CL HOLDINGS LLC


If you believe a complaint deserves more attention hit the up arrow, or hit the down arrow if you find it less important.
"Products" offered by CL HOLDINGS LLC with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Consumer Loan - Installment loan
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Mortgage debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan
Debt collection - Payday loan debt
Debt collection - Private student loan debt
Debt collection - Rental debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Virtual currency
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Payday loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Title loan
Student loan - Federal student loan servicing
Student loan - Non-federal student loan
Student loan - Private student loan
Vehicle loan or lease - Lease
Vehicle loan or lease - Loan

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 1995455

Date Received: 2016-07-01

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was discharged in bankruptcy

Consumer Complaint: I filed Bankruptcy in XX/XX/XXXX while going through a divorce. The bankruptcy was discharged in XX/XX/XXXX. The debt is with XXXX XXXX collecting for XXXX XXXX. The open date is XXXX/XXXX/XXXX. The re-aged and sold the debt to this collection company after my bankruptcy like must creditors think they can get away with doung this to consumers. I review my credit every three months. This XXXX debt was list on my XXXX in bankruptcy. I keep disputing this tradeline with all XXXX repositories. XXXX keeps selling the debt trying to collect. I need this account deleted. I do n't owe this debt.

Company Response:

State: CA

Zip: 91303

Submitted Via: Web

Date Sent: 2016-07-01

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: Yes


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 1988601

Date Received: 2016-06-28

Issue: Cont'd attempts collect debt not owed

Subissue: Debt resulted from identity theft

Consumer Complaint: I am a victim of identity theft. Someone stole and used my personal information to open up an unauthorized and fraudulent account with XXXX. I never applied for an account with XXXX. I been receiving harassing and threatening telephone calls and death threats from XXXX XXXX XXXX in regards to the unauthorized and fraudulent account and debt. The account do not belong to me.

Company Response:

State: MN

Zip: 526XX

Submitted Via: Web

Date Sent: 2016-06-28

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 1982401

Date Received: 2016-06-23

Issue: False statements or representation

Subissue: Attempted to collect wrong amount

Consumer Complaint: Collector : JEFFERSON CAPITAL SYSTEM Creditor : XXXX XXXX Amount {$180.00} This amount is not correct and this debit is not owed no matter how many times I talk to the collections department or XXXX. I had a XXXX account and I was transferring my phone lines to my new husbands account. It was called an assumption or liability. The account had to be at a ZERO balance before the line could be transferred over there. They keep saying this is a past due but there was a Zero balance. XXXX ca n't even talk to me as they sent me to a collection account company and I tried to talk to them and I disputed it through them as well. I want this removed from ALL XXXX credit reporting companies!

Company Response:

State: AZ

Zip: 85335

Submitted Via: Web

Date Sent: 2016-06-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: No


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 1981223

Date Received: 2016-06-22

Issue: Disclosure verification of debt

Subissue: Not given enough info to verify debt

Consumer Complaint: I did n't know I had this debt until I saw it on a credit report that I pulled. Even on the credit report it does n't indicate who the original creditor is. When I checked on the State of Florida XXXX of Regulation website ( XXXX ), this company, Jefferson Capital LLC does not have a license to collect my alleged debt or any other debt for that matter due to the fact that it does not have a license to do so.

Company Response:

State: FL

Zip: 339XX

Submitted Via: Web

Date Sent: 2016-06-22

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 1962327

Date Received: 2016-06-09

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: On XXXX/XXXX/15 I paid a debt owed to a collection agency in full. In writing I received notice that they would not report to a credit reporting agency. However as of this date, they continue to report the account and refuse to remove it even though I have pointed out in their own writing that they agreed not report to the credit reporting agencies.

Company Response:

State: CA

Zip: 94544

Submitted Via: Web

Date Sent: 2016-06-09

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 1955002

Date Received: 2016-06-05

Issue: Disclosure verification of debt

Subissue: Not given enough info to verify debt

Consumer Complaint: i have a collection agent trying to collect on some thing i no nothing about. i asked the the original creditor 4 years ago for proof they refused to send me anything.now i got a collector doing the same thing. i sent them a letter of debt validation and they wont comply i have disputed with the credit bureau 's but you might as well bang you head on the wall

Company Response:

State: NH

Zip: 035XX

Submitted Via: Web

Date Sent: 2016-06-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 1950973

Date Received: 2016-06-02

Issue: Improper contact or sharing of info

Subissue: Contacted me after I asked not to

Consumer Complaint: This company calls about XXXX to three times per day and refuses to say anything ; it appears that someone is listening on the phone but I would hang up. Today on this day of XXXX XXXX, 2016 at about XXXX, they called and refused to say anything and after a few seconds they hung up. However, this time I called the number XXXX and they identified themselves as being Jefferson Capital Systems , LLC.

Company Response:

State: CA

Zip: 90805

Submitted Via: Web

Date Sent: 2016-06-02

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: No


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 1947358

Date Received: 2016-05-31

Issue: False statements or representation

Subissue: Attempted to collect wrong amount

Consumer Complaint: XXXX XXXX is trying to collect on a debt 2 times which they have already sold or transferred to another company, and will not remove from my credit report after my several attempts of disputing. They have multiple accounts on my credit report for same company, different dollar amoounts which is severely affecting my credit rating. XXXX of their reps from the company told me they would removed the account from my credit report back on XXXX XXXX, 2016 because they longer had my account or file.

Company Response:

State: TX

Zip: 77064

Submitted Via: Web

Date Sent: 2016-05-31

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 1946755

Date Received: 2016-05-31

Issue: Disclosure verification of debt

Subissue: Right to dispute notice not received

Consumer Complaint: Jefferson capital LLC changed the open date on this account. I canceled XXXX XX/XX/XXXX that was my last payment ever made. The clock for the 7 year rule should have started counting then. The Jefferson captial changed the date to XX/XX/XXXX on my credit report. They have failed to work with me to change the date. I agreed to pay the {$220.00} if they take it off my credit report cause it has been over 7 years. This debt will be on my credit report for over 12 years I feel that is not fair at all. Is it illegal for a collection to change an open date on an account from XX/XX/XXXX which the last payment was made? Thanks for your help.

Company Response:

State: TX

Zip: 76549

Submitted Via: Web

Date Sent: 2016-05-31

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 1935720

Date Received: 2016-05-21

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: A company by the name of Jefferson Capital Systems , LLC ( JCS ) has made XXXX attempts at collecting a debt related to an overdrawn checking account from XXXX XXXX XXXX. After my initial letter vehemently disputing the account/debt relation to me, they interpreted this as my agreement to it and chose to move on with their " repayment program ''. I will appreciate input as to what my options are for an escalated response and defense from this rather irresponsible company and its unacceptable set of tactics.

Company Response:

State: VA

Zip: 24073

Submitted Via: Web

Date Sent: 2016-05-21

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.