Date Received: 2024-01-20
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
Company Response:
State: TX
Zip: 774XX
Submitted Via: Web
Date Sent: 2024-01-20
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-20
Issue: Improper use of your report
Subissue: Credit inquiries on your report that you don't recognize
Consumer Complaint: Credit inquiries that i did not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Company Response:
State: NV
Zip: 89110
Submitted Via: Web
Date Sent: 2024-01-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-20
Issue: Problem with a company's investigation into an existing problem
Subissue: Problem with personal statement of dispute
Consumer Complaint: I found inaccurate and incorrect data on my credit report and this wrong information should not be on my credit report.
Company Response:
State: IN
Zip: 46123
Submitted Via: Web
Date Sent: 2024-01-20
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-20
Issue: Problem with a company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: Ive recently check my credit report in because I decided to change my life and chase my dreams and noticed a few in accuracies on my profile. Please check every piece of information and make sure its accurate and accountable in accordance to The Fair Credit Act
Company Response:
State: FL
Zip: 33407
Submitted Via: Web
Date Sent: 2024-01-20
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-20
Issue: Problem with a company's investigation into an existing problem
Subissue: Problem with personal statement of dispute
Consumer Complaint: For the last XXXX months I've requested equifax to work with me about my information stolen through their data breach. Equifax refused to acknowledge my claim, and for the last XXXX months, telling me I am not eligible for any settlement and that my data haven't been breached. I attempted many of time to depute for the last XXXX month to have them remove all items thats not Mines. Instead, they won't help unless I give them my Social Security Number in which I warned them that the law say never to give Social Security number to no one as writting in the book, and reminded them there's other ways to verify me so I can get this issue if identity theft over with. As always I feel they are the ones sharing my personal information that leads to me bank account monies missing and unwanted telemarketers calling. They claimed my address, name, and all information i gave them was wrong and they can't help me. This has been a routine all these months. And just as I figure, I was right about being a victim of their data breach, as I have proof through ( Federal Trade Commission ) website showing im part of the breach. Not only that, after giving them my Social Security Number after they claim not to be able to verify me this last time ( They have shared my information once again, having countless of phone calls coming to my phone from foreigners and telemarketers. All this started the day after, farther proving they are still selling me information cause me and my family danger and harm, even after placing my credit report on Freeze and locked. They continue to remove me Freeze and locked report. And claim for the last months that I never had my file froze, which they are the reason I started freezing my reports in the first place. Everything about equifax is a scam and I dont want them having my information as they have caused me to much harm and to many lies about what's really happening amongst them all about selling data. I want to file a claim for them lying refusing to acknowledge me as a victim & not locking and freezing my reports claiming that all the 100 times of contacting them never been about the dats breach. And to refuse to correct and update my information as I have a right, and for them not removing all items thats been placed on my credit report. And for them not allowing me to be apart and file claim on settlement payment payout throughout the settlement process. I want no parts of Equifax and have asked them over and over to no sell my information, and to lock my reports as they have refused to do so. 1. I want all items removed as I requested removed 2. I want them to file identity theft claim, and fraud claim. 3. I want to receive free monitoring of my report as FTA & Fair Credit Report Act show I am entitled to do to data breach and identity theft 4. I want my data breach payment they say im not entitled too & refused to acknowledge 5. I want 24/7 access to my reports online, as they have blocked me from accessing 6. I want my data protected and not shared
Company Response:
State: GA
Zip: 303XX
Submitted Via: Web
Date Sent: 2024-01-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-20
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: I am a victim of identity theft please remove this fraud inquiry from my credit report.
Company Response:
State: MO
Zip: 630XX
Submitted Via: Web
Date Sent: 2024-01-20
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-20
Issue: Problem with a company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: ACCORDING TO 15 USC 1681I - XXXX, EQUIFAX, AND XXXX HAVE XXXX DAYS TO INVESTIGATE AND SEND ME THE RESULTS. In accordance with the Fair Credit Reporting act. These accounts violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. XXXX # XXXX XXXX # XXXX 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency of the person knows or has reasonable cause to believe that the information is inaccurate.
Company Response:
State: FL
Zip: 34638
Submitted Via: Web
Date Sent: 2024-01-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-20
Issue: Problem with a company's investigation into an existing problem
Subissue: Problem with personal statement of dispute
Consumer Complaint: For the last XXXX months I've requested equifax to work with me about my information stolen through their data breach. Equifax refused to acknowledge my claim, and for the last XXXX months, telling me I am not eligible for any settlement and that my data haven't been breached. I attempted many of time to depute for the last XXXX month to have them remove all items thats not Mines. Instead, they won't help unless I give them my Social Security Number in which I warned them that the law say never to give Social Security number to no one as writting in the book, and reminded them there's other ways to verify me so I can get this issue if identity theft over with. As always I feel they are the ones sharing my personal information that leads to me bank account monies missing and unwanted telemarketers calling. They claimed my address, name, and all information i gave them was wrong and they can't help me. This has been a routine all these months. And just as I figure, I was right about being a victim of their data breach, as I have proof through ( Federal Trade Commission ) website showing im part of the breach. Not only that, after giving them my Social Security Number after they claim not to be able to verify me this last time ( They have shared my information once again, having countless of phone calls coming to my phone from foreigners and telemarketers. All this started the day after, farther proving they are still selling me information cause me and my family danger and harm, even after placing my credit report on Freeze and locked. They continue to remove me Freeze and locked report. And claim for the last months that I never had my file froze, which they are the reason I started freezing my reports in the first place. Everything about equifax is a scam and I dont want them having my information as they have caused me to much harm and to many lies about what's really happening amongst them all about selling data. I want to file a claim for them lying refusing to acknowledge me as a victim & not locking and freezing my reports claiming that all the 100 times of contacting them never been about the dats breach. And to refuse to correct and update my information as I have a right, and for them not removing all items thats been placed on my credit report. And for them not allowing me to be apart and file claim on settlement payment payout throughout the settlement process. I want no parts of Equifax and have asked them over and over to no sell my information, and to lock my reports as they have refused to do so. 1. I want all items removed as I requested removed 2. I want them to file identity theft claim, and fraud claim. 3. I want to receive free monitoring of my report as FTA & Fair Credit Report Act show I am entitled to do to data breach and identity theft 4. I want my data breach payment they say im not entitled too & refused to acknowledge 5. I want 24/7 access to my reports online, as they have blocked me from accessing 6. I want my data protected and not shared
Company Response:
State: GA
Zip: 303XX
Submitted Via: Web
Date Sent: 2024-01-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-20
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: I recently discovered that my personal information was exposed in a data breach involving Equifax, as reflected in my FTC report. This breach poses significant risks to my privacy and financial security. In light of this, I urgently request the immediate deletion of all compromised accounts associated with this breach. Safeguarding my personal information is paramount, and I trust that prompt action will be taken to mitigate any potential harm. Your cooperation in ensuring the removal of these accounts is crucial for my peace of mind and protection against further unauthorized access. I appreciate your attention to this matter and your commitment to resolving it promptly.
Company Response:
State: NJ
Zip: 07108
Submitted Via: Web
Date Sent: 2024-01-20
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-20
Issue: Problem with a company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: I have submitted an ID theft report from the ftc as well as a police report regarding the identity theft and they have still been reporting this account on my credit file.
Company Response:
State: IL
Zip: 60620
Submitted Via: Web
Date Sent: 2024-01-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A