Date Received: 2023-09-28
Issue: Electronic communications
Subissue: You told them to stop contacting you, but they keep trying
Consumer Complaint: On XX/XX/23 I sent, via certified mail, a letter to receive debt verification from Resurgent Capital/LVNV Funding for 2 debts they are reporting on my credit report. The letter strictly stated that I wished to only be contacted by email. Yesterday, I received their debt validation letter, which only is not adequate debt validation in my opinion, but they sent it to me via mail rather than email. Mail is not a convenient way to contact me! I know that this is FDCPA violation and I could demand a settlement for this, but ask that they please just remove the items from my credit report and cease all collection activity for the account with XXXX XXXX a reference number XXXX as well as reference number XXXX with the original creditor being listed as XXXX XXXX.
Company Response:
State: GA
Zip: 30240
Submitted Via: Web
Date Sent: 2023-09-28
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-30
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: Company is in violation of cease and desist order that was sent XX/XX/2023. Cease and desist requires ceasing of all and any communication regarding alleged debt including reporting any information pertaining to me to ANY third party including CRAS! Company is in violation of USC 1681 ( m ) ( A ) ( B ) ( C ) ( i ), ( ll ), ( ii ), ( a ) which states- REQUIREMENTS on users of CONSUMER REPORTS!! B ) Action described An action referred to in subparagraph ( A ) is an ADVERSE ACTION described in section 1681a ( k ) ( 1 ) ( A ) of this title, taken in connection with a transaction initiated by the consumer, or any adverse action described in clause ( i ) or ( ii ) of section 1681a ( k ) ( 1 ) ( B ) of this title. ( C ) Information described Information referred to in subparagraph ( A ) ( i ) except as provided in clause ( ii ), is information that ( I ) is furnished to the person taking the action by a person related by common ownership or affiliated by common corporate control to the person taking the action ; AND, ( II ) BEARS on the credit worthiness, credit standing, credit capacity, character, GENERAL REPUTATION, personal characteristics, or mode of living of the consumer ; AND ( ii ) DOES NOT INCLUDE ( I ) INFORMATION solely as to TRANSACTIONS or EXPERIENCES between the consumer and the person furnishing the information ; OR ( II ) information in a consumer report. COMPANYS ADVERSE ACTION of Unlawfully furnishing inaccurate information to any report or person without my written consent is harming my reputation and by law nothing pertaining to credit can harm a consumer reputation. Company bought debt belonging to the United States see 18 USC 8. Debt doesnt Belong to me by law!
Company Response:
State: AL
Zip: 35215
Submitted Via: Web
Date Sent: 2023-09-30
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-10-01
Issue: Took or threatened to take negative or legal action
Subissue: Threatened to sue you for very old debt
Consumer Complaint: NOTICE TO PRINCIPAL IS NOTICE TO AGENT NOTICE TO AGENT IS NOTICE TO PRINCIPAL Details of all violations explained below. documents attached also. RESURGENT CAPITAL FINANCIAL SERVICES/LVNV FUNDING HAS BOUGHT MY IDNETIFYING INFORMATION FROM XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, XXXX XXXX XXXX NV XXXX SOLD IT ON THE XXXX. MY PERSON, MY ENTITY HAS BEEN TAKEN AND PUT OUT TO BE SECURITIZED AND NUMEROUS VIOLATIONS ARE HAPPENING. I HAVE ALSO REVIEWED THE 8K AND 10-K FORMS ON SEC.GOV Item 16. Form 10-K Summary None. 88 Table of Contents SIGNATURES Pursuant to the requirements of Section 13 or 15 ( d ) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX Chief Executive Officer Date : XX/XX/XXXX Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed by the following persons on behalf of the registrant and in the capacities and on the dates indicated. