PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4269806

Date Received: 2021-04-03

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4269510

Date Received: 2021-04-03

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal close my account for no reason, i have been trying to withdraw from my account for weeks and i couldn't, i file series of compliant with questions and answers it still was not fix, until XXXX XXXX, they close my account.

Company Response:

State: WI

Zip: 53143

Submitted Via: Web

Date Sent: 2021-04-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4269451

Date Received: 2021-04-03

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: My PayPal account under email XXXX was limited due to a past balance on 2 other accounts that I was not aware of. I immediately paid both accounts upon learning of the balances. The payments were made over a month ago, but my account still remains limited. PayPal continues to refuse to remove the limitation stating that I need to pay the balance. They tell me I have to contact the collection agency that I paid to have them notify PayPal that I've paid. The collection agency tells me I have to contact PayPal. In the middle of all this, PayPal is refusing to remove the limitations on my account despite my providing them proof of full payment of past balances over a month ago. They are holding {$310.00} of my money unlawfully due to these limitations.

Company Response:

State: NY

Zip: 134XX

Submitted Via: Web

Date Sent: 2021-04-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4269440

Date Received: 2021-04-03

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX my purse was stolen and i filed a dispute after almodt all of my unemployment was stolen at XXXX now my account has been locled at XXXX for the las 7 months

Company Response:

State: IN

Zip: 471XX

Submitted Via: Web

Date Sent: 2021-04-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4269437

Date Received: 2021-04-03

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: On XX/XX/XXXX, I was charged a {$74.00} fee by Venmo that I was unaware of. I mistakenly signed up for a business account and it was not clear a fee would be charged to me on transactions. I requested to switch to my consumer account, have the fee waived and close my business account and they would not waive the fee. Thank you for your help.

Company Response:

State: CA

Zip: 92129

Submitted Via: Web

Date Sent: 2021-04-03

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4269375

Date Received: 2021-04-03

Issue: Problem with a purchase or transfer

Subissue: Card company isn't resolving a dispute about a purchase or transfer

Consumer Complaint: When I called the company to inquire why I don't have money on my card yet they started to explain to me that I'm a new customer and everything is put on hold for 21 days and that was it the phone hung up and I haven't been able to get a hold of them since they have me in this vicious cycle of calling and the whole thing goes through it's natural emotions as they're open and I'm calling during open hours all of a sudden at the end it says we're not open at this time. Also I'm facing eviction because I can't pay my rent I can't pay my electric or my heat I have no money for food it goes on and on

Company Response:

State: NY

Zip: 13601

Submitted Via: Web

Date Sent: 2021-04-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4269301

Date Received: 2021-04-04

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: On XX/XX/2021. I received XXXX+php payment from my trade to my paypal account . Then the paypal hold my the said payment and email to my email account. Asking for the details of my transactions and also presenting my valid id. Then i give it all to settle my onhold paypal amount, paypal send a message about the review of my transactions in 3 working days.After a days paypal email me to informed that my account permanently limit and not able to do any transactions.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4268004

Date Received: 2021-04-03

Issue: Getting a credit card

Subissue: Sent card you never applied for

Consumer Complaint: PayPal is repeating its nasty practice of opening a debit card for my account without asking for my consent. This is described in details in this blog : https : XXXX It happened to me for the second time today. Here 's the start of the email I just received. The email message does contain a hyperlink to " If you decide not to use it, you can close the card. '' but visiting that hyperlink lands you on a general settings page with no option to " close the card ''. I had to search the web to find out that I needed to go to a hyperlink of " http : //www.paypal.com/nothanks ''. It is unacceptable for a company to persist in such a despicable practice for over a year! -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- from : XXXX XXXX to : xxx xxx XXXX date : XXXX XXXX XXXX XXXX XXXX subject : We're mailing you a debit card to provide instant access to your PayPal balance. mailed-by : paypal.com signed-by : paypal.com Now you'll have instant access to your balance To provide you instant access to the money in your PayPal business account, weve updated your account to include the no-annual-fee PayPal Business Debit Mastercard. Well ship your debit card shortly. The PayPal Business Debit MasterCard is a new benefit to your existing PayPal Business account. It is not a credit card and no credit report was pulled. The decision to send you this card was based on your history as a PayPal customer. The debit card makes it easy for you to : Earn unlimited 1 % cash back on eligible purchases, paid monthly.1 Spend your PayPal balance everywhere Mastercard is accepted. Withdraw cash from your PayPal balance from ATMs or at participating retailers around the world.2 The instant payments hit your PayPal account, youll have access. Well send you an email when your card ships. The card will arrive about 7-10 days later in a PayPal envelope marked " Time-Sensitive Information Enclosed. '' Be sure to activate the card right away. If you decide not to use it, you can close the card. Once youve closed it, please destroy and securely dispose of it. We appreciate your business and hope youll enjoy this added benefit. Find out more about the PayPal Business Debit Mastercard.

Company Response:

State: PA

Zip: 16509

Submitted Via: Web

Date Sent: 2021-04-03

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4267756

Date Received: 2021-04-03

Issue: Trouble using the card

Subissue: Trouble using the card to pay a bill

Consumer Complaint: I have a PayPal business Debit card and for some reason they put restrictions on my account to where it will let me use it to pay certain bills it's wanting me to show some kind of proof about the business account that the card is for like proof of ownership and tax receipts it was asking for 3 different kinds of proof that would be personal and none of there business and not required by law

Company Response:

State: WV

Zip: 25801

Submitted Via: Web

Date Sent: 2021-04-19

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4267656

Date Received: 2021-04-03

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal has permanently locked me out of my account when I have done nothing wrong and submitted all the required documents and I have XXXX sitting in limbo and need access to MY MONEY!! The email linked to the account is XXXX XXXX

Company Response:

State: MO

Zip: 64030

Submitted Via: Web

Date Sent: 2021-04-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.