ERC


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"Products" offered by ERC with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Consumer Loan - Installment loan
Consumer Loan - Vehicle loan
Credit card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Money transfer, virtual currency, or money service - Debt settlement
Mortgage - Other mortgage
Other financial service - Debt settlement
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Prepaid card - General purpose card
Student loan - Federal student loan servicing
Student loan - Non-federal student loan

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 1873534

Date Received: 2016-04-11

Issue: Improper contact or sharing of info

Subissue: Talked to a third party about my debt

Consumer Complaint: In two separate instances, this company has contacted my minor child. Latest attempt was XXXX/XXXX/2016.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: IL

Zip: 611XX

Submitted Via: Web

Date Sent: 2016-05-19

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: Yes


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Complaint ID: 1873428

Date Received: 2016-04-11

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was discharged in bankruptcy

Consumer Complaint: this debt was included in a chapter XXXX BK XXXX filed XXXX/XXXX/2016 this the collections company was already notified and continued collection practices are being made by the creditor. this accoutn should be removed from my credit report and all collections efforts should cease.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TX

Zip: 76179

Submitted Via: Web

Date Sent: 2016-04-11

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1872184

Date Received: 2016-04-09

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I think that XXXX is unreasonable for a Saturday, considering that they were looking for a XXXX XXXX, someone who could not have had this number or address for at least 12 years. There should be some due diligence on who has had the phone number. There is on and has not been a XXXX XXXX or XXXX XXXX at this number, so why do I get calls about them 12 years after this number was assigned to me?

Company Response: Company believes it acted appropriately as authorized by contract or law

State: NY

Zip: 119XX

Submitted Via: Web

Date Sent: 2016-04-09

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1870695

Date Received: 2016-04-09

Issue: Communication tactics

Subissue: Frequent or repeated calls

Consumer Complaint: This account should not be as much as it is and I do n't recognize this amount as being true

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TX

Zip: 76543

Submitted Via: Web

Date Sent: 2016-04-09

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1868236

Date Received: 2016-04-07

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: Not sure where this is from. I closed my XXXX account in XXXX 2016 ; and even received a credit check back for unused service. Also, my condo association changed to XXXX in my complex, XXXX 2016 and they checked my record and again did n't indicate I owed any past debts.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: FL

Zip: 321XX

Submitted Via: Web

Date Sent: 2016-04-08

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1866195

Date Received: 2016-04-06

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: Checking my credit report XXXX pops up for the fourth time which mean the collector kept selling this account. I never had XXXX NEVER and the last three times they had to remove it because they could n't validate it. I blasted XXXX for doing a authorized inquire, which they remove also. The fourth collector will remove it but not after selling it again. Please help. P.S. I live in a XXXX which XXXX ca n't service so how is this possible!

Company Response: Company believes it acted appropriately as authorized by contract or law

State: FL

Zip: 33319

Submitted Via: Web

Date Sent: 2016-04-06

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1865100

Date Received: 2016-04-05

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: This company continues to call my unlisted phone number. I am on the do not call list. I do not owe any debts. They have been calling repeatedly. They did something similar a few years ago with a different number when I did not owe any debts. When I called them at that time they tried to obtain my personal information like my social security number. I would not give them the information and evidentially they quit calling. They have started calling again on my new number. They are probably calling the wrong person again but I am tired of this company repeatedly calling me when I owe no debt. I have a credit rating of XXXX. When they call it is a recording and there is no one to tell to quit calling. I would like to have the harassing phone calls stopped. They need to find the correct phone numbers when they are calling for a debt

Company Response: Company believes it acted appropriately as authorized by contract or law

State: FL

Zip: 32256

Submitted Via: Web

Date Sent: 2016-04-05

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1862850

Date Received: 2016-04-05

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: The debt is not mine I never had a contract service with XXXX, I had a prepaid service with them that is all.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: VA

Zip: 23462

Submitted Via: Web

Date Sent: 2016-04-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1861901

Date Received: 2016-04-04

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I asked for proof of the debt they never sent it to me and now they put it on my credit report again after I disputed this with another company before this last XXXX and they still keep dragging my credit for an account they can not prove that is mines I never had XXXX in 2010 cuz I did n't even live at this address when they claimed I had this account and I want them to stop doing this to me

Company Response: Company believes it acted appropriately as authorized by contract or law

State: NY

Zip: 11433

Submitted Via: Web

Date Sent: 2016-04-04

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1859307

Date Received: 2016-03-31

Issue: False statements or representation

Subissue: Attempted to collect wrong amount

Consumer Complaint: I have XXXX debts with Enhanced Recovery Corporation. XXXX debt was with XXXX that was ended in the year XXXX but ERC is reporting that it was open in XXXX/XXXX/XXXX. They will not provide me proof that this debt is mine and that the information is correct even though I told them the information they have is wrong. they also have been reporting a debt for {$180.00} that when I called and asked for validation for this debt they could not find the file. This is beyond unprofessional and i 'm requesting a full deletion of these reports on my credit reports.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: SC

Zip: 29550

Submitted Via: Web

Date Sent: 2016-03-31

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.