COINBASE, INC.


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"Products" offered by COINBASE, INC. with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Credit card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Other debt
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Other financial service - Foreign currency exchange
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Pawn loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Pawn loan
Prepaid card - General-purpose prepaid card
Prepaid card - Mobile wallet
Virtual currency - Domestic (US) money transfer
Virtual currency - International money transfer

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Complaint ID: 4760214

Date Received: 2021-09-28

Issue: Fraud or scam

Subissue:

Consumer Complaint: Coinbase, XXXXigital currency exchange platform co., for my XXXX savings. Coinbase took {$22000.00} USD out of my portfolio. Happened on XX/XX/2021. I never released any of my ID data, etc. to anyone. CB is making it very difficult to help me recover my funds. Said could not be traced? WHY? I think this was an " inside '' job. I am XXXX XXXX XXXX with XXXX XXXX XXXX.

Company Response:

State: FL

Zip: 32250

Submitted Via: Web

Date Sent: 2021-09-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4758973

Date Received: 2021-09-28

Issue: Other service problem

Subissue:

Consumer Complaint: We are not satisfied with the response from CoinBase, regarding the closure of our deceased son 's account. We have previously submitted a complaint with CFPB # XXXX. Our son, died on XX/XX/XXXX. On XX/XX/XXXX, the first inquiry was made to CoinBase, regarding an account that he had with them. All necessary documents ( Death Certificate, Affidavit of Domicile and Drivers ' license of personal representative ) were uploaded to their website. From his bank activity, we knew that he had made deposits and withdrawals in this CoinBase account between XX/XX/XXXX and XX/XX/XXXX. There was not action nor response from CoinBase to our inquiry. We submitted a complaint with CFPB on XX/XX/XXXX. We are not satisfied with the solution that CoinBase presented to us on closing our deceased son 's account and opening another account and so, we presented a complaint directly to CoinBase on XX/XX/XXXX. They had not answered our questions about the value of the account and sent us a list of transactions, all in cryptocurrency from which we were unable to ascertain value in USD. As legal personal representatives of the estate of our son, we should be able to get information about the account, like the value in USD ; be able to close the account ; and direct the balance of the account be paid in USD by check, to an established Estate bank account. We do understand the volatility of cryptocurrency, but needed to know a date of XXXX valuation. Repeatedly we were told that we had to open a personal account in order to transfer the money. We are not comfortable with this, especially after CoinBase has been so lax in responding in a clear and reputable way to our request. We will not open a personal account with this company. My son has/had an account. Why can not his account be closed and the funds sent to his legal Estate account? It seems impossible to do this? As legal representatives of the estate, we are not the beneficiary. His XXXX son ( age XXXX ) is the beneficiary of the Estate, but can not open an account. CoinBase replied to this and said that his legal guardian could open an account and the transfer could be made. And yet, there was no description of how they would validate that the person is the legal guardian. It seems that anyone could open an account and ask to transfer the cryptocurrency. And then, how would the account be closed and balance remitted in USD. We would certainly not be comfortable with providing a bank account of ours to receive the funds. Every other financial institution that we have had to deal with was able to provide a check in USD, made out to the Estate. CoinBase has not been helpful. They say that they " work with trust accounts '' and yet that is not what this is. An account member died, he had no will, his estate is in probate to ascertain just what his XXXX son may inherit. We are trying to protect our identification, and get the money due to our grandson. Thank you.

Company Response:

State: WI

Zip: 54701

Submitted Via: Web

Date Sent: 2021-09-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4758335

Date Received: 2021-09-27

Issue: Fraud or scam

Subissue:

Consumer Complaint: I have not been able to access my Coinbase account since XX/XX/2021 when I made a deposit of XXXX to buy Bitcoin. I have tried since then to access my account but am being denied access to the account by Coin Bases 's Two-step authenticator, which I installed at Coinbase 's recommendation. Coinbase sends me an invalid message after I give them the code that the authenticator sends me. I ask for help, Coinbase then re-routes me to other links that do not solve the problem, and on and on it goes. I can not reach a real person at Coinbase to help me. I have lost money during the latest peak that Bitcoin hit, because I could not get into my account.