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX. Chief Executive Officer and a Director Senior Vice President and Chief Financial Officer ( Principal Executive Officer ) ( Principal Financial and Accounting Officer ) Date : XX/XX/XXXX Date : XX/XX/XXXX /s/ XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX Chairman of the Board of Directors and a Director Director Date : XX/XX/XXXX Date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Date : XX/XX/XXXX /s/ XXXX XXXX XXXX XXXX XXXX Date XXXX XX/XX/XXXX XXXX LVNV FUNDING/LVNV FUNDING LLC/RESURGENT CAPITAL Filing Information Document Number XXXX XXXX XXXX XXXX Date Filed XX/XX/XXXX State DE Status ACTIVE Principal Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Changed : XX/XX/XXXX Mailing Address XXXX XXXX Place XXXX XXXX XXXX, SC XXXX Changed : XX/XX/XXXX Registered Agent Name & Address CORPORATION SERVICE XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX : XX/XX/XXXX Authorized Person XXXX XXXX XXXX Detail Name & Address Title President XXXX, XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, SC XXXX Title VP XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Title XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Annual Reports Report Year Filed Date XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX OF CODES THAT GOVERN XXXX XXXX LVNV FUNDING XXXX RESURGENT CAPTIAL/XXXX XXXX AND ALL OTHER SISTER COMPANIES THAT THEY CONTINUE TO CONTACT ME AND ENFORCE DEBT THAT IS NO LONGER OWED. EVEN WITH CEASE AND DESIST IN PLACE. IN DOING SO AND PUBLICALLY STATING ON MY CREDIT REPORT THAT I HAVE AN ATTORNEY ASSIGNED TO SUE ME IS EVEN FURTHER PROOF OF VIOLATION. 15 U.S. Code 1681- Congressional findings and statement of purpose a ) Accuracy and fairness of credit reporting The Congress makes the following findings : ( 4 ) There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. IN USING SEVERAL DIFFERENT NAMES, LLC 'S AND ADDRESSES LVNVFUNDING/LVNV FUNDING, LLC AND RESURGENT HAVE VIOLATED THE FDCPA AS DEFINED BY THE CFPB LIST OF VIOLATIONS. Also LVNV and LVNV llc, has placed two different companies on my credit reports which MAKES DOUBLE THE IMPACT ON MY CREDIT REPORT FROM TWO DIFFERENT DEBT COLLECTION COMPANIES INSTEAD OF JUST ONE. MAKING MY CREDIT EVEN MORE DERAGOTORY AND DROPPING Y SCORE TO XXXX. AGAIN A VIOLATION OF THE FDCPA. DECEPTIVE AND THREATENING PRACTICES THAT INVOKE FEAR AND LIES WITH THE CONSUMER. XXXX XXXX XXXX has been accepting of the payment discharge through the IRS and proven so and properly remitted my 1099B to me. I also have proof attached that it was all accepted through the IRS. However, LVNV FUNDING /LVNV FUNDING, LLC/ RESURGENT CAPITAL REFUSE TO ACCEPT THIS. I AM BEING HARRASSED ABOUT THIS, THREATENED TO BE SUED BY THEIR ATTORNEY AND IT IS PUBLICALLY PLAYING OUT ON MY CREDIT REPORT EVEN DOWNTO THE ATTORNEY IS NOW ON THE CASE STATEMENT ON MY CREDIT REPORT. I never gave any financial company permission to report my identifying information to another. a clear violation of 15 U.S. Code 1681b - Permissible purposes of consumer reports Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other ( 2 ) In accordance with the written instructions of the consumer to whom it relates. written consent is needed to add anything to the consumer report if I did not give this authorization that is a violation. P.L 90-321 ( 82 Stat. 146 ) which is law law that backs the code is even stricter as it states that any agency can only access the report in response to a request by the head of a State or local child support enforcement agency ( or a State or local government official authorized by the head of such an agency ) 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information : Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. No adverse item besides the conviction of crimes should be on the report any item that is a derogatory mark is not allowed into consumer reports this is another violation. LVNV FUNDING/ LVNV FUNDING LLC/ RESURGENT CAPITAL HAS : ATTACKED MY CREDIT USING COERCION AND DECEPTION AND HUMILIATION. IGNORED THE FACT THAT THE PAYMENT WAS ACCEPTED BY CREDIT ONE AND DELETED FORM MY CREDIT REPORTS ACROSS THE BOARD! SECURITIZED MY IDENTIFYING INFORMATION AND SECURITIZED IT IN THE MARKETS. LVNV FUNDING AND LVNV FUNDING LLC AND RESURGENT CAPITAL BOUGHT MY IDENTITY, LIKENESS, AND INFORMATION FROM A COMPANY- XXXX XXXX XXXX WITHOUT ACKNOWLEDGING THAT IT IS PUNISHABLE OF TWO YEARS IMPRISONMENT TO SELL INFORMATION TO AN ENTITY FOR FINANCIAL GAIN. Willful noncompliance is another violation. 15 U.S. Code 1681n - Civil liability for willful noncompliance ( a ) In general Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of ( A ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; or ( B ) in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater ; I DEMAND TO KNOW WHO RESURGENT CAPITAL/LVNV FUNDING/LVNV FUNDING, LLC SPOKE TO AT XXXX XXXX BANK TO GET MY PRIVATE IDENTIFYING INFORMATION ALSO, THE TIME AND DATE ALSO, THE RECORDING OF THE PHONE CALL AND THE AMOUNT PAID FOR THE ACCOUNT I DEMAND THIS INFORMATION AND I AM REVIEWING ALL RESURGENT SEC FILINGS.
Company Response:
State: MI
Zip: 48329
Submitted Via: Web
Date Sent: 2023-10-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-10-02
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: NOTICE TO PRINCIPAL IS NOTICE TO AGENT NOTICE TO AGENT IS NOTICE TO PRINCIPAL Details of all violations explained below. documents attached also. LVNV FUNDING, LLC/LVNV FUNDING HAS BOUGHT MY IDNETIFYING INFORMATION FROM XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, XXXX XXXX XXXX NV XXXX SOLD IT ON THE XXXX. MY PERSON, MY ENTITY HAS BEEN TAKEN AND PUT OUT TO BE SECURITIZED AND NUMEROUS VIOLATIONS ARE HAPPENING. I HAVE ALSO REVIEWED THE XXXX AND XXXX FORMS ON SEC.GOV Item XXXX. Form XXXX Summary None. 88 Table of Contents SIGNATURES Pursuant to the requirements of Section 13 or 15 ( d ) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. XXXX XXXX XXXX By : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date : XX/XX/XXXX Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed by the following persons on behalf of the registrant and in the capacities and on the dates indicated. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX. Chief Executive Officer and a Director Senior Vice President and Chief Financial Officer ( Principal Executive Officer ) ( Principal Financial and Accounting Officer ) Date : XX/XX/XXXX Date : XX/XX/XXXX /s/ XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX of the Board of Directors and a Director Director Date : XX/XX/XXXX Date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Date : XX/XX/XXXX /s/ XXXX XXXX XXXX XXXX XXXX Date XXXX XX/XX/XXXX XXXX LVNV FUNDING/LVNV FUNDING LLC/RESURGENT CAPITAL Filing Information Document Number XXXX XXXX XXXX XXXX Date Filed XX/XX/XXXX State DE Status ACTIVE Principal Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Changed : XX/XX/XXXX Mailing Address XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Changed : XX/XX/XXXX Registered Agent Name & Address XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, FL XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX : XX/XX/XXXX Authorized Person XXXX XXXX XXXX Detail Name & Address Title President XXXX, XXXX XXXX XXXX Place XXXX XXXX XXXX, SC XXXX Title VP XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Title XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Annual XXXX Report Year Filed Date XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX VIOLATION OF CODES THAT GOVERN LVNV FUNDING/ LVNV FUNDING LLC/ RESURGENT XXXX XXXX AND ALL OTHER SISTER COMPANIES THAT THEY CONTINUE TO CONTACT ME AND ENFORCE DEBT THAT IS NO LONGER OWED. EVEN WITH CEASE AND DESIST IN PLACE. IN DOING SO AND PUBLICALLY STATING ON MY CREDIT REPORT THAT I HAVE AN ATTORNEY ASSIGNED TO SUE ME IS EVEN FURTHER PROOF OF VIOLATION. 