Date Received: 2023-01-12
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: This company is reporting inaccurate information on my credit report.
Company Response:
State: OH
Zip: 45458
Submitted Via: Web
Date Sent: 2023-01-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-11
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: Debtor would not send letter of debt verification, extremely rude and unprofessional comments. laughing in the back ground put on hold and never came back to phone, repeated attempts to return calls and they just hang up.
Company Response:
State: GA
Zip: 308XX
Submitted Via: Web
Date Sent: 2023-01-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-10
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: Sent documents certified via XXXX to have debt verified, not validated. Debt was me never verified, their final contract was never produced, and fraud was committed when my private intelicual property a d data source was released to a third part without consent or premisson. Identify the rig has taken place seeing how there has never been consent to releases my private information to any third party company and identify theft repost is being filed as well as claim with the attorney general and FTC
Company Response:
State: TX
Zip: XXXXX
Submitted Via: Web
Date Sent: 2023-01-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-10
Issue: Communication tactics
Subissue: You told them to stop contacting you, but they keep trying
Consumer Complaint: The company is not licensed to operate in the state of XXXX XXXX however, has been sending me letters attempting to collect for years at this point. I have repeatedly informed the company that neither are they licensed to operate in the state of my residence nor do I owe this debt. They however, persist and I received another letter in the mail a few days ago.
Company Response:
State: NJ
Zip: 07307
Submitted Via: Web
Date Sent: 2023-01-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-08
Issue: Took or threatened to take negative or legal action
Subissue: Seized or attempted to seize your property
Consumer Complaint: Ive noticed my new device from XXXX XXXX I utilize the keychain password autofill to keep up with my usernames and passwords. This would include XXXX XXXX XXXX as well. I do believe its XXXX or Jefferson Capital due to someone changed the phone number associated with my XXXX XXXX XXXX account to XXXX which is associated with XXXX which is associated with Jefferson Capital. I filed complaints against this company due to sending the information providing proof the account doesnt belong to me. My old account for CFPB, FTC, XXXX, XXXX, XXXX, XXXX, EVEN MY NETWORKNSERVICE PROVIDER, XXXX XXXX ALL MY INFO WAS CHANGED OUT OF NO WHERE, XXXX was unable to change my phone number, I keep recieving calls and texts stating I owe money to the hospital, something with the blood connections, phishing attempts, my phone once the new bill starts over for my data the same day it shows cramming and slamming due to high volumes of data up to 35gb in one day being used when Im not even using the phone. When I recieved the accounts the ones I could get into its showing the same number XXXX attached to the acccounts when I never transferred my number to XXXX XXXX I had got a new number. They made it impossible for me to get back into these accounts by changing the phone number and emails associated with the accounts. Now recently I was with XXXX and had that phone number but I closed the account due to XXXX lying stating my monthly bill wouldnt exceed XXXX $ but every month it was over $ XXXX {$200.00} so I closed the account because I have health issues and my kids have XXXX and I just couldnt afford it. But this old account with XXXX is associated with someone in my family who was using my information I showed uploaded my drivers license records which I disputed with the XXXX someone who knew my social was having my Drivers License sent to their homes committing financial fraud. I know its the debt collectors taking money from my account by utilizing unlawful access to my accounts and taking money. XXXX XXXX XXXX refuse to give me access to my online banking Im missing approx {$350.00} now and they cant tell me where it went. XXXX XXXX is being remotely turned on from my device. The information XXXX is collecting is from a false pseudonyms XXXX false geolocations false log data using XXXX XXXX XXXX XXXX XXXX XXXX looking at credit report someone pulled my credit report XXXX times back to back alone in XXXX a credit reporting agency I just gained access to today XX/XX/XXXX. Every time I turn my car on XXXX turns on remotely on my phone. My legs feet hurts badly after driving a car thats not in my name. All of sudden after the insurance company just paid over XXXX on the car being fixed this includes ac/heat it just randomly stopped working now my kids are freezing cold in the mornings for the bus or if we have to go somewhere. It shows on the radio in the car a desktop linked to the XXXX even after I reset the radio it pops back up!! My device and router detected a device unauthorized access to it and alerted me XXXX AND XXXX ALERTED ME ON MY PHONE NUMBER BEING ON THE XXXX ALSO WHEN I CALLED XXXX ABOUT MAKING THE APPOINTMENT FOR THE XXXX XXXX was linked to the account Ive never given them that number. Cause the car isnt mine its XXXX XXXX he owns the car not me. He bought the car in XXXX not me I just drive the car Im not tied to the car on paperwork never have. I noticed extremely high XXXX XXXX XXXX its like these creditors are fraudulently utilizing their systems and connections to steal money from me and my kids when the debt isnt mine. XXXX XXXX I tested them by giving them a routing and account number that had no funds in it to make sure it wasnt me they told me they received the payment on an account that had no activity but that same week my bank account came up missing the same amount that was due. My bank couldnt figure where the money went to. This needs attention INTERNAL AFFAIRS THIS IS AN INSIDE JOB BEING DONE. Ive lost work hours up to a week at a time due to my Wi-Fi not working making me loose hours and work the 2 companies I owe I called them told them the issue and told them I will pay them once I get a full check. Im stressed and this is going to kill me mentally emotionally this is illegal. There are over 30 soft credit inquires none that Ive done and some of them been pulled over 30 times
Company Response:
State: SC
Zip: 296XX
Submitted Via: Web
Date Sent: 2023-01-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-08
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: This that was proven that it wasnt mine it was removed from my credit report and now its been put back on and the information is still incorrect is not mine I requested they remove this immediately.
Company Response:
State: GA
Zip: 30043
Submitted Via: Web
Date Sent: 2023-01-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-08
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: They keep saying I owe them and I already filled serverous Reports saying it was due to identify theft and they still want take it off my credit it's not my account I don't owe XXXX XXXXplease get this off my credit cause it affecting my credit
Company Response:
State: CA
Zip: 92411
Submitted Via: Web
Date Sent: 2023-01-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-09
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I sent a letter asking the company to verify the debt and they never did so. They also proceeded to put said debt on my credit report.
Company Response:
State: NC
Zip: XXXXX
Submitted Via: Web
Date Sent: 2023-01-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-09
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I declare under penalty of perjury ( under the laws of the United States, if executed outside of the United States ) that the foregoing is true and correct to the best of my knowledge. Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 U.S.C. 1001. Additionally, these misstatements are punishable as perjury under 18 U.S.C. 1621. This collection found within my credit report are not related to any transaction that I made. I am alleging that a person or company- without my authorization- used my personal identifying information to apply for goods, services, or money ; and was successful in creating some accounts. All is being investigated by the FTC.
Company Response:
State: HI
Zip: 96818
Submitted Via: Web
Date Sent: 2023-01-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-07
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: This collection company has been served a cease and desist letter and has not complied and continues to report this on my credit report and i do not owe this debt to no one.
Company Response:
State: CA
Zip: 94115
Submitted Via: Web
Date Sent: 2023-01-07
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A