Company Response:

State: NY

Zip: 146XX

Submitted Via: Web

Date Sent: 2021-09-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4757254

Date Received: 2021-09-27

Issue: Fraud or scam

Subissue:

Consumer Complaint: Some hacked my Coinbase account. They stole almost all my assets and transferred XXXX $ out of my bank. There is also a pending {$1000.00} transaction that Coinbase says they are going to sell my assets to pay for that XXXX . Coinbase had done nothing to fix these problems. I feel like Coinbase is a scam in it self to steel my money!

Company Response:

State: MA

Zip: 012XX

Submitted Via: Web

Date Sent: 2021-09-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4753089

Date Received: 2021-09-24

Issue: Fraud or scam

Subissue:

Consumer Complaint: I am the owner of a Coinbase account that is a cryptocurrency investment company. From several months the company has blocked my account with the words " account under review ''. I have tried to contact the company but it is impossible. I have carried out all the steps that have been requested but it has not served at all. It is a closed circle in which you can never talk to anyone.I have sent them all the documentation several times but it can not be solved. My account is associated with the mail XXXX and my name is XXXX XXXX XXXX from XXXX. The password of the account is XXXX @! The documents that I have attached are the driving license and the national identity documentation fof XXXX. These are the documents that Coinbase have from me.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-09-24

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4752563

Date Received: 2021-09-24

Issue: Fraud or scam

Subissue:

Consumer Complaint: On XX/XX/2021, I successfully sent XXXX HEX tokens ( valued at ~ {$20000.00} ) to my virtual wallet operated by Coinbase Global , Inc. Upon receiving my funds, I was told by Coinbase that I could not access the funds. Furthermore, Coinbase would not return or refund the tokens. This is clearly fraudulent activity on behalf of Coinbase who knowingly accepts funds for which they will not provide access to, especially when there are simple means to provide returns or refunds.

Company Response:

State: NM

Zip: 87110

Submitted Via: Web

Date Sent: 2021-09-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4751106

Date Received: 2021-09-24

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I have a Coinbase account that I am trying to close. I can not close it from within the app. They have no customer care number, just a website that allows you to submit a ticket. I have submitted two tickets over seven days and they have not responded other than a generic statement on their website ( see attached ). I can't access my account from a desktop computer because I need to verify my account through XXXX and email. I can verify through XXXX but the second step isn't working. They're supposed to email me a link that I can click but the emails never come ... and yes, I checked my spam folder and other filters.

Company Response:

State: VA

Zip: 23518

Submitted Via: Web

Date Sent: 2021-09-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4749529

Date Received: 2021-09-23

Issue: Other service problem

Subissue:

Consumer Complaint: To describe what happened I will state that I was discriminated against quite repetitively by multiple representatives of " Coinbase ''.

Company Response:

State: GA

Zip: 30906

Submitted Via: Web

Date Sent: 2021-09-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4748781

Date Received: 2021-09-23

Issue: Other transaction problem

Subissue:

Consumer Complaint: On XX/XX/2021 someone gained unauthorized access into my account by cloning my SIM card and then stole over {$3100.00} of Bitcoin from me and sent it to another account. Oh and they bought {$1000.00} worth of XXXX using my bank account which was linked to my Coinbase account before they did that. Coinbase has treated this like it's my fault and once I disputed that transaction with my bank for {$1000.00} they told me that I owe them that money now. I understand the cryptocurrency is not insured at all but coinbase should have been a little bit more helpful with this matter. They must know where the money went. Also I wouldn't be the least bit surprised to find out that someone from coinbase took my money. Someone had to of targeted me since my XXXX was not in a cold wallet. I thought it would be safe on the app but I guess I was wrong. To top it all off I have not been able to access my account and keep getting an error message that says they can't verify my ID and my webcam is not working when I know that my webcam is perfectly fine. I was going to withdraw the rest of what I could that wasn't stolen but I have not have access and now they're telling me they're going to take the remaining cryptocurrency that I have because of the transfer not working when Im not the one who even made the transfer it was unauthorized. To sum it up Coinbase is not safe to use.

Company Response:

State: TX

Zip: 78217

Submitted Via: Web

Date Sent: 2021-09-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4745352

Date Received: 2021-09-22

Issue: Money was not available when promised

Subissue:

Consumer Complaint: Hello, Im a coinbase user. Two months ago my account was locked and now I just see a message that say " your account is in revision ''. I have about XXXX which Im not able to withdraw from the account, neither buy or sell my virtual coins. I have sent many mails but they don't give me any response.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-09-22

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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