15 U.S. Code 1681- Congressional findings and statement of purpose a ) Accuracy and fairness of credit reporting The Congress makes the following findings : ( 4 ) There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. IN USING SEVERAL DIFFERENT NAMES, LLC 'S AND ADDRESSES LVNVFUNDING/LVNV FUNDING, LLC AND RESURGENT HAVE VIOLATED THE FDCPA AS DEFINED BY THE CFPB LIST OF VIOLATIONS. Also LVNV and LVNV llc, has placed two different companies on my credit reports which MAKES DOUBLE THE IMPACT ON MY CREDIT REPORT FROM TWO DIFFERENT DEBT COLLECTION COMPANIES INSTEAD OF JUST ONE. MAKING MY CREDIT EVEN MORE DERAGOTORY AND DROPPING Y SCORE TO XXXX. AGAIN A VIOLATION OF THE FDCPA. DECEPTIVE AND THREATENING PRACTICES THAT INVOKE FEAR AND LIES WITH THE CONSUMER. XXXX XXXX XXXX has been accepting of the payment discharge through the IRS and proven so and properly remitted my XXXX to me. I also have proof attached that it was all accepted through the IRS. However, LVNV FUNDING /LVNV FUNDING, LLC/ RESURGENT CAPITAL REFUSE TO ACCEPT THIS. I AM BEING HARRASSED ABOUT THIS, THREATENED TO BE SUED BY THEIR ATTORNEY AND IT IS PUBLICALLY PLAYING OUT ON MY CREDIT REPORT EVEN DOWNTO THE ATTORNEY IS NOW ON THE CASE STATEMENT ON MY CREDIT REPORT. I never gave any financial company permission to report my identifying information to another. a clear violation of 15 U.S. Code 1681b - Permissible purposes of consumer reports Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other ( 2 ) In accordance with the written instructions of the consumer to whom it relates. written consent is needed to add anything to the consumer report if I did not give this authorization that is a violation. XXXX XXXX ( XXXX XXXX. XXXX ) which is law law that backs the code is even stricter as it states that any agency can only access the report in response to a request by the head of a State or local child support enforcement agency ( or a State or local government official authorized by the head of such an agency ) 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information : Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. No adverse item besides the conviction of crimes should be on the report any item that is a derogatory mark is not allowed into consumer reports this is another violation. LVNV FUNDING/ LVNV FUNDING LLC/ RESURGENT CAPITAL HAS : ATTACKED MY CREDIT USING COERCION AND DECEPTION AND HUMILIATION. IGNORED THE FACT THAT THE PAYMENT WAS ACCEPTED BY XXXX XXXX AND DELETED FORM MY CREDIT REPORTS ACROSS THE BOARD! SECURITIZED MY IDENTIFYING INFORMATION AND SECURITIZED IT IN THE MARKETS. LVNV FUNDING AND LVNV FUNDING LLC AND RESURGENT CAPITAL BOUGHT MY IDENTITY, LIKENESS, AND INFORMATION FROM A COMPANY- XXXX XXXX XXXX WITHOUT ACKNOWLEDGING THAT IT IS PUNISHABLE OF TWO YEARS IMPRISONMENT TO SELL INFORMATION TO AN ENTITY FOR FINANCIAL GAIN. Willful noncompliance is another violation. 15 U.S. Code 1681n - Civil liability for willful noncompliance ( a ) In general Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of ( A ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; or ( B ) in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater ; I DEMAND TO KNOW WHO RESURGENT CAPITAL/LVNV FUNDING/LVNV FUNDING, LLC SPOKE TO AT XXXX XXXX XXXX TO GET MY PRIVATE IDENTIFYING INFORMATION ALSO, THE TIME AND DATE ALSO, THE RECORDING OF THE PHONE CALL AND THE AMOUNT PAID FOR THE ACCOUNT I DEMAND THIS INFORMATION AND I AM REVIEWING ALL LVNV FUNDING/LVNV FUNDING LLC SEC FILINGS.
