COINBASE, INC.


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"Products" offered by COINBASE, INC. with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Credit card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Other debt
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Other financial service - Foreign currency exchange
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Pawn loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Pawn loan
Prepaid card - General-purpose prepaid card
Prepaid card - Mobile wallet
Virtual currency - Domestic (US) money transfer
Virtual currency - International money transfer

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 6484291

Date Received: 2023-01-25

Issue: Other service problem

Subissue:

Consumer Complaint: At this time Coinbase has blocked me from getting access to an account that I previously went through all of the trouble of reporting them for, only to now not be able to get back into the account. This matter was previously addressed in # XXXX

Company Response:

State: DC

Zip: 20003

Submitted Via: Web

Date Sent: 2023-01-25

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6482816

Date Received: 2023-01-24

Issue: Fraud or scam

Subissue:

Consumer Complaint: Commencing on or about XX/XX/2020, I fell victim to a multilayered scam operation orchestrated by XXXX XXXX XXXX XXXX ( the Fraudsters or Company ), with the design, development, manufacture, promoting, marketing, distribution, labeling, and/or sale of illegal and outright fraudulent investment services, all of which aim at contributing to the goal of robbing and defrauding clients, through a predetermined cycle of the clients losses to their gains.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-02-14

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6475946

Date Received: 2023-01-23

Issue: Fraud or scam

Subissue:

Consumer Complaint: Around XX/XX/2022, I fell victim to a multilayered scam operation orchestrated by XXXX ( the Fraudsters or the Company ), with the design, development, manufacturing, promoting, marketing, distributing, labeling, and/or sale of illegal and outright fraudulent investment services, all of which aim at contributing to the goal of robbing and defrauding me through a predetermined cycle of client losses in the equivalent of XXXX USD which were transferred from my Coinbase wallet utilizing Coinbases services. I tried repeatedly to recover my monies from Coinbase to no avail. I have two separate filed requests to COinbase for assistance and recovery with a refusal to assist me in recovering my funds.

Company Response:

State: SC

Zip: 29414

Submitted Via: Web

Date Sent: 2023-01-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6471368

Date Received: 2023-01-22

Issue: Fraud or scam

Subissue:

Consumer Complaint: I have contacted Coinbase several times only to hear from them that they are sorry but they can't help and the case is closed. During XX/XX/ I have used their platform website/ wallet to purchase and send bitcoin to, as it later turned out, a fraudulent trading company. I believe the Coinbase need to take responsibility for not protecting their clients from fraud. the sum invested is around XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-22

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6466181

Date Received: 2023-01-20

Issue: Fraud or scam

Subissue:

Consumer Complaint: around XXXX, XXXX of last year I was scammed by a company that used coinbase as their main way of money transfer. I transferred around {$70000.00} to this online investment company named XXXX XXXX. I had advised coinbase of the situation, how it affected me financially and psychologically, but nothing has been done.

Company Response:

State: FL

Zip: 33322

Submitted Via: Web

Date Sent: 2023-01-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6464077

Date Received: 2023-01-20

Issue: Fraud or scam

Subissue:

Consumer Complaint: I would like to draw your attention to XX/XX/2022 - I sent my complaint letter to COINBASE, in which I clearly stated how this scam has affected me personally, psychologically, and financially. I am afraid I have had to go through so much " bureaucracy '' thus far in order to catch their attention to my concerns. This really doesn't show their complaints department in a good light, to say the least ; and certainly, does not contribute to my overall satisfaction and peace of mind. My complaint is against the bank that did not do its job properly ( could not prevent/foreseen fraud and could not conduct a proper investigation ) and not against the vulnerable customer who fell victim and lost all the savings due to the misconduct of the bank. I feel very distressed and cheated, all because no one took action immediately and practice their duty of care, therefore I only request what I believe to be rightfully mine, as all institutions were more than negligent in protecting my account and handling the complaints. I comprehensively provided explanations and proof to my claim, even so, COINBASE never acknowledges my complaint, therefore, I have approached you CFPB and I would like to receive your assistance on this matter.

