ERC


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"Products" offered by ERC with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Consumer Loan - Installment loan
Consumer Loan - Vehicle loan
Credit card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Money transfer, virtual currency, or money service - Debt settlement
Mortgage - Other mortgage
Other financial service - Debt settlement
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Prepaid card - General purpose card
Student loan - Federal student loan servicing
Student loan - Non-federal student loan

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Complaint ID: 1436528

Date Received: 2015-06-24

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I received a bill for {$180.00} from Enhanced Recovery Company , LLC trying to collect for a debt from XXXX XXXX XXXX, XXXX. I have not used XXXX in probably XXXX years, and closed all accounts properly at the time and have not received any bills from XXXX ever since closing my account with them.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: PA

Zip: 17055

Submitted Via: Web

Date Sent: 2015-06-24

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1436131

Date Received: 2015-06-24

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY!

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TX

Zip: 77388

Submitted Via: Web

Date Sent: 2015-06-24

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1435985

Date Received: 2015-06-24

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY!

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TX

Zip: 77449

Submitted Via: Web

Date Sent: 2015-06-24

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1435637

Date Received: 2015-06-24

Issue: Communication tactics

Subissue: Frequent or repeated calls

Consumer Complaint: A company identifying themselves as Enhanced Recovery Company has been calling my phone non-stop over the last several weeks, presumably about a debt to collect. They refuse to tell me specifically what the calls are about other than a 'personal business matter '. I have made it VERY clear to them that we have no business if they cant provide further details. I want the harassment to stop. Calls always come while I am at work, wasting my time, and my customers time. Calls are coming from the following numbers so far:XXXX, XXXX, XXXX, XXXX, XXXX

Company Response: Company believes the complaint is the result of a misunderstanding

State: LA

Zip: 70817

Submitted Via: Web

Date Sent: 2015-06-24

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1435414

Date Received: 2015-06-24

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: This company was reporting debts on my credit report that were unfamiliar to me. After seeking legal council I was advised to exercise my right to request validation of the accounts pursuant to the Fair Debt Collection PracticesAct. In correspondence dated XX/XX/2015, the company received my demand for validation. This company simply ignored my request and did not bother to respond to me, concurrently they verified the accounts with the credit bureau following my dispute with the credit bureau.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 94553

Submitted Via: Web

Date Sent: 2015-06-24

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: Yes


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Complaint ID: 1435388

Date Received: 2015-06-24

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I got cable TV and internet services From XXXX about a year ago. We verbally agreed on the monthly bills which included the severvices and the rental of modem. They told me that the bill will never change. I set up automatic payments from my account. I hardly even looked at the bills, In XX/XX/XXXX, the bill was raised from {$77.00} to {$93.00} with no notification or reasons given. I did not complain then a few weeks ago I got a mail from XXXX dated XXXX XXXX 2015, they wrote that they have not been billing me for modem rental and so my bill will go up by {$10.00} plus applicable fees and taxes. Few days later I got a mail from Enhanced Recovery Company , LLC dated XXXX XXXX 2015, claiming that my balance with XXXX remains umpaid and my account has been place with them to recover the sum of {$970.00}. Nothing was written as to what that amount was for. I have received no bill from XXXX for anything in this amount. all my bills were autopaid untill I deactivated my autopay on XXXX XXXX 2015 because I intend to stop the service and get internet from another provider. I called XXXX and told them about my intentions on the same day.

Company Response: Company believes the complaint is the result of a misunderstanding

State: MN

Zip: 55076

Submitted Via: Web

Date Sent: 2015-06-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1432771

Date Received: 2015-06-22

Issue: False statements or representation

Subissue: Attempted to collect wrong amount

Consumer Complaint: The third party collection agency is reporting inaccurate information to each of the credit bureaus ( XXXX, XXXX & XXXX ). This company has re-aged an account listed to reflect a recent collection date of XX/XX/XXXX and continues to report this falsified information even after sending documentation to validate the original date of delinquency XX/XX/XXXX which confirms that the correct information is on file but the company is intentionally re-aging the account. I have disputed this account several times but it keeps being reported. It was originally disputed in XX/XX/XXXX

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TX

Zip: 75104

Submitted Via: Web

Date Sent: 2015-06-24

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1432526

Date Received: 2015-06-22

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: Hello ; I received a notification from Enhanced Recovery Company LLC for a delinquent account that is not mine. I am disputing the debt however, I undesrtand that ERC does not respond with nonverification of the debt and pursues to have the the debt posted to on one 's credit line.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TX

Zip: 77057

Submitted Via: Web

Date Sent: 2015-06-25

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1432138

Date Received: 2015-06-22

Issue: Improper contact or sharing of info

Subissue: Contacted employer after asked not to

Consumer Complaint: Hi XXXX, Just an FYI. They called the office to ask for information to send a garnishment order for your salary. If you want to talk to the agency that called their phone number is XXXX your reference # XXXX. Regards,

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TX

Zip: 77414

Submitted Via: Web

Date Sent: 2015-06-22

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1431238

Date Received: 2015-06-22

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: The company is ERC and it is a autodialed recording asking me to call back with a reference number provided. According to my financial records and the credit bureaus I owe no outstanding debit for which I am past due. My telephone number has been on the no call list for years.. The offending tel number is XXXX

Company Response: Company believes it acted appropriately as authorized by contract or law

State: GA

Zip: 30066

Submitted Via: Web

Date Sent: 2015-06-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: No


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.