RESURGENT CAPITAL SERVICES L.P.


If you believe a complaint deserves more attention hit the up arrow, or hit the down arrow if you find it less important.
"Products" offered by RESURGENT CAPITAL SERVICES L.P. with at least one, but usually more complaints:

Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Mortgage
Debt collection - Mortgage debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan
Debt collection - Payday loan debt
Debt collection - Private student loan debt
Debt collection - Rental debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Debt settlement
Mortgage - Conventional adjustable mortgage (ARM)
Mortgage - Conventional fixed mortgage
Mortgage - Conventional home mortgage
Mortgage - FHA mortgage
Mortgage - Home equity loan or line of credit
Mortgage - Other mortgage
Mortgage - Other type of mortgage
Mortgage - Reverse mortgage
Mortgage - Second mortgage
Mortgage - VA mortgage
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Payday loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Student loan - Federal student loan servicing
Student loan - Non-federal student loan
Student loan - Private student loan
Vehicle loan or lease - Loan
Vehicle loan or lease - Title loan

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 5703168

Date Received: 2022-06-24

Issue: Written notification about debt

Subissue: Didn't receive notice of right to dispute

Consumer Complaint: My paycheck on Friday XX/XX/XXXX had {$120.00} garnishment taken out from a company called LVNV Funding LLC. I have never heard of, spoken to, or recieved ANYTHING with information in regards to a debt they sued me for! I only became aware after looking on Wisconsin XXXX and saw this was from something in XXXX, and again I DON'T KNOW WHAT THIS DEBT IS FROM!! NOW THEY ARE TAKING {$120.00} FROM MY {$420.00} DOLLAR PAYCHECK! I can't live off of that and I'm gon na become homeless. I know this is a big waste of time because all you will do is forward this to them, they will say they did nothing wrong and then XXXX XXXX BUT WHO CARES RIGHT, YOU DON'T KNOW ME OR COULD CARE LESS IF THEY BREAK THE LAW AND RUIN PEOPLE 'S LIVES, ITS NOT YOUR PROBLEM. SO THANKS FOR DOING NOTHING EXCEPT ADD TO THE NUMBER OF HOMELESS PEOPLE IN AMERICA!

Company Response:

State: WI

Zip: 54303

Submitted Via: Web

Date Sent: 2022-06-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5702761

Date Received: 2022-06-24

Issue: Attempts to collect debt not owed

Subissue: Debt was result of identity theft

Consumer Complaint: I am a victim of identity thief I contacted the proper authorities I was instructed to file a identity thief report with the federal trade commission a police report and a identity thief affidavit. I am requesting these accounts be deleted immediately. Upon checking my credit report I discovered that there was several fraudulent accounts on my credit report I have contacted the creditors and furnished the creditors with the above stated documents.

Company Response:

State: FL

Zip: 33054

Submitted Via: Web

Date Sent: 2022-07-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5702280

Date Received: 2022-06-23

Issue: Took or threatened to take negative or legal action

Subissue: Threatened to arrest you or take you to jail if you do not pay

Consumer Complaint: XXXX, XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX, Nj XXXX This company sends me letters and documents every week threatening to send me to jail if I don't pay them a debt I don't owe them. One time they sent me to court but they couldn't do anything because they couldn't prove that I owed them something. Every day I am stressed and afraid because every week they send a letter threatening to send me to jail if I don't pay them, and I have proof of everything.

Company Response:

State: PA

Zip: 179XX

Submitted Via: Web

Date Sent: 2022-06-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5702033

Date Received: 2022-06-23

Issue: False statements or representation

Subissue: Attempted to collect wrong amount

Consumer Complaint: XX/XX/XXXX I send a Notice of Dispute letter out certified mail # XXXX asking LVNV FUNDING LLC to provide information to support their claim that a debt was owed and proof that they have a valid contract with XXXX XXXX. I have yet to receive any evidence that I owe LVNV FUNDING LLC a debt and for the record I have never contracted with LVNV in association with any services including any debt. They continue to report misleading and false information to the credit bureaus which has affected my credit score tremendously. My next recourse will be to file suite against them for identity theft because I never consented to them using any personal information that could cause harm to me. This is pursuant to 15 U.S. Code 1692g ( b ) and section 809 ( b ) of FDCPA.This includes XXXX XXXX XXXX as well, whom I believe handles some financial aspects of the company.

Company Response:

State: KY

Zip: 402XX

Submitted Via: Web

Date Sent: 2022-06-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5701107

Date Received: 2022-06-23

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: I received an email from a company called XXXX. According to their email their contact information is XXXX, phone number XXXX and their mailing adddress is XXXX XXXX XXXX XXXX XXXX XXXX XXXX ks XXXX. They emailed my email address which is XXXX with information about my sister XXXX XXXX owing a debt to LVNV funding LLC with the amount owed of XXXX. This is a violation of the FDCPA, not only did they send this information to the wrong party, they disclosed amounts and dates of the debt, possibly to try and embarass my sister.

Company Response:

State: NY

Zip: 14094

Submitted Via: Web

Date Sent: 2022-06-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5699017

Date Received: 2022-06-23

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: I have received multiple letters in the mail from Resurgent Capital starting back in XXXX of XXXX and most recently in XXXX of XXXX. Resurgent is trying to collect on a credit card debt from XXXX XXXX in the amount of {$2000.00}. The address associated with this credit card is an address in which I have never lived. While the name on the account is the same as mine, it is a very common name to my state. The debt has never shown on my credit report, and upon calling the credit card company to inquire about the debt, the representative did not have evidence of the account number under my name and social security number.

