ERC


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"Products" offered by ERC with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Consumer Loan - Installment loan
Consumer Loan - Vehicle loan
Credit card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Money transfer, virtual currency, or money service - Debt settlement
Mortgage - Other mortgage
Other financial service - Debt settlement
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Prepaid card - General purpose card
Student loan - Federal student loan servicing
Student loan - Non-federal student loan

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 2117741

Date Received: 2016-09-18

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: a few years ago i have XXXX mobile phone service after few months i transfer my service too XXXX i talk with sprint on that time and they send me return kit for phone the phone i got from XXXX and after that i send that phone back to XXXX i also send them prepaid XXXX card that i got from XXXX because XXXX want me too pay my bill too XXXX. now i got this bill from XXXX and i do not owe this money i talk with them and they said u have too pay otherwise this money goona stay on your credit report and they already did that please help me thanks

Company Response: Company believes it acted appropriately as authorized by contract or law

State: PA

Zip: 15146

Submitted Via: Web

Date Sent: 2016-09-18

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2117647

Date Received: 2016-09-18

Issue: Disclosure verification of debt

Subissue: Right to dispute notice not received

Consumer Complaint: Based on information and belief this is not my account. I have requested for verification and validation but to no avail. This ERC continue to double report the same items twice on my files. This company will not respond to my requests.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: GA

Zip: 30316

Submitted Via: Web

Date Sent: 2016-09-18

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2116918

Date Received: 2016-09-16

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: ERC placed {$67.00} collection on my credit report. I have disputed this through all three credit bureaus without success. I do not owe this account and no proof was given to me. I do not even know what this account is.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: MS

Zip: 386XX

Submitted Via: Web

Date Sent: 2016-09-16

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2116242

Date Received: 2016-09-16

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: i was trying to buy a car, this is how I find this deb that is not beyond to me, I been disputing this with the collection agency for more than 2 months with no answer about my situation, every time I call them they put me and hold and disconnect my call, about a months ago they send me a letter saying that I ask from all credit bureau to remove the collection from my report, XXXX and XXXX did already but im still having it on XXXX which its been impossible for me to remove it, I never had a XXXX before,

Company Response: Company believes it acted appropriately as authorized by contract or law

State: NJ

Zip: 07032

Submitted Via: Web

Date Sent: 2016-09-16

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2115020

Date Received: 2016-09-15

Issue: Communication tactics

Subissue: Frequent or repeated calls

Consumer Complaint: I owed a debt to XXXX credit card which was turned over to ERC collections. They call me, harass me, when they hang up at my home, they call my cell and do the same. They have threatened to send me to jail then asked for my husband and threatened him. They call all types of the night after hours and even speak to my children.

Company Response: Company disputes the facts presented in the complaint

State: TX

Zip: 75232

Submitted Via: Web

Date Sent: 2016-10-17

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2114961

Date Received: 2016-09-15

Issue: Improper contact or sharing of info

Subissue: Contacted me after I asked not to

Consumer Complaint: The debt collection agency continues to send letters to my address, even though the person who owes the debt is not affiliated with me and does not live here.

Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company

State: CA

Zip: 94030

Submitted Via: Web

Date Sent: 2016-09-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2114401

Date Received: 2016-09-15

Issue: Improper contact or sharing of info

Subissue: Contacted me after I asked not to

Consumer Complaint: I have disputed this debt and asked them not to contact me. However, their letter states that even though the debt was disputed I need to disputed it again or they will assume the debt is now valid.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 92503

Submitted Via: Web

Date Sent: 2016-09-15

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2114380

Date Received: 2016-09-15

Issue: Cont'd attempts collect debt not owed

Subissue: Debt resulted from identity theft

Consumer Complaint: in 2009 in Nevada someone opened up a XXXX Phone in my name, I called XXXX and tried to reason with them, they wanted me to pay over {$800.00} to clear my name. It was to be taken off after it aged out in XXXX..A new collection shows up for XXXX collections in another name ..This is a Debt I have been battling for 7 years and it keeps rising.it is now XXXX $

Company Response: Company believes it acted appropriately as authorized by contract or law

State: FL

Zip: 346XX

Submitted Via: Web

Date Sent: 2016-09-15

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2112931

Date Received: 2016-09-15

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: ENHANCED RECOVERY COL XXXX XXXX XXXX XXXX, FL XXXX XX/XX/XXXX never even herd of them..they are claiming i owe a cable bill I use Free tv and where i am at now the landlord pays the cable bill not to say i have been living in FL since 2014 ... they are on my XXXX and XXXX reports i ca n't get thru any numbers for info to check on this..i am getting nowhere i disputed it and all i get is ... it 's been updated ... .weird

Company Response: Company believes it acted appropriately as authorized by contract or law

State: FL

Zip: 33771

Submitted Via: Web

Date Sent: 2016-10-18

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: Yes


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Complaint ID: 2112838

Date Received: 2016-09-14

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: This is a XXXX debt that has circulated among collection agencies. I have sent dispute letters each time that I do not owe this debt. I have never subscribed to have XXXX service nor have I ever authorized anyone to open an account in my name. I have requested proof that I opened the account and that I have ever made payments on the account but all they do is switch to another collections agency. Then the new agency puts it on my credit report. This is really annoying. I should not have to keep disputing a debt I do not owe. If there was an account started in my name, they should figure out who was paying it and go after them. I DO NOT OWE THIS DEBT. I will greatly appreciate any assistance you can give me to stop this madness. The current collections company is ERC ( Enhanced Recovery Corp ). I have disputed this with XXXX because it is showing on my credit report.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: OK

Zip: 74012

Submitted Via: Web

Date Sent: 2016-09-14

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.