Date Received: 2020-01-15
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: I was an authorized user on my father 's target credit card. He passed away. I never gave my permission and did not know I was authorized for this card. I never used the card. Target credit card has told me I am responsible for my late father 's debt on two separate phone calls. This is false and illegal to tell me that I'm responsible when in fact I am not. They have added derogatory information on my credit report that took my score from XXXX to XXXX.
Company Response:
State: IL
Zip: 60622
Submitted Via: Web
Date Sent: 2020-01-15
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-01-15
Issue: Incorrect information on your report
Subissue: Account status incorrect
Consumer Complaint: They reported my payment as late for XXXX but my payment was never late. I made my payment on time.
Company Response:
State: ID
Zip: 83714
Submitted Via: Web
Date Sent: 2020-01-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-01-15
Issue: Getting a credit card
Subissue: Card opened as result of identity theft or fraud
Consumer Complaint: I am a victim of identity theft. I been receiving death threats, threats of legal action of been sent to jail and prison, harassing, profane and abusive telephone calls from Target Card Services for a debt and Target credit card account thats a fraudulent account and not my debt. The account and debt from Target, is not my account or debt. I did not apply for a Target credit card.
Company Response:
State: MN
Zip: 55408
Submitted Via: Web
Date Sent: 2020-01-15
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-01-14
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: New Issue There are fraudulent charges remaining on the Nordstrom is high have not been removed. The account needs to be deleted or suppressed from my credit profile immediately due to fraud.
Company Response:
State: UT
Zip: XXXXX
Submitted Via: Web
Date Sent: 2020-01-14
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-01-13
Issue: Incorrect information on your report
Subissue: Personal information incorrect
Consumer Complaint: TD Bank Usa Target has reported a fraudulent address to credit bureaus and I am in the Missouri Secretary of State XXXX XXXX XXXX XXXX. Refer to Missouri Statues Chapter 589.
Company Response:
State: MO
Zip: XXXXX
Submitted Via: Web
Date Sent: 2020-01-13
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-01-13
Issue: Problem with a lender or other company charging your account
Subissue: Transaction was not authorized
Consumer Complaint: Td BANK in XXXX NY XXXX XXXX i opened my td account online on XX/XX/XXXX i seen there was {$3600.00} AND A check deposit for {$15.00} taken out of my checking account but the money was taken from my savings we knew we did do this. went down to my td bank branch and we were told that some one in new jersey went toi a td bank had my social security number and got the money at that time i we closed the old checking account opened a new one with a password in case that person tried again we also put the savings account on freeze than i made a report with XXXX police dept waited than in the mail that i will attach came the check that was cashed ith y name in print and a social security on the back the front of the says UN LOCATE ACCT but in the left hand side of the check has a company i worked for aprox 17 tears but they went out of business in XXXX i left in XXXX and the address that was on that check was a golf course i brought this all down to my td branch about 4 weeks ago they said they did not have it made them copies i asked them that i want to see the video of the bank and the teller and the person getting y money they informed me this will take about 3 to 5 months i do not know why the police dept wants the video as of today no other updates has been given to me can you help me
Company Response:
State: NY
Zip: 11756
Submitted Via: Web
Date Sent: 2020-01-13
Company Response to Consumer: Closed with monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-01-13
Issue: Took or threatened to take negative or legal action
Subissue: Threatened to sue you for very old debt
Consumer Complaint: I have sent number of letters to Target card Services Disputing the account under my name. i asked them to verify the debt by providing me the account opening documents and asked that my credit reporting should be indicating the dispute status from the 30 day period of received mailer. i have only received irrelevant mailers and nothing verifies this is my account according to the fait debt collection practices act including but not limited to section 807-8 and i indicated that the notices that i have send are of same effect as a dispute to the validity of the alleged debt and the a dispute to the validity of their claim purposes of 15 USC 1692 et seq.
Company Response:
State: CA
Zip: 912XX
Submitted Via: Web
Date Sent: 2020-01-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-01-11
Issue: Managing the loan or lease
Subissue: Loan sold or transferred to another company
Consumer Complaint: TD Auto Finance continues to harass me via phone, email & by mail. This vehicle was sold at an auction & theyve received more than worth the car was worth. They claim I owed a difference in the loan of XXXX & they have been illegally charging interest & reporting to all 3 credit bureaus as if I still have possession of the vehicle & now reporting that I am behind in car payments & that I owe {$18000.00} they have also threatened to sue me in attempt to get a judgment made on my account. My next steps is to counter sue for harassment. This is absurd. They're manipulating me as a consumer & their business should be closed immediately
Company Response:
State: TX
Zip: 77407
Submitted Via: Web
Date Sent: 2020-01-11
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-01-12
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I have been looking at my credit report and it was brought to my attention that there are several errors and fraudulent accounts that I have no contracts with these companies. I do not recall doing business or applying for accounts with the following : XXXX # XXXX, XXXX XXXX # XXXX, XXXX # XXXX, XXXX # XXXX, TD BANK USA/TARGET CREDIT # XXXX, XXXX # XXXX, XXXX XXXX XXXX # XXXX, XXXX XXXX XXXX XXXX # XXXX, XXXX XXXX XXXX # XXXX, XXXX XXXX # XXXX, XXXX XXXX # XXXX, XXXX XXXX # XXXX, XXXX XXXX XXXX / XXXXXXXX # XXXX, XXXX XXXX XXXXXXXX / XXXX # XXXX, XXXX XXXX XXXX / XXXX # XXXXXXXX XXXX XXXX XXXX / XXXX # XXXX, XXXX XXXX XXXX / XXXX # XXXX, XXXX XXXX XXXX / XXXX # XXXX, XXXX XXXX XXXX / XXXXXXXX # XXXX.
Company Response:
State: OH
Zip: 43209
Submitted Via: Web
Date Sent: 2020-01-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-01-11
Issue: Threatened to contact someone or share information improperly
Subissue: Contacted you after you asked them to stop
Consumer Complaint: Hello, My name is XXXX XXXX I opened and credit card at Nordstorm XXXX XXXX, XXXX XXXX XXXX in XXXX XXXX Nevada XXXX XXXX XXXX Nordstoms on the following date of XXXX XXXX I then recievied at state form stating that the Nordtroms credit card had and addtional duplication of the credit card out I was asked to bring my credit card so the credit card can be closed due to there mistake the credit card was closed on the following date of XXXX XXXX the recovery unit for Nordstroms is XXXX after the credit card was close my personal information was sold to and debt collection agency the name of XXXX XXXX debt collection the address is XXXX XXXX XXXX XXXX XXXX XXXX South Carolina XXXX
Company Response:
State: NV
Zip: 89015
Submitted Via: Web
Date Sent: 2020-01-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A