Date Received: 2019-03-19
Issue: Took or threatened to take negative or legal action
Subissue: Threatened or suggested your credit would be damaged
Consumer Complaint: To whom this may concern, On XX/XX/2018 - XX/XX/2018 I visited the NY area to celebrate XXXX with family and friends. On this trip I accumulated toll fees through an auto-mated system that sends bill to address associated with your TAG number. I was very unfamiliar with this new system this being the 1st time I had to use it as Im from North Carolina and we don't have tolls. A couple days after I being searching for their tolls by mail system with no success and could not locate my information in the system, I had not received any notices or correspondence until this day on XX/XX/2018 with my current address and fees and totals in excess of {$750.00}. The original fee 's are displaying under {$60.00} and they are demanding that I pay more than 10x 's the original amount. I called XXXX and XXXX picked up the phone agent IDXXXX and he explained he could not give his last name and could not give me any type of leniency regardless of my situation, I then requested to speak with a supervisor and the phone was disconnect on XXXX 's end. I then called back and spoke with a XXXX Agent IDXXXX, I explained to her that I was in the process of speaking with a supervisor and she informed me that one was not available to speak with me and that someone would call me back. No call back was given and to my belief this company is associated with unconstitutional parcties and prey on customers to make money. I never agreed to any of the following fee 's and I'm now being held accountable for fees totaling just under {$1000.00} which again is 10x 's the original amount. XXXX informed me that my Credit will be hit with a derogatory mark and collections are in progress and not I'm receiving constant notices in the mail.
Company Response:
State: NC
Zip: 28311
Submitted Via: Web
Date Sent: 2019-03-19
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-03-19
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I have written 2 letters informing Transworld Systems Inc. that the XXXX bill does not belong to us. The bill was for a shipment that did not originate from the address indicated and the billing address was for a company that does not exist. I suggested they contact the sender indicated on the bill or the recipient indicated on the bill for payment.
Company Response:
State: IL
Zip: 615XX
Submitted Via: Web
Date Sent: 2019-03-19
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-03-18
Issue: Struggling to repay your loan
Subissue: Can't get other flexible options for repaying your loan
Consumer Complaint: Hello I'm a XXXX Veteran after service my county XXXX. Diagnosed I got hurt in WAR with XXXX and XXXX. XXXX XXXX XXXX from explosion I'm XXXX XXXX XXXX and XXXX XXXX on social security income. I will never be able to pay this $ XXXX that mushroomed to {$42.00} k from this law firm representing a investor group ( Investor group got illegal settlements against me ) XXXX and XXXX XXXX. is the law firm for XXXX XXXX XXXX that got the loan from a bank. So 3 levels down and making me pay monies each month on a loan I don't know nothing about. There making me pay on a loan I have no idea about. I called them and said they don't own my loan. How are they able to force me to pay if they don't own the loan or have any paperwork. All I got was threat of sue and lien/levy. Do they have the correct paperwork? Who did the notary 's are the forged? With my XXXX I couldn't even defend myself having XXXX XXXX XXXX and XXXX XXXX XXXX XXXX and XXXX XXXX trust of investors bought loan from banks who got an illegal judgement against me while I was sick with wrong paperwork. I was housebound and had a caregiver. Called the law firm they didn't even check with the TRUST about compassion review process. How am I being forced to pay on a judgement I wasn't even there to defend myself. Now I'm XXXX XXXX XXXX and XXXX. I cant pay it. Should be removed and refund all my grocery money over years. Resolution is to drop my Student Loan due to being XXXX and XXXX XXXX or incorrectly pursuing me for the amount without the correct paperwork. There is no way they have the correct paperwork from a BANK to Investor group to law firm. I asked to see the paperwork direct me to court. Thats just the judegement paperwork they got illegally. There taking my social security/grocery money. I want all payments made to be refunded to me in a form of one check. Serving my county and getting hurt XXXX And XXXX XXXX should grant me the ability not to have to pay this. Please help. Same thing as " XXXX XXXX, They cant just come up with their own paperwork and get false judgement. plus I'm XXXX and XXXX. this is just taking advantage of me. if i didn't serve my county I wouldn't got hurt Id be productive and be able to but that didn't happen > is there any help for XXXX veterans in CALIFORNIA. i WAS already destroyed thru the courts with child custody trying to stay in my own daughters life. Thank s =======Student Loan Refunds & Discharges for XXXX XXXX XXXX {$5.00} billion in Private Student Loan Debt may be forgiven thanks to the greatest clerical error in history. And you should pay close attention to this story, because its not just one of the biggest changes to private student loan debt forgiveness that Ive covered in 10 years of tracking the industry, but one that may have a bigger impact on your loans than any other, ever. As reported by the XXXX XXXX XXXX, tens of thousands of private student loan holders may be eligible for having their debts wiped away because critical paperwork is missing, and thats great news for anyone with outstanding private student loans. This potential private debt forgiveness opportunity stems from a court case where troubled borrowers who fell behind on their payments were being aggressively pursued by debt collection agencies representing the XXXX XXXX XXXX XXXX XXXX
Company Response:
State: CA
Zip: 92585
Submitted Via: Web
Date Sent: 2019-03-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-03-17
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I found out when checking my credit report ( XXXX XXXX ) a debt from transworld was reflected on such, no one called me, never received a letter from anyone ..Ive contacted the agency ( trans world ) to get a copy of my debt with them over 2 months ago I hired a company ( XXXX XXXX ) worthless, I told them Ill need to validate my debt if I owe them money Ill pay every penny..yet they told me they dont how long it will take to receive documents..its been over 2 months.
