Date Received: 2022-03-29
Issue: Incorrect information on your report
Subissue: Account status incorrect
Consumer Complaint: i would like for XXXX XXXX XXXX XXXX XXXX and santander consumer usaa to have credit bureaus to remove those accounts in my name from the credit reports. i have already been through this with the nc doj and XXXX as well to resolve this stuff but to no avail. santander nor XXXX XXXX are allowed to contact me by any means
Company Response:
State: NC
Zip: XXXXX
Submitted Via: Web
Date Sent: 2022-03-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-28
Issue: Managing the loan or lease
Subissue: Billing problem
Consumer Complaint: XXXX XXXX for an extension for payment. It was approvedXXXX payment would be applied to the end of the loan. XXXX XXXX made payment for {$740.00} to cover XXXX and XXXX payments. As of todayIm being told that the {$740.00} went towards XXXX payment and MISCELLANEOUS FEES that I knew absolutely nothing about. Therefore, leaving my XXXX payment outstanding and now late. Ive talked to close to five representatives and supervisors regarding the issue. I was told that some of the reps gave me erroneous information in regards to my account and this is why Im confused and frustrated.
Company Response:
State: CA
Zip: 90222
Submitted Via: Web
Date Sent: 2022-03-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-28
Issue: Incorrect information on your report
Subissue: Account status incorrect
Consumer Complaint: I sent every company letters disputing all the alleged debts and delinquent accounts. According to the Fair Credit Reporting Act section 609 and 611 all of these accounts should be removed.
Company Response:
State: GA
Zip: 30034
Submitted Via: Web
Date Sent: 2022-03-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-28
Issue: Incorrect information on your report
Subissue: Account information incorrect
Consumer Complaint: Santander Consumer USA has a charge off on my credit for the amount of {$21000.00}. My car was totaled and they received an insurance payoff of {$21000.00} they received a payment of XX/XX/XXXX maintenance refund of XXXX and XXXX refund XXXX and Gap payment XX/XX/XXXX {$5900.00} Insurance company payment {$13000.00} received on XX/XX/XXXX. Payments received are for a total of XXXX. The charge off amount should be XXXX. The charge off amount of {$21000.00} should be {$6700.00}. I have called the institution and have not received a response.
Company Response:
State: MD
Zip: 21215
Submitted Via: Web
Date Sent: 2022-03-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-28
Issue: Managing the loan or lease
Subissue: Problem with fees charged
Consumer Complaint: There was a {$2000.00} fee added to my car loan by Santander bank. I suspect that there was an error at the repair shop and I am being charged for the warranty repair. I am not understanding why I am being charged a {$2000.00} fee.i filed a insurance claim after receiving a voicemail confirming the car was destroyed. Mysteriously a warranty repair was done and I was told I needed to return their XXXX rental car. I guess they are holding all the cards if I am driving their rental car. I guess that explains the {$2000.00} fee. The crooks probably took over the finance company to continue the pattern of intimidation from XXXX and now Spanish finance companies and XXXX XXXX tow truck drivers claiming they run things. They can try and scare me on the phone and steal the car from my grandfather 's tax office, I just hope they don't want to get physical considering how angry the XXXX was. I think I am a target of XXXX terror intimidation for disrespecting the XXXX XXXX and I am not sorry. I am free to write whatever message to whoever I want. If the readers decide to become XXXX XXXX XXXX and decide they want to break the law then maybe they might have a serious attitude problem and should seek counseling instead of risking being taken out by a drone for trying to physically hurt someone because they don't like what they are reading. Hopefully none of that stuff is going on and I am imagining the evil news stories. I guess its time to destroy the internet
Company Response:
State: MD
Zip: 212XX
Submitted Via: Web
Date Sent: 2022-03-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-28
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I received the following email from a company that I have never done business with. All the information they have about me is incorrect ( e.g. name, address, debt... etc ). They do however have my e-mail correct and continue to send me e-mails about a debt that does not exist with them. Their message reads : This is your XXXX XXXX XXXX XXXX Money Transfer receipt and confirms your authorization for a one-time electronic bill payment to Santander Consumer USA XXXX XX/XX/2022 XXXX. The total amount will be debited from, or charged to, your bank account or card listed below. Confirmation Number : XXXX Sender Name : XXXX XXXX Sender Address : XXXX XXXX XXXX, XXXX, XXXX XXXX Account Number with Receiver : XXXX Your bank account or card # : XXXX Receiver : Santander Consumer USA XXXX XXXX XXXX XXXX, XXXX XXXXXXXX XXXX Payment Date : XX/XX/2022 Payment Amount : {$410.00} Money Transfer Fee : {$2.00} Total : {$410.00} California Residents XXXX You, the customer, are entitled to a refund of the money to be transmitted as the result of this agreement if ACI Payments , Inc. does not forward the money received from you within 10 days of the date of its receipt, or does not give instructions committing an equivalent amount of money to the person designated by you within 10 days of the date of the receipt of the funds from you unless otherwise instructed by you. If your instructions as to when the moneys shall be forwarded or transmitted are not complied with and the money has not yet been forwarded or transmitted, you have a right to a refund of your money. If you want a refund, you must mail or deliver your written request to XXXX XXXX XXXX XXXX at XXXX XXXX XXXX, XXXX, XXXX XXXX. If you do not receive your refund, you may be entitled to your money back plus a penalty of up to {$1000.00} and attorneys fees pursuant to Section 2102 of the XXXX XXXX XXXX. XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX, XXXX XXXX COMPLAINTS : Click here for information about filing a complaint Please contact Santander Consumer USA directly at the address listed above or call XXXX if you have questions about the posting of this payment to your Santander Consumer USA account ending with XXXX.
