COINBASE, INC.


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"Products" offered by COINBASE, INC. with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Credit card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Other debt
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Other financial service - Foreign currency exchange
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Pawn loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Pawn loan
Prepaid card - General-purpose prepaid card
Prepaid card - Mobile wallet
Virtual currency - Domestic (US) money transfer
Virtual currency - International money transfer

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Complaint ID: 4088221

Date Received: 2021-01-22

Issue: Wrong amount charged or received

Subissue:

Consumer Complaint: On XX/XX/21 I converted a bit over $ XXXX of Ethereum to XXXX and it only gave me $ XXXX worth. Then the price went from {$0.00} XXXX {$0.00} and I converted it back to Ethereum and then my portfolio had $ XXXX. I should have made XXXX % profit on the trade minus the 1.5 % conversions. I ended up losing > {$200.00} when I should have made ~ {$1000.00} and now it looks like I made money from the conversion since $ XXXX disappeared upfront for tax reasons. Help? $ XXXX ETH -> $ XXXX DNT conversion DNT went {$0.00} to {$0.00} in XXXX minutes. DNT total still only showing $ XXXX $ XXXX DNT -> $ XXXX ETH It should have been ~ {$3900.00} DNT * XXXX = {$5200.00} DNT -> {$5100.00} ETH

Company Response:

State: RI

Zip: 028XX

Submitted Via: Web

Date Sent: 2021-01-22

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4085652

Date Received: 2021-01-22

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I sold my currency in an app called Coinbase, I have money that is listed as available for withdrawal, and every time I try to withdraw my money a box pops up saying I have XXXX dollars available.

Company Response:

State: CT

Zip: 06880

Submitted Via: Web

Date Sent: 2021-01-22

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4084339

Date Received: 2021-01-21

Issue: Other transaction problem

Subissue:

Consumer Complaint: My money has been stolen, Amount of {$6200.00} on XX/XX/2021 ( XXXX ) XXXX from XXXX ( Case # XXXX ) Dear Sir/Madam When i was log in my coinbase account, i saw unauthorized transaction inside my account. I had USD ( XXXX ) in my coinbase account that someone used to buy /converted in XXXX ( XXXX ) WITHOUT MY PERMISSION THEN SENT TO NEW XXXX ADDRESS THAT I DONT RECOGNIZED. When i was logging in, i saw that pending transaction IN front of me in my account, i called coinbase number XXXX XXXX XXXX XXXX XXXX more then 5 times, no one answered my call and there is no support so unable to get help to stop this transaction right a way. Still calling them, they don't pick up phone, i emailed asking support/manager/supervisor/staff member phone and asked them to call me to address issue over the phone but they neither called me yet. I have sent email, They locked my account .received email back.in reply, they advised me to changed password, download security on device and talk with mobile provider for sim security then inform them to unlock my account. I follow all procedure but account has been locked, no access yet. Now i need to pay my bills, i need my all funds back as soon as possible. Please help. I was using authy as 2 step account security as well .Its not easy to stole money from my account due to security layer ( Password+2 step authentication ) i don't authorize any transaction that happened on XX/XX/2021 after XXXX XXXX Texas time . Hello coinbase admin, Please do not advertise coinbase is secure hub for transaction. refund all my money that stolen from your account asap. Company needs customer service phone number that we can contact you. Waiting my account access back with my all funds as i leave in your financial institution in usd ( Not in XXXX ) Please note that, same time there was another unauthorized transaction happened but funds still available ( someone converted all my XXXX to XXXX, as well, that was not by me ). Thank you.

Company Response:

State: TX

Zip: 76052

Submitted Via: Web

Date Sent: 2021-01-21

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4083998

Date Received: 2021-01-21

Issue: Fraud or scam

Subissue:

Consumer Complaint: Account opened XX/XX/XXXX and deposited {$1000.00} when I go to coinbase.com - everyday since the account was opened : Account under review Your account is currently being reviewed and we need some time to verify your info. During this review, you won't be able to use Coinbase. Reviews generally take a few days, so sign in every day or two to check your status. There is no response and no telephone number to call. Automated Customer Help says top wait 5 or 6 days - They have said that to me 4 times.

Company Response:

State: VA

Zip: 22315

Submitted Via: Web

Date Sent: 2021-02-05

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4083733

Date Received: 2021-01-21

Issue: Other transaction problem

Subissue:

Consumer Complaint: XXXX XXXX XXXX Chief Compliance Officer COINBASE XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX : Case # 's XXXX, XXXX, XXXX, XXXX, XXXX I am writing to Coinbase to confirm that I have received no response to five messages requesting help for my account. Specifically, I made a wire transfer to Coinbase on XX/XX/20. Coinbase has never verified or confirmed receipt of funds. This is my second letter to your office to resolve this issue. Despite Coinbase 's receipt of wired funds, my portfolio still shows a {$0.00} balance. Coinbase continues to send me emails asking to choose a method of payment despite having already received wired funds to my account. Where is my money? From the time funds were transferred to Coinbase I have lost money on the trades/purchases I had intended to make upon Coinbase 's receipt of funds to my account. Where is your response? This level of customer service from a licensed broker-dealer is disgraceful. I trust at least one of my messages will be responded to in short order. XXXX XXXX XXXX XXXX : XXXX