Company Response:

State: SC

Zip: 29681

Submitted Via: Web

Date Sent: 2023-01-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6461375

Date Received: 2023-01-20

Issue: Fraud or scam

Subissue:

Consumer Complaint: I am from the XXXX XXXX and am a severely sighted XXXX person i have fallen victim to this coinbase wallet mining pool scam where I was told by the scammers I would make good daily profits per day, the scammers told me to download the coinbase wallet app and put in a link on the coinbase wallet app where I would click on the link to get the daily rewards and download the mining pool in the coinbase wallet app. Not knowing I was giving access to the scammers to my coinbase wallet they could Control it. Coinbase have been aware of this scam since XXXX and when they launched they coinbase wallet app but have done nothing to protect customers from such a scam They could see large payments being transferred to XXXX sent sent sccount from coinbase account to coinbase wallet They did nothing to protect me from falling victim to this scam coinbase are aware of this kind of scam since XXXX but have put XXXX security in place to stop this how can scammers use they coinbase wallet app to scam people and coinbase have done nothing. Also coinbase have not taken any identity checks from me when I opened my Coinbase account into XXXX, They coinbase wallet is full of security falls and bugs and holes where scammers are using these falls to exploit customers to falling victim to these types of scams Coinbase have done XXXX to combat this and they are aware of these scams taking place in they coinbase wallet app How can they allow this? And do nothing

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6456588

Date Received: 2023-01-19

Issue: Fraud or scam

Subissue:

Consumer Complaint: I'm a victim of online fraud. In XX/XX/2022, my Coinbase account was hacked and all my stock sold off because the company did not have necessary security measures in place. I've contacted Coinbase dozens of times since then, but they refuse to take responsibility for their involvement in this theft. The original fraudulent email came from XXXX. The recipient was XXXX, and my email address was BCCd. This email came in at Mon, XX/XX/XXXX at XXXX XXXX The subject was " [ Coinbase Receipt ] - {$300.00} USD Withdrawal Succeed- Please review your account [ This is will be process ''. There was nothing in the body of the email, but a pdf was attached. The attachment was titled XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX {$300.00} XXXX XXXX XXXX XXXX It provided convincing looking details, and there was a big clickable button that said, " Cancel Withdrawal. '' I can provide this document to you. I clicked the link and proceeded to enter my password, thinking the email was actually from Coinbase and that I had already been hacked. Eventually, I went to the real Coinbase website to try to sign in to my account. It insisted on my verifying my identity, so I had to take a selfie and upload my ID. It then had to review my account for 24 hours, during which time I had no idea what was happening with my account. I then tried to call Coinbase, but the official customer service number wouldn't let me talk to a customer service representative. I then XXXX the number and found this number : ( XXXX ) XXXX, which came up on the right side of the search page and said the headquarters was in XXXX XXXX, CA. I called this number and talked to a man with a foreign accent. I now believe that this man was a different hacker than the person who emailed me. He convinced me that my computer had been hacked and that my Coinbase as well as bank account had been compromised. Thinking he was helping me, I gave him my back account information. Once I realized what happened, I was able to contact my bank and eventually retrieve the funds that hacker took from my account in XXXX transfers. I thought everything was under control, but the next day, when my Coinbase account was back up and running, I was able to sign in. I saw that my balance was {$0.00}. When I looked at my statement, I saw that {$7700.00}, everything I had in my account, was sold the day before at XXXX XXXX Pacific Time. I changed my password on XX/XX/XXXX, but it was too late. I then searched in the spam box at my email account, and I found a read email from Coinbase, the real thing, asking me to verify a new device in XXXX, XXXX, XXXX address XXXX. I have never even been to XXXX. This email came in at XXXX XXXX, less than an hour before the funds were sold. I never saw this email. The hacker must have gained access to my email account and clicked the link to confirm the account himself before putting the email in Spam, so I wouldn't see it. As a precaution, I had changed my email password the day before as soon as I realized I was dealing with a hacker. When doing this, I saw that there had been a sign-in from a device in XXXX. That confirms that the Coinbase hacker had access to my email account. Now I'm out XXXX shares of link. Why did Coinbase not send me another email or a text message before allowing such a large transaction? I trusted Coinbase with my savings, and now I feel betrayed. While I was locked out of my own account, a hacker was able to run wild and steal all my money.

Company Response:

State: CA

Zip: 925XX

Submitted Via: Web

Date Sent: 2023-01-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6456213

Date Received: 2023-01-19

Issue: Money was not available when promised

Subissue:

Consumer Complaint: Had a account with Coinbase, funds were transferred out of the account only to find that the money was redirected back into the account after a month, account was closed unexpectedly, and now can not access account or funds in the account, phoned Coinbase customer service, they see account and funds but have not given me access, been over a month of dialogue, looking at other options

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6449240

Date Received: 2023-01-17

Issue: Fraud or scam

Subissue:

Consumer Complaint: I was unfortunately scammed over {$19000.00} last year by a company called " XXXX XXXX '' i had sent my funds through Coinbase. Please refer to the attached letter for more details. Thanks

Company Response:

State: GA

Zip: 30005

Submitted Via: Web

Date Sent: 2023-01-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.