Company Response:
State: NM
Zip: 871XX
Submitted Via: Web
Date Sent: 2019-03-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-03-13
Issue: Dealing with your lender or servicer
Subissue: Received bad information about your loan
Consumer Complaint: In XX/XX/2017, XXXX/ XXXX switched to another loan company XXXX ( XXXX XXXX XXXX , XXXX ). It has been a mess since the switch. I have called them multiple times to please send me monthly statements either via email or via the mail. I have called them multiple times almost monthly and I can not get this resolved. When the bill is not paid because I do not know when to pay the bill, they report me as late and my credit is adversely affected. This practice is unfair. At a minimum, I am entitled to a bill via email or text at a minimum.
Company Response:
State: VA
Zip: 238XX
Submitted Via: Web
Date Sent: 2019-03-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-03-06
Issue: Dealing with your lender or servicer
Subissue: Trouble with how payments are being handled
Consumer Complaint: XXXX XXXX XXXX ( XXXX ) XXXX contacted me on XX/XX/XXXX stating that my accounts was 95 days over due for an XXXX payment. I've paid on-time and over the minimum balance ( see below ) since XX/XX/XXXX. After inquiring and requesting details, the Customer Service team was confused and couldn't answer the XXXX payment. XXXX was unable to resolve the issue and I'm concerned this will effect my credit rating. XX/XX/XXXX Amount Due : XXXX Paid : XXXX XX/XX/XXXX Amount Due : XXXX Paid : XXXX XX/XX/XXXX Amount Due : XXXX Paid : XXXX XX/XX/XXXX Amount Due : XXXX Paid : XXXX
Company Response:
State: MO
Zip: 631XX
Submitted Via: Web
Date Sent: 2019-03-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-03-05
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I am making a complaint about a debt that resurfaced from a new collection agency, after being cleared of this debt by the previous debt collector after being proved that the debt was not mine. This last resurfacing of this debt was on XX/XX/XXXX. This debt is supposedly originated on XX/XX/XXXX. It was taken off of my credit once before and is now back on again. This is NOT my debt. This debt is in the amount of {$680.00}.
Company Response:
State: DC
Zip: 20019
Submitted Via: Web
Date Sent: 2019-03-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-03-04
Issue: False statements or representation
Subissue: Impersonated attorney, law enforcement, or government official
Consumer Complaint: On XX/XX/2019 I received a call from my employer of the HR department. During this call they informed me that they had received a notice to garnish my wages for a past debt. Along with the notice I was emailed a copy of the garnishment order. Within the request it stated I was informed of the possible garnishment and that they were sending a federal order to garnish. What I have a complaint on is the garnishment is not a result of a default judgement nor is it legal. The company responsible for this practice is Transworld Systems INC. After reading I gave them a call expecting to speak with a government official but was informed they are not the government. I then asked how to obtain a federal income tax garnishment. I was then told they could not help me nor could they protect me from a tax garnishment. From there I contacted XXXX to get some feedback. Upon contact I was told my account went to collections and to contact Transworld Systems INC. Here is where Im in complete awe. How does a debt collector send a federal order to garnish wages if it does not meet the criteria. Please help shed some light so my concerns may have some answers. Thank you.
Company Response:
State: TX
Zip: 78154
Submitted Via: Web
Date Sent: 2019-03-04
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-03-04
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: ON OR AROUND XX/XX/XXXX THERE WAS SEVERAL UNAUTHORIZED CHARGES MADE TO MY BUSINESS ACCOUNT FOR UNKNOWN FEES TO MY XXXX XXXX XXXX BUSINESS ACCOUNT. I HAD ONE CHARGE FOR {$300.00}, {$350.00} {$450.00}. I WAS NEVER INFORMED THAT THESE CHARGES TO MY BUSINESS ACCOUNT MADE. I NEVER GAVE CONSENT OR PERMISSION. THE IS FRAUD AND I WANTED TO REPORT IT. IT WAS BROUGHT TO MY ATTENTION 3 WEEKS AGO WHEN I WENT TO MY XXXX XXXX ACCOUNT TO MAKE A DEPOSIT AND DISCOVERED MY ACCOUNT WAS OVER-DRAFTED. I DID DISPUTE THE CHARGES WITH MY BANK AND I CONTACTED THE OFFICE TO MAKE A COMPLAINT OVER THE PHONE XXXX XXXX XXXX XXXX, XXXX, XXXX, OH XXXX.
Company Response:
State: OH
Zip: 43227
Submitted Via: Web
Date Sent: 2019-03-04
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-03-03
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: TSI Transworld Systems Inc. on behalf of XXXX XXXX XXXX : Ive never heard of or been to either of these companies and have called and written both. I have continued to receive this fraudulent bill for services Ive never received.
Company Response:
State: MN
Zip: 55427
Submitted Via: Web
Date Sent: 2019-03-03
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A