Company Response:

State: FL

Zip: 342XX

Submitted Via: Web

Date Sent: 2021-01-21

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4083179

Date Received: 2021-01-21

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I opened an account with Coinbase back on XX/XX/2021. On that day, I went through a series of two validation processes. Both of them reported successful. After the validation process, Coinbase allowed me to make a deposit and invest in cryptocurrency in the amount of XXXX, which I transferred. They made the asset purchase, and then promptly have locked me out of my account since, claiming my account is " under review ''. There's been no other communication from them, and I am having no similar issue with my other investment accounts with other firms. I have emailed them multiple times to no response. They are also not really responding to anyone from what people have reported. They offer no phone number for assistance, and I keep getting messages that " come back in a day or two for us to complete validation ''. Other parts of their site say I am verified, take me to the verification page, and say I'm verified. So essentially, I've had a small amount ( thankfully ) of financial assets ( XXXX XXXX tied up in their system and not able to manage my investment. As a result, it has begun to lose value in the typical market manner, and I can not control it. The second issue I have with them is in their advertising they say you can earn up to {XXXX in Cryptocurrencies by learning about them. What they don't disclose until the entire registration process is done, is that there is a waiting list, and there is no guarantee that you even will have a chance to earn it which feels like a bait and switch. I was eventually able to do one of them, only to be told I earned something around XXXX, and then it has not been deposited. Even the account opening bonus of {XXXX in bitcoin has not been deposited either to my account.

Company Response:

State: IL

Zip: 60626

Submitted Via: Web

Date Sent: 2021-01-21

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4083040

Date Received: 2021-01-21

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I have an account with Coinbase for the last 3 years. Recently, I am unable to open the account and transfer funds. I reached out to the company via the contact us option and each time they get back saying things are fixed but not really. While logging in to the account it asks for 2 step authentication SMS and I am not receiving any text. I verified the account with Coinbase by state ID but not a good response. At this point, I am not sure what is happening and want to access or close the account ( transfer the fund to my personal bank account ) Steps taken Issue reported on XX/XX/2021 : Issue reported again XX/XX/2021 : Issue reported again today XXXX XXXX XXXX They do not have a customer support for Account issues.

Company Response:

State: MD

Zip: 21043

Submitted Via: Web

Date Sent: 2021-01-21

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4082779

Date Received: 2021-01-21

Issue: Money was not available when promised

Subissue:

Consumer Complaint: Starting in XXXX of 2020 when I switched phone with my wife I lost the ability to authenticate my account with coinbase.com. Since then I have submitted six cases to their customer support and nothing has been done. I don't know what the motivation behind their actions or inactions are but it seems fishy.

Company Response:

State: TN

Zip: 373XX

Submitted Via: Web

Date Sent: 2021-02-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4081869

Date Received: 2021-01-20

Issue: Other transaction problem

Subissue:

Consumer Complaint: Account opened with Coinbase XX/XX/XXXX. Additional deposits made XX/XX/XXXX and XXXX/XXXX/XXXX. Subsequently and on numerous occasions since, I tried to enter additional trades. Site response was, and is still, " Buys Currently Disabled. '' No explanation or remedies are offered. I have used all the customer support avenues available from Coinbase to no avail. No live customer support, either by voice or by live chat, is available. I am a retired senior with limited income. My Coinbase investment represents a substantial piece of my assets and I need to have access to my account. I need Coinbase to provide me with an explanation as to why this restriction was placed on my account and what I can do to have the restriction lifted.

Company Response:

State: NY

Zip: 10591

Submitted Via: Web

Date Sent: 2021-01-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4079910

Date Received: 2021-01-20

Issue: Fraud or scam

Subissue:

Consumer Complaint: On the XXXX of XXXX 2020, I withdrew XXXX ETH from Binance to Coinbase. I double checked the target address, and the tokens were received by coinbase but did not appear in my account due to BEP-2 network being selected. At the date of transaction, the ETH were equivalent to {$2900.00} USD. I have been a long time member with coinbase for 3+ years. All my personal information is verified with them. I contacted the support team on several occasions only to be met 15+ days later with an inadequate, automated response. Coinbase has the ability to credit my account with my funds, or at the very least send the tokens back to Binance, but they refuse to help and acknowledge my issue. Lastly, I want to mention that there exists a GROWING group of 80+ members, all whom share the same issue and have collectively lost over {$70000.00} USD, and are pressing to have this resolved. The attached document expresses the grandeur of this issue for itself.

Company Response:

State: NY

Zip: 10310

Submitted Via: Web

Date Sent: 2021-01-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.