Transworld Systems in XXXX. I haven't received a response from the company to provide validation of debt to date. However, they continue to report this debt on my credit report without providing proof of a signed contract. Please have this collection removed from my credit report.
Company Response:
State: TX
Zip: 75010
Submitted Via: Web
Date Sent: 2021-03-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-08
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I sent a debt validation letter on XX/XX/2021 and Transworld System Inc and they received it on XX/XX/2021 via certified mail to XXXX XXXX XXXX XXXX, DE XXXX. This company has failed to validate this debt by not responding at all. Please delete this information from my credit file and cease all collections activities immediately.
Company Response:
State: FL
Zip: 33578
Submitted Via: Web
Date Sent: 2021-03-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-08
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Received a call from Transworld Systems XX/XX/XXXX about a XX/XX/XXXX charge from XXXX. Charge was for about {$3200.00}, but I had never used XXXX or even rented a car in my life. I contacted the police and XXXX for more information. After giving XXXX my name and driver 's license, representative was unable to locate any charges under my name whatsoever. Transworld Systems has already put in a validation request, but given the nature of the incident so far, I'm not entirely trusting their competence or honesty in this matter.
Company Response:
State: GA
Zip: 30306
Submitted Via: Web
Date Sent: 2021-03-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-08
Issue: Dealing with your lender or servicer
Subissue: Problem with customer service
Consumer Complaint: XX/XX/2020 my private loans with University Accounting Service were paid in full ( {$5000.00} ). Because I pay on time and did not want to miss any payments, I overpaid University Accounting Services ( now known as UASConnect ) by a total of {$400.00} ( {$100.00} on one loan and {$300.00} on the second remaining loan ). I have called customer service 10x in the past 6 months as well as emailed several times with no resolution or refund issued to me for money owed. I have attached several supporting documents.
Company Response:
State: TX
Zip: 77008
Submitted Via: Web
Date Sent: 2021-03-18
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-08
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: In XX/XX/2016, I rented a vehicle from XXXX XXXX XXXX XXXX The day of my departure, when returning the car, I entered the wrong bay because the signs were positioned incorrectly. As I attempted to exit the bay, the grate was raising before an employee could assist me. This was a traumatizing experience ; I spoke to the manager and he created an incident report and gave me a phone number to contact the executive offices when I returned to XXXX. I called the next day and there were several times we communicated throughout XXXX. In earlier XX/XX/2016, this incident was resolved. At least I was led to believe it was until I received a collection notice from Transworld Systems Inc, in the amount of {$3800.00} with a statement included stating the following ; If you have an income tax refund, perhaps you can use the proceeds to pay this account. Four years and seven months later, this the first time I am being notified through a collection notice. I stated in my dispute letter to Transworld Systems, I was led to believe this incident was resolved, therefore, there was never a need to contact my insurance provider or my attorney for legal counsel, my statue of limits has expired. This is unacceptable and I feel this attempt should not be allowed after four years and seven months, especially during a pandemic. I realize that the rental companies have been hit hard, however, do not try and resurrect an incident that was resolved.
Company Response:
State: IL
Zip: 60107
Submitted Via: Web
Date Sent: 2021-03-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-07
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: Sent a letter last month requesting a formal letter stating what this debt was and who were they and I was told by them they didn't need to reply with written letter because original creditor took debt collection back. I called XX/XX/21 and they refused to give me any information on who the original creditor is and that it was my " problem '' to find that out. They keep reporting it t ok XXXX although they confirmed through phone call its NOT their debt.
Company Response:
State: FL
Zip: 32714
Submitted Via: Web
Date Sent: 2021-03-07
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-06
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: Im filing a Legal and Ethics Complaint against XXXX XXXX XXXX XXXX, XXXX XXXX XXXX. XXXX, TX. XXXX. ( XXXX ) XXXX. & XXXX XXXX XXXX XXXX XXXX XXXX XXXX of TX XXXX. XXXX, TX. XXXX. ( XXXX ) XXXX, ( XXXX ) XXXX. & Transworld Systems Inc. XXXX XXXX XXXX XXXX XXXX. XXXX XXXX, PA. XXXX. ( XXXX ) XXXX, for falsey, illegally filing a collection claim against me for nonpayment of rent, moving before my lease contract ended. XXXX XXXX XXXX XXXX denied me the right to correct the false allegations before sending the claim straight to the collection agency. There was no contact during or after my move from their property on XXXX XXXX, 2020. Thats the date I moved out in accordance to the end date on my lease contract, even though I was being threatened and stalked by a violent, dangerous male tenant on their property. I had to stay in that dangerous situation because XXXX XXXX wouldnt allow me to move under the Violence Against Women Act, there reason was because they didnt cause the problem. I have all the documents and emails to prove that the collection claim that XXXX XXXX XXXX XXXX filed against me was fraudulent. Im requesting information on how I can proceed with the complaint so that I may be able to get the removal of the claim from my credit report, because that has caused me irreparable financial damage.
Company Response:
State: TX
Zip: 787XX
Submitted Via: Web
Date Sent: 2021-03-06
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-06
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Was not notified of investigation status or results
Consumer Complaint: I was affected by the XXXX data breach and my identity was stolen. I went through the proper procedures and filed an FTC report with the Federal Trade Commission and I have also filed an identity theft affidavit. Unfortunately, I was not informed of the investigation results and I was not supplied any supporting proof documentation. I was not supplied proof under the doctrine of estoppel by silence, XXXX XXXX XXXX ( Mo ) XXXX XXXX XXXX XXXX, I may presume that no proof of the alleged debt, nor therefore ny such debt, in fact exists.
Company Response:
State: PA
Zip: 19128
Submitted Via: Web
Date Sent: 2021-03-06
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A