Date Received: 2023-09-29
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I have been XXXX for sometime i never used credit and never open a XXXX account
Company Response:
State: NY
Zip: 11434
Submitted Via: Web
Date Sent: 2023-09-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-29
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: XX/XX/XXXX I disputed account with XXXX asking to verify or delete account immediately as I do not recall having account open. It's been over 60 days and I have not received verification documents. I have been fraudulently contacted by unauthorized credit collection companies in the past that now I ask full verification on all debts that I do not recall.
Company Response:
State: IA
Zip: 50320
Submitted Via: Web
Date Sent: 2023-09-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-28
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: This is from a phone company of XXXX, they sold a phone that was outdated to began with ( without 5G ), I paid this company for the monthly bill of over {$70.00} a month ( take a look at my credit cards for those charges ) for 11 months, but was never able to even connect to the internet ( photos have been sent to the company, XXXX of phone saying " NO INTERNET CONNECTION '' ; as well as the Missouri Attorney General ). They claim I was under a contract and liable to pay, but the phone sold was out of date ( NOT A 5 G ), and would NOT connect to the internet. They claim I owe them {$170.00} in which I will NOT pay for a service NOT rendered. This phone company left me in below zero temps without phone service and NO heater in my auto. I owe them nothing ; they owe $ $ $ $ $ thousands.
Company Response:
State: MO
Zip: 655XX
Submitted Via: Web
Date Sent: 2023-09-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-30
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Jefferson capital emailed me saying I owed XXXX XXXX. I called and asked them to provide details for this claim. What service was provided, when and do they have original invoice. They did not have this information and said theyd file a dispute. I have now received a letter from Jefferson Capital telling me theyre unable to resolve the request and asking ME to provide my SSN, account number, description of error etc. I dont have any such information as I dont recognize the debt. I just feel harassed.
Company Response:
State: GA
Zip: 300XX
Submitted Via: Web
Date Sent: 2023-09-30
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-28
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: I am not liable for this debt with XXXX XXXX. I do not have a contract with Jefferson capital system I am not liable for this debt with XXXXXXXX XXXX XXXXXXXX XXXX XXXX I do not have a contract with XXXX XXXX XXXX
Company Response:
State: GA
Zip: 30021
Submitted Via: Web
Date Sent: 2023-09-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-10-02
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: i cancelled my phone with XXXX no service but they charged me anyway for months without any service or active line then few years go by then a account show up on report as late XX/XX/2023 and collection status by jefferson capital
Company Response:
State: FL
Zip: XXXXX
Submitted Via: Web
Date Sent: 2023-10-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-10-02
Issue: Written notification about debt
Subissue: Didn't receive notice of right to dispute
Consumer Complaint: I have sent more than 2 dispute letters to JEFFERSON CAPITAL SYSTEM ( JCS ) via certified mail at their given address of : XXXX XXXX XXXX XXXX XXXX, MN XXXX. THERE HAS BEEN NO WRITTEN RESPONSE to the consumer to validate the alleged debt discusses in each dispute letter. This has cause me great pain in business collaborations and opportunities for my family, because this account is reporting negatively on my credit reports.
Company Response:
State: NV
Zip: 890XX
Submitted Via: Web
Date Sent: 2023-10-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-28
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I have been receiving letters from Jefferson Capital Systems LLC on behalf of XXXX XXXX to collect a debt that is not mine.
Company Response:
State: OH
Zip: 431XX
Submitted Via: Web
Date Sent: 2023-09-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-27
Issue: Electronic communications
Subissue: You told them to stop contacting you, but they keep trying
Consumer Complaint: Jefferson Capital Systems , LLC constantly contacts me, and I haven't used a XXXX wireless service for over 7 years. And on my credit report, due to them, it shows 2021 I wasn't using XXXX, I was using XXXX, like I had been for 5 years. Now they keep sending emails saying I need to pay, when I told them I haven't used them for a long while, nor can I even pay them due to me being XXXX.
Company Response:
State: TX
Zip: 77357
Submitted Via: Web
Date Sent: 2023-09-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-26
Issue: Incorrect information on your report
Subissue: Account information incorrect
Consumer Complaint: The information your agency is claiming about owed amounts and delinquency dates is not on my credit profile. The listing is incorrect, and I want it removed from my credit profile or corrected accordingly to the law.
Company Response:
State: WI
Zip: 53218
Submitted Via: Web
Date Sent: 2023-09-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A