Date Received: 2023-01-30
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: This agency was contacted in regards to removing the inquiries from the collection agencies off of the account and as a result of pursuant of credit debt collection and obligation to rightfully submit debts and documents and not oppose the debt in a way from non fair communication efforts that would therefore lead an individual liable for the debt under pursuant of the debt collection agencies laws and regulations. As a result the company threatened to take legal action wrongfully under the pursuant of the law and throughly harassed me for reporting rhis information.
Company Response:
State: DC
Zip: 20019
Submitted Via: Web
Date Sent: 2023-01-30
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-29
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I declare under penalty of perjury ( under the laws of the united states, if executed outside of the united states ) that the foregoing is true and correct to the best of my knowledge. Further, I certify that I am permitted by FEDERAL and STATE LAW to file this dispute. I also understand that knowing and willful misstatements or omissions of material facts constitutes a FEDERAL CRIMINAL VIOLATION punishable under 18 USC 1001. Additionally, these misstatements are punishable as perjury under 18 usc 1621. This collection found within my credit report are not related to any transaction that I made. I am alleging that a person or company -without my authorization- used my personal identifying information to apply for goods, services or money and was successful in creating some accounts. All is being investigated by the FTC
Company Response:
State: MI
Zip: 48227
Submitted Via: Web
Date Sent: 2023-01-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-28
Issue: Threatened to contact someone or share information improperly
Subissue: Contacted your employer
Consumer Complaint: a credit card not paid almost 5 years ago, now part of my salary was garnishment. I can't pay that amount. I am a single mother, my job is to support my children
Company Response:
State: FL
Zip: 33054
Submitted Via: Web
Date Sent: 2023-01-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-29
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: i have a credit card that does not belong to me and i have tried contacting all three agencies and its and its still on it.
Company Response:
State: OK
Zip: 74011
Submitted Via: Web
Date Sent: 2023-01-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-29
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: I have disputed and disputed fraud. They will not remove
Company Response:
State: TX
Zip: 75048
Submitted Via: Web
Date Sent: 2023-01-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-29
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: Affidavit of debt validation and settlement was sent out via fax and certified mail. There was no proof of a response mailed back to me. They have continuously said they have sent a debt validation out under FCRA. PLEASE make sure they have proof of this letter not just words saying they have sent it. I would like a certified Mail receipt. Thank you
Company Response:
State: FL
Zip: 33181
Submitted Via: Web
Date Sent: 2023-01-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-27
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: XX/XX/XXXX Resurgent Capital Services/ LVNV Funding LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX Re : Disputing error [ XXXX ] on credit report To Whom It XXXX Concern, I am writing to request immediate deletion of the following information that appears on my XXXX XXXX XXXX and XXXX consumer report : Dispute 1 On XX/XX/XXXX, I responded to your representative XXXX email asking for validation of the debt specifically the original contract bearing my signature that would indicate that I owe Resurgent/LVNV Funding the debt. I also specified 30 days as a reasonable time for you to do so and requested that you cease all attempts to contact me and to delete all credit additions made to my credit reports. It has been more than 30 days, you have not responded with any information that indicates that the debt is valid and XXXX, XXXX and XXXX reports have not been updated with this deletion. Dispute 2 There are no active Licenses of any Collection Agencies in the State of Arkansas for Resurgent Capital Services or LVNV Funding. CEASE AND DESIST Pursuant to 15 USC 1692c. ( c ) I am notifying you in writing that I refuse to pay this alleged debt, and I am demanding that you cease all forms of communication with me through any and all mediums. Pursuant to 15 USC 1692c. ( c ) ( 2 ) - I am invoking my specified remedy as a consumer, and the original creditor I am demanding all of the following : Deletion from all consumer reports. Thank you for your assistance. Sincerely,
Company Response:
State: AR
Zip: 71901
Submitted Via: Web
Date Sent: 2023-01-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-28
Issue: Incorrect information on your report
Subissue: Old information reappears or never goes away
Consumer Complaint: Around 2021, I disputed the negative information LVNV Funding LLC in the amount of {$1000.00} falsely reported. I also went to court involving this matter and to have this information remove from my credit report. The judge ruled in my favor and the information was deleted. Now this information reported again. This collection agency is reporting debt that doesn't belong to me. I never had any obligation to this collection agency, nor have I conducted any business with them. This information is taunting my credit report. Please have this information removed from my credit report.
Company Response:
State: AL
Zip: 36116
Submitted Via: Web
Date Sent: 2023-01-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-26
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: I paid a debt with XXXX aka XXXX XXXX and they said they would delete the file off my credit for the collection tradeline as well as the credit card tradeline they did one but not the other.
Company Response:
State: SC
Zip: 296XX
Submitted Via: Web
Date Sent: 2023-01-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-26
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: XXXX XXXX XXXX XXXX was contacyed regarding this account over the past XXXX years indicating this is resulting from identity theft due to XXXX breach. Ive disputed this account more than XXXX times and nothing has come from it. When XXXX federal realized it was in fact fraud, they then sold the debt to a XXXX party named LVNV funding/resurgent. Now this nightmare has started again.
Company Response:
State: CA
Zip: 90732
Submitted Via: Web
Date Sent: 2023-01-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A