Date Received: 2023-05-04
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: Told me to " just pay it ''. Original Creditor : XXXX XXXX
Company Response:
State: NJ
Zip: 08854
Submitted Via: Web
Date Sent: 2023-05-04
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-05-04
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: XXXX XXXX i went through a divorce and during that process debt was divided.During this time my finances were in crisis as he was the main provider This credit was to be paid by my ex partner. I attempted to resolve this issue once i was able to get a full time job towards the end of XXXX which shortly after was affected by covid.
Company Response:
State: CA
Zip: 92220
Submitted Via: Web
Date Sent: 2023-05-04
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-05-04
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: 15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an allege identity theft, not later that 4 business days after the date of receipt. it has been 30 days and your are in violation of this law because i am a victim of identity theft!!!! please delete these items IMMEDIATELY! These accounts should not be furnished on my consumer report as they are in VIOLATION!!! Under, 15 U.S Code 1681b- Permissible purpose of consumer reports ( a ) IN GENERAL subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) in accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer i am demanding the deletion to the accounts listed IMMEDIATELY!!!!
Company Response:
State: DC
Zip: 20002
Submitted Via: Web
Date Sent: 2023-05-04
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-05-03
Issue: Took or threatened to take negative or legal action
Subissue: Collected or attempted to collect exempt funds
Consumer Complaint: The company, transworld solutions, is writing fruadulent checks on my behalf using my signature by which I have not authorized. This is the second time they attempted to process the same check after I had a conversation with them on Monday and they affirmed they will not attempt to bill the account in any way, shape or form until the designee or department on behalf of the company that responds to CFPB inquiries contacts me. Yet today, they attempted to process the same check that I did not write which bounced the first time. This company will be reported to the FBI to incriminate the representative ( s ) who attempted to bill the account twice by writing a fraudulent check, even after a representative affirmed this would not take place again. This is fraud, period. I will be pursuing criminal charges and will report this issue to local law enforcement as well using forms designated by my financial institution. Furthermore, I will immediately pursue this with the XXXX and XXXX XXXX XXXX and federal administration divisions in the federal government in an attempt for the XXXX and XXXX XXXX XXXX to cancel their federal contract they have with TSI. Additionally, I will submit to federal court a petition for a lawsuit against transworld. I am legitimately in a financial crisis and the only income I receive is from being permanently and totally XXXX. The money they are attempting to take will literally have left us without food and electricity for 30 days with minor children who have medical needs. I am even in the process of attempting to get help to pay my electric bills through a community program and have this very well documented. Transworld has completely ignored my concerns and they will attempt to continue to bill by personal checking account with fraudulent checks. Other avenues must be pursued.
Company Response:
State: HI
Zip: 96792
Submitted Via: Web
Date Sent: 2023-05-03
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-05-03
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Receipt of email notifications hitting my outlook inbox regarding debt collection by Transworld Systems IncXXXX, XXXX XXXX XXXX # XXXX, XXXX XXXX, PA XXXX on behalf of XXXX XXXX located in XXXX, California. TSI reference number is XXXX in the amount of {$210.00}. The XXXX XXXX listed in the email shows an address is located in XXXX XXXX, California. I have never resided at that location, nor have I ever had services provided by XXXX XXXX. This is the 2d email Ive received and I havent responded or attempted to contact them because XXXX suspicious of phishing emails from unknown/unrecognized senders.
Company Response:
State: AZ
Zip: 85392
Submitted Via: Web
Date Sent: 2023-05-03
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-05-04
Issue: Incorrect information on your report
Subissue: Account status incorrect
Consumer Complaint: I am requesting a deletion letter. I have contacted the credit bureau whose report has incorrect information. This account was paid in full with the original creditor, thus making this account status incorrect. This is to be removed from my credit and a deletion letter sent immediately.
Company Response:
State: TX
Zip: 77520
Submitted Via: Web
Date Sent: 2023-06-07
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-05-03
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: Never received a written letter about a debt until few months ago I saw a credit report change from TSI. I asked XXXX XXXX to validate if the debt was real. I received a letter around XXXX that the debt was valid. I sent an offer letter for a certain amount to payoff the debt to TSI. The letter was sent early XXXX. I received a call around middle of XXXX from a TSI agent that the offer was accepted for XXXX. They said I would only be able to pay over the phone as the automated system would force me to pay the full amount. I asked to be sent a written letter about the offer being accepted. They agreed to do so and that I can pay once received. Several weeks go by. I call XX/XX/XXXX to inquire about the letter. This new agent says that the previous agent I spoke to agreed to the XXXX but they were in a different department and that they wont be able to accept the XXXX offer. I asked to be transferred to the correct department and the rep refused stating they wont transfer me. I asked what happened to the letter, and the rep said they dont send letters to offers not accepted. I asked why I never got a response from my mail I sent on early XXXX since they did receive it since they agreed on the enclosed amount, and the rep said they dont response to letters.
Company Response:
State: TN
Zip: 38016
Submitted Via: Web
Date Sent: 2023-05-03
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-05-02
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I received a bill in the mail that I owe {$1100.00} From XXXX, XXXX, XXXX it says I had a XXXX XXXX XXXX XXXX account. I never owed money to them whatsoever in fact I've done my taxes for years with XXXX XXXX XXXX XXXXXXXX and I was never told I owed money you have the wrong person without a doubt I do not owe anything that's a very long time ago and I feel now I'm being scammed. According to this bill my account number is XXXX my address XXXX XXXX XXXX XXXX Ca XXXX
Company Response:
State: CA
Zip: 95206
Submitted Via: Web
Date Sent: 2023-05-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-05-02
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: XXXX XXXX XXXX Dear Sir or Madam : I am the victim of identity theft. I am writing to dispute fraudulent charges on my credit reports for the reporting providers listed below : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX : XXXX XXXX XXXX, XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PA XXXX 15 USC 1681 Section 604 States rights to consumers privacy Reporting agencies can not furnish an account WITHOUT my written consent! I am requesting that the charge be removed from each reporting agency. I have not received any account number or correspondence regarding these accounts. Pursuant to the law, I am providing you with the following documentation, so that you can verify my identity : ( A ) A copy of my drivers Please investigate this matter and correct the fraudulent charges/debit as soon as possible. Sincerely, XXXX XXXX
Company Response:
State: NC
Zip: 28405
Submitted Via: Web
Date Sent: 2023-05-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-05-02
Issue: Communication tactics
Subissue: You told them to stop contacting you, but they keep trying
Consumer Complaint: I keep receiving emails from the following company regarding another person 's debt. The company has refused to stop emailing me after I notified them I was not that person. TSI Physical Address : Transworld Systems Inc. XXXX XXXX XXXX XXXX XXXX XXXX OH XXXX XXXX Office Hours : Monday through Thursday XXXX to XXXX, Friday XXXXXXXX to XXXX, Saturday XXXX to XXXX ( XXXX )
Company Response:
State: FL
Zip: 337XX
Submitted Via: Web
Date Sent: 2023-05-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A