PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4247764

Date Received: 2021-03-26

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: On XX/XX/21 Paypal reopened claim # XXXX that I previously closed on XX/XX/21 because my bank paid final credit of {$32.00} as merchant refused to process my refund. This should have remained closed, but Paypal decided to reopen and review without the authorization of my bank and myself. Bank dispute closed and paid as evidenced by enclosed letter.

Company Response:

State: NV

Zip: 89103

Submitted Via: Web

Date Sent: 2021-03-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4247760

Date Received: 2021-03-26

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4246659

Date Received: 2021-03-26

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Paypal XXXX. Everyone knows this. Shame on anyone who works at paypal. I sold an item on XXXX item # XXXX. It was delivered by USPS on XX/XX/21, see tracking # XXXX. XXXX states that funds are available. But when I visit the worthless trash Paypal website, it says my funds are on hold, and Paypal is under the impression that the item hasn't even shipped. They are wrong. They are idiots. XXXX XXXX XXXX XXXX XXXX XXXX. Please cause them to release funds for the item so I can close my account and never deal with these XXXX ever again.

Company Response:

State: IL

Zip: 618XX

Submitted Via: Web

Date Sent: 2021-03-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4246635

Date Received: 2021-03-26

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4246047

Date Received: 2021-03-25

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: 1. PayPal, without warning and time to respond, increased the requirements for a PayPal account that does not allow me to login to my existing account. ( I DO NOT have a text capable/enabled or any mobile phone, nor do I intend to bear the expense of mobile phone service just so I can continue to use an existing PayPal account. ) 2. PayPal has REMOVED INFORMATION from their web sties ON ALL methods of contacting them WITHOUT logging in to the account ( which I no longer can do because of the added requirement blocking access to my account ). XXXX. I was not provided with the opportunity to close my account and request that all my personal identity, financial information, and statements, purchase information etc. be deleted from their files / servers since THEY HAVE BLOCKED ACCESS TO MY ACCOUNT, YET REQUIRE ME TO LOGIN TO THAT ACCOUNT TO RECEIVE SERVICE. 4. PayPal is effectively blocking me from control of my personal data - e.g. is blocking me from closing my account and removing all my personal information from their service.

Company Response:

State: CA

Zip: 93117

Submitted Via: Web

Date Sent: 2021-03-25

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4245598

Date Received: 2021-03-25

Issue: Money was not available when promised

Subissue:

Consumer Complaint: venmo refused to release my funds even after a 180 day hold venmo closed my account without nontice as to why and put a freeze on my funds i contacted then on many occassions for the last 6 months in XX/XX/XXXX i got an email stating that my account was closed but with no stated reason and that i will not able to use their service and that the funds that are in the account will be on hold for 180 days and upon the complete of the 180 days i will get an email requesting were to transfer the funds to I have yet to receive that email and i have not been able to get any resolution or reason for then holding my funds for i have submitted all the documentation that was asked of me to verify my Identity and the only answer that i have got is that there was nothing more that can inform of nor could they even give me a reason why they said that this is being handled through a special department and they will contact me in 5 business day via email this has yet to be received they are holding over XXXX XXXX dollars of my funds for no reason I have been using venmo banking for over 2year and i have never had any issue untill now.. the last conversation i had with them was on XX/XX/XXXX and the rep told me that this is under review and that it could take up to a year for this review to be completed but not for sure and yet still no reason was given to me as to why for the hold I have had no issues as far as charge backs, disputes. or even NSF payments or deposits this is unfair and in valid banking i have followed and did all that was requested by venmo i have waited out the 180 days I have followed the policy and proceedures why is it that i cant get my money and why cant they honor and follow their own policy and proceedures their actions that they are doing to the consumers can not be legal for them to do.

Company Response:

State: TX

Zip: 78213

Submitted Via: Web

Date Sent: 2021-03-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4245008

Date Received: 2021-03-25

Issue: Fraud or scam

Subissue:

Consumer Complaint: I have been a customer of PayPal ( PP ) for YEARS and have provided them a copy of my : 1 ) Drivers license 2 ) Linked my PP to an American bank ( XXXX XXXX ) 3 ) Linked my XXXX XXXX XXXX credit card And now PP is asking me to give them a bank statement to provide my identity. How is this acceptable? I can go in to any bank and open an account with a government issued ID or If I get pulled over by a police man/woman - they would accept my government ID. I want to close my PP account and never transact with them again.

Company Response:

State: IL

Zip: 601XX

Submitted Via: Web

Date Sent: 2021-03-25

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4244567

Date Received: 2021-03-25

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4244555

Date Received: 2021-03-25

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: I have had a paypl account for many years used for buying and selling on XXXX. All of my transactions are documented from start to finish with all paperwork that is required. I have not had charge backs or complaints on my account since I opened it. All happy customers and great reviews on both platform 's. Recently I started selling my collection of sneakers and there was a uprise in transactions on my account. I got a email from PayPal on Wednesday XX/XX/2021 at XXXX XX/XX/XXXX saying PayPal locked me out of my account and is holding roughly almost {$1600.00} dollars for 180 days. I tried calling XXXX XX/XX/XXXX to rectify the issue and they said there's nothing they can do and wait 180 to receive my money because of charge backs .I have never once had a charge back or problem with that platform. I only have one pending transaction for {$260.00}. I think this is unnecessary and not right. Paypal has had several class action law suits for this reason. I'm not unwilling to work with them, but they are being unreasonable and giving me very broad reasons for the freeze. I don't care about working with them anymore. I just want my hard earned money. Please, any help is greatly appreciated.

Company Response:

State: MA

Zip: 01905

Submitted Via: Web

Date Sent: 2021-03-25

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4244221

Date Received: 2021-03-25

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is a mistake as I assume it to be. I have not been able to get any help form them for months now but I just remembered I could file a report on this website as I just feel they are not doing anything to help me and this is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal account is XXXX XXXX

Company Response:

State: MO

Zip: 63114

Submitted Via: Web

Date Sent: 2021-03-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.