Company Response:
State: MI
Zip: 48329
Submitted Via: Web
Date Sent: 2023-10-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-26
Issue: Communication tactics
Subissue: Used obscene, profane, or other abusive language
Consumer Complaint: XXXX my wife and I who called in to see what this was regarding. We haven't had XXXX in since 2011. They were trying to collect a debt out of statue of limitations. The first person whose voice mail we got sounded like he XXXX in the mic. We thought this was a scam. We called back and XXXX the company. A real company. Finally we got a live person. They said they were looking for me. XXXX XXXX. Said they can speak to my wife. The individual went over the account details with my wife with out giving the XXXX XXXX. Didn't say who he was with. Just went over the details and my personal info. Speaking to the supervisor he said that we were correct and he would speak to him. He also didn't give the XXXX XXXX either. They tried to trick me into starting a payment arrangement with them that would start the credit reporting and potential courts by trying to get me to pay. ( My wife is a debt collector. And certified in the fdcpa. She was upset because he abused the rights I have. )
Company Response:
State: MI
Zip: 48114
Submitted Via: Web
Date Sent: 2023-09-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-27
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: This letter is in response to you concerning the collection of the above referenced accounts. I do not believe I owe what you say I owe therefore I dispute this debt. I am well aware of my rights under the Fair Debt Collection Practices Act ( FDCPA ) and my state laws so I hope to save both of us a great deal of time by letting you know that not only do I dispute the validity of this debt, I have also checked with myState Attorney General and that the Statute of Limitations for enforcing this type of debt through the courts in Virginia has expired. Therefore, should you decide to pursue this matter in court I intend to inform the court of my dispute of this debt and that the statute of limitations has expired.This letter is your formal notification that I consider this matter closed and demand that you, or anyone affiliated with your company, stop contacting me by mail, phone on any number, regarding this or any other matter. You may contact me in writing to advise me that your debt collection efforts are being terminated or that you or the creditor are taking specific actions allowed by the FDCPA or my state laws, Be advised that I consider any contact not in accordance with the Fair Debt Collection Practices Act a serious violation of the law and will immediately report any violations to my State Attorney General, to the Federal Trade Commission and, if necessary, take whatever legal action is necessary to protect myself. Be advised that I reserve the right to record all phone calls and violations of the FDCPA can result in you or your company being fined up to {$1000.00} or more.
Company Response:
State: OH
Zip: 441XX
Submitted Via: Web
Date Sent: 2023-09-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-27
Issue: Improper use of your report
Subissue: Credit inquiries on your report that you don't recognize
Consumer Complaint: Ever since XXXX I have had this account on my credit and I am asking for your help XXXX. Lv funding has been another account I don't recognize an they will not take this off of my credit
Company Response:
State: NY
Zip: 11226
Submitted Via: Web
Date Sent: 2023-09-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-27
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: After submitting proof the debt was paid and not receiving acknowledgement I submitted proof of payments to CFPB. Even after being XXXX I managed to pay the entire {$130000.00} and they still are trying to collect {$120.00} more. I want this removed from my credit report!
Company Response:
State: MS
Zip: 39120
Submitted Via: Web
Date Sent: 2023-09-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-27
Issue: Communication tactics
Subissue: You told them to stop contacting you, but they keep trying
Consumer Complaint: THIS COMPANY HARASSED ME. IVE ASKED THEM MULTIPLE TIMES TO REMOVE ME OFF THERE CALLER LIST AND I DO NOT OWN THIS DEBT AND NOT FAMILIAR WITH THE COMPANY. I PROVIDED THEM DOCUMENTS. I KEEP GETTING HARASSED.
Company Response:
State: OH
Zip: 441XX
Submitted Via: Web
Date Sent: 2023-09-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-09-27
Issue: Electronic communications
Subissue: You told them to stop contacting you, but they keep trying
Consumer Complaint: They clain this is a debt that I owe from XXXX that was charged off in 2009 that would be 14 years ago which I know is past the statute of limitations I responded with an email that it is past and that I would not have any records that far back anyway so leave me alone but they keep sending emails.
Company Response:
State: CA
Zip: 91740
Submitted Via: Web
Date Sent: 2023-09-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A