Company Response:

State: UT

Zip: 84067

Submitted Via: Web

Date Sent: 2022-06-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5698317

Date Received: 2022-06-22

Issue: Incorrect information on your report

Subissue: Information belongs to someone else

Consumer Complaint: I dont know why these account keep popping up on my report! I informed the companies of the fraud activity and they corrected my reports and then with any written nor oral heads up that you would again report misleading information. I want these removed forever for I have already told and proved I did open these accounts.

Company Response:

State: PA

Zip: 191XX

Submitted Via: Web

Date Sent: 2022-06-22

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5698303

Date Received: 2022-06-22

Issue: Written notification about debt

Subissue: Didn't receive notice of right to dispute

Consumer Complaint: Today, XX/XX/XXXX, I received a text message from Resurgent Debt Collectors that my accounts with XXXX XXXX Bank was sold to their company for debt collections. I received a letter from XX/XX/XXXX, from the Office of Currancy in XXXX, Texas, that an investigation was completed. XXXX XXXX Bank stated that I was placed on a Legal No Call List as of XX/XX/XXXX. I was advised that I would not be contacted by XXXX XXXX Bank unless it was for legal purposes and that XXXX XXXX Bank advised that there would not be a settlement amount that can be offered for my two ( 2 ) accounts that I had previously sought to have closed prior to being charged-off and sold to a third-party collector. I did not receive any notifications or correspondence from XXXX XXXX Bank ( via U.S. Mail ) that my debt was being sold to another company, I did not receive any calls from XXXX XXXX Bank about what the finalized about was prior to being sold to Resurgent Bank. I believe this is considered to be an UNFAIR act under the UDAAP. I believe that I have suffered reasonable harm that XXXX XXXX Bank made and it is unavoidable due to their unwillingness to communicate and/or contact me to work out a plan for resolving the debt and getting the account closed prior to being charged off and sold. According to the Unfair Acts or Practices The standard for unfairness in the Dodd-Frank Act is that an act or practice is unfair when : ( 1 ) It causes or is likely to cause substantial injury to consumers ; ( 2 ) The injury is not reasonably avoidable by consumers ; and 1 Dodd-Frank Act, Title X, Subtitle C, Sec. 1036 ; PL 111-203 ( July 21, 2010 ). 2 Sec. 1031 of the Dodd-Frank Act. The principles of unfair and deceptive practices in the Act are similar to those under Sec. 5 of the Federal Trade Commission Act ( FTC Act ). The Federal Trade Commission ( FTC ) and federal banking regulators have applied these standards through case law, official policy statements, guidance, examination procedures, and enforcement actions that may inform CFPB. 3 Dodd-Frank Act, Secs. 1024 ; 1025 ( b ) ( 1 ) ; 1026 ( b ) of the Act. CFPB Manual V.3 ( March 2022 ) UDAAP 1 CFPB Consumer Laws and Regulations UDAAP ( 3 ) The injury is not outweighed by countervailing benefits to consumers or to competition. I have been negatively impacted as a consumer due to XXXX XXXX Bank selling the debt to Resurgent Debt Collectors. The benefits of the account being resolved ( as previously requests ) has been taken away from me and solely benefitted XXXX XXXX Bank as well as Resurgent Debt Collection services. The unwillingness of XXXX XXXX Bank to settle the account as previously asked when the amount of the debt was roughly {$320.00} versus allowing late fees, over limit charges, interest and numerous fees to accumulate. The amount listed to Resurgent is well over {$800.00} now. XXXX XXXX Bank was allowed to charge the debt off ( to their benefit ) and now Resurgent Debt Collectors have purchased this debt ( for the profit ) as well since their debt purchase from XXXX XXXX Bank is not equivalent to the amount that is stated to be owed. Also, under Section 609 of the Fair Credit Reporting Act ; I was not allowed my rights to dispute the information that will be reported from XXXX XXXX Bank and the information reported from Resurgent Debt Collectors. Lastly, I would like to have a Validation fo Debts done for Resurgent Debt Collectors under the Fair Debt Collections Practices : 809. Validation of debts ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing -- ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.

Company Response:

State: TX

Zip: 76014

Submitted Via: Web

Date Sent: 2022-06-22

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5696543

Date Received: 2022-06-22

Issue: Attempts to collect debt not owed

Subissue: Debt was paid

Consumer Complaint: Resurgent Capital Services, is sending me a lot of letters saying that I owe them for debt that was paid. They sent me a 22 year old bill stating that I owe them for an account that I never opened, and they are trying to collect money from me on an account that I asked them to validate and they refused to send me the information, but they are still reporting negative information on my credit report.

Company Response:

State: OH

Zip: 45251

Submitted Via: Web

Date Sent: 2022-06-22

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5695511

Date Received: 2022-06-22

Issue: Attempts to collect debt not owed

Subissue: Debt was paid

Consumer Complaint: The credit report continues to report that I owe {$84.00}. This debt was paid in full several months ago.

Company Response:

State: NC

Zip: 278XX

Submitted Via: Web

Date Sent: 2022-06-22

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.