Company Response:
State: CA
Zip: 94591
Submitted Via: Web
Date Sent: 2022-04-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-27
Issue: Incorrect information on your report
Subissue: Account status incorrect
Consumer Complaint: This complaint is reporting inaccurate information on my credit report! They are reporting a charge off on my report! The lender must file Form 1099-C and send you a copy if the amount of debt canceled is {$600.00} or more and the lender is a financial institution, credit union , federal government agency, or other applicable entity as discussed earlier in chapter 1. The IRS Clearly defines a charge off as Gross or Ordinary income, INCOME DOES NOT GET REPORTED ON THE CONSUMER REPORT which in fact makes your reporting of this account inaccurate!
Company Response:
State: PA
Zip: 19027
Submitted Via: Web
Date Sent: 2022-03-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-26
Issue: Getting a loan or lease
Subissue: Fraudulent loan
Consumer Complaint: On XX/XX/2022 I was informed that Chrysler Capital had put a repossession order on my vehicle that has been transferred into Private Trust per security agreement to XXXX XXXX XXXX XXXX # XXXX. On XX/XX/2022 I contacted Chrysler Capital about the allegations of repo order and spoke with several employees in the platinum member services department with employee ID numbers : # XXXX, # XXXX XXXX XXXX and Executive office member # XXXX XXXX. All employees name of Chrysler Capital was using profane language and making threats of repossession of private property, and saying that I owed debt. I have attempted to send several Notices to Chrysler Capital regarding my administration forensic investigation and analysis after notice of fraud, and billing errors pursuant to ( regulation z ) and ( regulation f ). Proof of service includes five signed and completed USPS ( PS Forms 3811 ) that have been included in attachment, along with Debt Validation Letter ( 15 USC 1692 ( g ) ) that was never responded to, Affidavit of Truth that Chrysler Capital is also in Non-Response of. Chrysler Capital has Received and Signed showing proof of reception of said documents. Since Chrysler Capital is in violation, dishonor, and default to cure of using copyrighted property, and sending threats of repo order a private administrative judgment has been issued. This is to notify XXXX XXXX, XXXX, Chrysler Capital and Santander, LLC that a commercial lien of ( {>= $1,000,000}. ) has filed against them and will not be released until settlement is reached. Affidavit of Obligation has been sent registered mail ( XXXX XXXX XXXX. Declaratory Judgement. " Default '' status. Enforcement has been done non-judicially.
Company Response:
State: MO
Zip: 64133
Submitted Via: Web
Date Sent: 2022-03-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-25
Issue: Improper use of your report
Subissue: Credit inquiries on your report that you don't recognize
Consumer Complaint: inaccurate/unauthorized fraud items on report. XXXX - XX/XX/XXXX XXXX XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX
Company Response:
State: NY
Zip: 10031
Submitted Via: Web
Date Sent: 2022-04-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-25
Issue: Took or threatened to take negative or legal action
Subissue: Seized or attempted to seize your property
Consumer Complaint: I, XXXX XXXX, a natural person, am demanding Santander Consumer USA to provide me with any documentation, and concrete evidence, and any agreements WHATSOEVER between myself XXXX XXXX, and Santander Consumer USA, to give an unauthorized 3rd Party, a XXXX that was NOT a witness of the Transaction between ( myself, XXXX XXXX, and Santander Consumer USA ) give XXXX XXXX XXXX XXXX the rights to get my information, my address, my location, come to my property, and take my vehicle ( XXXX XXXX XXXX ) by FORCE in front of my neighbors/witnesses dated on XX/XX/XXXX. Where is the documentation to give an unauthorized 3rd party, the rights to do such things? This complaint is very simple and CLEARY to read and should not be misunderstood. PLEASE provide me such information mentioned above. I AM DEMANDING those documentation. Expeditiously! The company XXXX XXXX XXXX XXXX has admitted, and confirmed of taking my property ( XXXX XXXX XXXX ) away from me at my place of residence to be exact is where my property was taking away ( See attachments ). Ive also filed a complaint with Federal Trade Commission in regards of this serious matter. Again, Please provide me the information mentioned above. Best regards.
Company Response:
State: FL
Zip: 33150
Submitted Via: Web
Date Sent: 2022-03-25
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A