Date Received: 2023-06-22
Issue: False statements or representation
Subissue: Indicated you were committing crime by not paying debt
Consumer Complaint: I am writing to delete and remove the following accounts and information off of my consumer report. The accounts and information listed below should not be reported on to my consumer report. This is a direct violation of the FDCPA and FCRA and needs to be deleted and removed off of my consumer report immediately as it's violating several laws. Remove these accounts and information immediately!
Company Response:
State: NC
Zip: 28212
Submitted Via: Web
Date Sent: 2023-06-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-06-22
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: LVNV Funding LLC XXXX XXXX XXXX XXXX, SC XXXX will not remove collection from my credit report even though this is not my account. I have no knowledge of this account and do not have a contract with this company for any debt. I continue to dispute this charge to no avail and have yet to see any documentation I have signed or agreed to. I have exhausted all options to correct this issue.
Company Response:
State: TN
Zip: 37421
Submitted Via: Web
Date Sent: 2023-06-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-06-22
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: This is to notify the CFBP that there is and are at least 2 FTC Cases against LVNV Funding LLC and Resurgent Captial services. For these companies attempting to defraud myself and extort money that was paid in full for reference ID XXXX. I have attached a copy of the FTC complaint.
Company Response:
State: IA
Zip: 501XX
Submitted Via: Web
Date Sent: 2023-06-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-06-22
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: This is to notify the CFBP that there is and are at least 2 FTC Cases against LVNV Funding LLC and Resurgent Captial services. For these companies attempting to defraud myself and extort money that was paid in full for reference ID XXXX. I have attached a copy of the FTC complaint.
Company Response:
State: IA
Zip: 501XX
Submitted Via: Web
Date Sent: 2023-06-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-06-22
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: The first debt collection letter I received was XX/XX/XXXX from XXXX XXXX XXXX XXXX XXXX XXXX stating it was a collection agency for LVNV Funding, LLC & Original Creditor was XXXX XXXX ( acct ending XXXX XXXX XXXX XXXX for I called XXXX XXXX and they confirmed that the debt was not mine ; ( verification by my address & SS # ) I wrote a letter to XXXX and stated they had the wrong person ; they are " debt tagging ''. On XX/XX/XXXX I received two separate letters ( dated XX/XX/XXXX ). The first letter was Resurgent Captial Services XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) stating they manage the account for LVNV Funding LLC and are trying to collect the same debt. The second letter, dated XX/XX/XXXX provided a XXXX XXXX from XXXX. When I called the court f they advised me the case had my first initial & last name but different address
Company Response:
State: NJ
Zip: 083XX
Submitted Via: Web
Date Sent: 2023-06-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-06-22
Issue: Communication tactics
Subissue: You told them to stop contacting you, but they keep trying
Consumer Complaint: I have received countless emails from LVNV FUNDING LLC for harassing me. I sent them a certified stop cease letter 6 weeks ago, but they are still emailing me nonstop.
Company Response:
State: GA
Zip: 30045
Submitted Via: Web
Date Sent: 2023-07-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-06-21
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: I have disputed and submitted information requesting removal of fraudulent account for collections for Lvnv funding in the amounts of XXXX dollars XXXX, XXXX. XXXX dollars and XXXX XXXX XXXX for XXXX dollars and XXXX XXXX. This with XXXX, XXXX and XXXX.
Company Response:
State: NC
Zip: 27560
Submitted Via: Web
Date Sent: 2023-06-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-06-21
Issue: Incorrect information on your report
Subissue: Account information incorrect
Consumer Complaint: I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v Gravens ( mo ) 281 SW 715,719, I presume that no proof of the alleged debt, nor therefore any such debt, in fact there for exists
Company Response:
State: TX
Zip: 75165
Submitted Via: Web
Date Sent: 2023-06-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-06-21
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: I had a credit card with credit XXXX bank back in XXXX I close the account. I only had a {$300.00} credit limit upon closing the account. I had a balance of {$200.00} I have since then made a chance to pay the balance but they keep telling me that I dont owe them any money yet. This is on my credit report for {$700.00} reported by LVNV FUNDING LLC. I DONT KNOW WHO THESE PEOPLE ARE AND THE DATE ON THE CREDIT REPORT IS XXXX AS I SAID I HAVENT HAD THAT CARD OR THAT ACCOUNT SINCE XXXX AND I DONT KNOW HOW A {$200.00} BALANCE TURNED INTO {$700.00}.
Company Response:
State: TX
Zip: 77015
Submitted Via: Web
Date Sent: 2023-06-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-06-21
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Resurgent Capital Services/ LVNV Funding LLC has NOT provided a underlying credit agreement, no proof of ownership and provided no legal basis to report " late payments '' or any information to consumer reporting agencies. This is my last correspondence before legal action follows.
Company Response:
State: LA
Zip: 70817
Submitted Via: Web
Date Sent: 2023-06-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A