PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4278053

Date Received: 2021-04-07

Issue: Other transaction problem

Subissue:

Consumer Complaint: 1. On XX/XX/XXXX, 2 of my roommates sent me Rent and Utilities money via Paypal, so i could pay the joint bills. 2. On XX/XX/XXXX or 3rd I logged into my Paypal account to transfer that money to my checking account. 3. When I went through the process to transfer the money to my checking account, Paypal 's web site informed me that my account had been limited due to unusual activity. Paypal prevented me from transfering my money to my personal checking account. 4. After following a number of different screens, Paypal demanded ( via its web site ) 4 pieces of information : a. A bank statement b. A photo Id c. Proof of address. d. An explanation of the transactions involved. 5. Paypal limited the account access, preventing me from transfering my money, but was more than happy to allow money into the Paypal system. This created a situation where Paypal is holding my money after taking it in, knowing that they were not going to let me transfer my money out. Paypal should have prevented money from coming into their system if they were going to prevent it from coming out, and hold that money hostage. 6. Attempting to contact Paypal to resolve this issue w as a nightmare. The 888 number hang-up on me and would not put me through to a human. The web site is filled with circular references. Trying the " Message '' feature lead to conversations with chatbots that were no help. Getting through to a human was almost impossible. It is clear that Paypal does not want to speak to people about the money that Paypal is holding hostage. They refuse to communicate, and place customers in an extortionist situation. Paypal has your money, and refuses to speak with you to resolve the situation. 7. After numerous communications with Paypal, providing ALL the requested information after the extortion that they would only give me my money if I provided the documents, Paypal decided to close the Paypal account. This is perfectly fine, but Paypal has also refused to return the money to the senders, or give the money to me. To summarize : 1. Paypal accepted a money transfer for me, despite placing my account on hold. 2. Paypal demanded information and refused to return the money to the senders or give it to me, creating an extortion attempt. I had no choice but to provide the information if I wanted my money back. 3. All requested information was provided. 4. Paypal choose to close the account AND hold onto the money.

Company Response:

State: VA

Zip: 22101

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4277890

Date Received: 2021-04-07

Issue: Problem adding money

Subissue:

Consumer Complaint: On XX/XX/XXXX, I transferred {$77.00} to my paypal direct deposit account from XX/XX/XXXX. The transfer says complete but I never received it. I've contacted cash app and they said they will handle it. A month later they claim the issue is resolved because paypal sent them {$77.00} to give to me but all paypal did was remove the money from my balance and send it to cash app. The missing deposit was never received.

Company Response:

State: FL

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4277862

Date Received: 2021-04-07

Issue: Money was not available when promised

Subissue:

Consumer Complaint: On XX/XX/2021, Paypal made unauthorized transaction causing a negative balance of {$130.00}. XXXX XXXX XXXX XXXX, XXXX, XXXX , VA XXXX ; has filed a false claim with XXXX XXXX once XXXX XXXX XXXX his false claim, an unauthorized user deducted money out of my account. Paypal has held funds from every transaction illegally under the electronic funds act.

Company Response:

State: PA

Zip: 17110

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4277859

Date Received: 2021-04-07

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account with {$1100.00} for no reason in 2020 and will not help me with getting it back up and going.i am not sure if this is some mistake as assume it was to be .I have not been able to get help for days now but I just remember I could file a report on here as I feel they are not doing their job properly and it as affected me a great deal as I use PayPal quite frequently my email linked to my PayPal is XXXX XXXX

Company Response:

State: TN

Zip: 384XX

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4277851

Date Received: 2021-04-07

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is affecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4277850

Date Received: 2021-04-07

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: My money did not send to other paypal account, my money is XXXX pesos.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4277848

Date Received: 2021-04-07

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: I recieved an email of paypal and it said that I can't no longer used business using paypal. Before when my account is not verified They e mail me something how my paypal account without limit, and then I just follow the instruction and then they congrats that I am already established seller and my account is unlimited payments then I transact everyday, and now, after transacting every a few months later, paypal sent me an email today that I can't no longer use any transaction o business in Paypal, the problem is I have a waiting payment in Paypal, and according to e email I can no longer recieved money using paypal, I try to go their resolution center but I don't see anything to fix the problem

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4277837

Date Received: 2021-04-07

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account with {$6300.00} XX/XX/XXXXXX/XX/XXXXfor no reason on XX/XX/2020 and will not help me with getting it back up and going.i am not sure if this is some mistake as assume it was to be .I have not been able to get help for days now but I just remember I could file a report on here as I feel they are not doing their job properly and it as affected me a great deal as I use PayPal quite frequently my email linked to my PayPal is XXXX XXXX

Company Response:

State: OK

Zip: 741XX

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4277822

Date Received: 2021-04-07

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I am an XXXX XXXX, and my money is deposited in PayPal. Only a few refunds have occurred to my money, which is a normal transaction behavior. However, PayPal has taken all my money away, which makes my life very difficult XX/XX/2019 PayPal - negative {$7400.00} XX/XX/XXXX Transfer P PayPal - negative {$7400.00} XX/XX/XXXX Transfer Loading transaction details for PayPal - negative {$7400.00} XX/XX/XXXX Transfer You reported a problem with this transaction. See the status of your case in the Resolution Center. Paid with Balance {$7400.00} Transaction ID XXXX XXXX info PayPal Note {$7400.00} USD ; PayPal Posting Date : XX/XX/2019 ; Payment to : Paypal ; PayPal 's damages caused by Acceptable Use Policy violation

Company Response:

State: TX

Zip: 78249

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4277762

Date Received: 2021-04-06

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: PayPal Changed their acceptable use policy after we had initially signed up, And canceled our accounts with out first warning us of the violation of policy, I believe it would have been in the best interest of both PayPal and the Customer that if there had been a policy violation to explain that it cant be done, Since the activities in and of themselves wasn't illegal. Now PayPal Has Put a Hold on customers funds that it has refused to do business with, Release the funds or reinstate the account.

Company Response:

State: IN

Zip: 471XX

Submitted Via: Web

Date Sent: 2021-04-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.