ERC


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"Products" offered by ERC with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Consumer Loan - Installment loan
Consumer Loan - Vehicle loan
Credit card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Money transfer, virtual currency, or money service - Debt settlement
Mortgage - Other mortgage
Other financial service - Debt settlement
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Prepaid card - General purpose card
Student loan - Federal student loan servicing
Student loan - Non-federal student loan

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 1997323

Date Received: 2016-07-06

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I was a XXXX bundle customer and I have terminated my contract prior to XXXX XXXX, XXXX due to a transfer of residence. Months after, I got calls from a collection agency for XXXX saying hat I owe them {$100.00} and some change for services rendered on XXXX XXXX, XXXX to XXXX XXXX, XXXX. For an address that I am not living in anymore. They are charging me for services we did not use. When we called them about it, they said they will fix it and make sure it 's taken care of. Today, XXXX XXXX, XXXX, I am applying for a new lease for a new property and that amount shows up in my credit report, essentially increasing my deposit requirement!

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 91202

Submitted Via: Web

Date Sent: 2016-08-16

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1996745

Date Received: 2016-07-04

Issue: Disclosure verification of debt

Subissue: Not given enough info to verify debt

Consumer Complaint: i feel XXXX over charged me disconnection fees for lines that where prepaid. now that XXXX doesnt have disconnection fees for there new customers, im left with the bill. this bill is about 7 or 8 years old. no one has called me about it. nor have i received any type of detailed bill explaining what i owe. even when i go to XXXX they cant find anything on my case ...

Company Response: Company believes it acted appropriately as authorized by contract or law

State: GA

Zip: 303XX

Submitted Via: Web

Date Sent: 2016-07-06

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1996585

Date Received: 2016-07-04

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: Collection acount is showing up under ERC. supposing for an acvount with XXXX. I called dish they do not have any acvount for me with them. They never have. I call ERC and they say call XXXX. It is very hard to get through to ERC and they want me to provide an act number which o do n't have cause I do n't owe XXXX.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 91340

Submitted Via: Web

Date Sent: 2016-07-06

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1996498

Date Received: 2016-07-04

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I checked my credit report and discovered that this company has reported that I owe him a debt but I never received anything from them prior

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TN

Zip: 37214

Submitted Via: Web

Date Sent: 2016-07-04

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1994800

Date Received: 2016-07-01

Issue: Improper contact or sharing of info

Subissue: Contacted employer after asked not to

Consumer Complaint: ERC has called my office every day for the past week regarding debt. They do not say anything, they simply call and it goes to dead air. I work in a XXXX person office, that 's me and my boss. My boss gets the voicemails. So I have no idea who calls unless I answer. I googled and called the number back to get the office number removed from their list. But they are calling me AT WORK. I could lose my job, and never be able to pay any of the debt I have again. I am doing what I can to pay off my debt, I do not need to feel threatened everyday.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CO

Zip: 80222

Submitted Via: Web

Date Sent: 2016-07-01

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: Yes


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Complaint ID: 1992377

Date Received: 2016-06-29

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: ERC has aggressively continued to report unfavorable claims on my credit profile for a debt that I do not owe. Hence, their illegally, well orchestrated negative remarks ahs continued to impede on my ability to be considered for any credit worthiness and attain any measurable employment.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: GA

Zip: 30236

Submitted Via: Web

Date Sent: 2016-06-29

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1990269

Date Received: 2016-06-29

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I sent letter to debt collector/creditor to verify debt I received no response and/or documents. I mailed letter on XX/XX/2016 and have proof from post office verifying this. I have complied with all credit reporting laws and have given the appropriate time to respond and would like this matter resolved and deleted from all credit bureaus.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: FL

Zip: 33445

Submitted Via: Web

Date Sent: 2016-07-01

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1989157

Date Received: 2016-06-28

Issue: Cont'd attempts collect debt not owed

Subissue: Debt resulted from identity theft

Consumer Complaint: My home was burgled in XXXX XXXX. Subsequently, XXXX credits cards were opened in mine and my wife 's name, most of which we have been able to dismiss at this time. However, a XXXX XXXX account was also opened in our name, and {$390.00} was charged to my account without my knowledge. In XXXX XXXX, I received a collections notice for this amount. I submitted an affidavit that my identity had been stolen, and I had not opened this account. I heard nothing about this account since, but received yet another collections notice in XXXX XXXX without hearing anything about my initial affidavit. I have tried calling XXXX XXXX multiple times, but get shuffled between Customer Solutions and Payment solutions, with no one taking ownership of a solution.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: DC

Zip: 20001

Submitted Via: Web

Date Sent: 2016-06-28

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1989147

Date Received: 2016-06-28

Issue: Cont'd attempts collect debt not owed

Subissue: Debt resulted from identity theft

Consumer Complaint: I am a victim of identity theft and someone stole and used my personal information to open an unauthorized and fraudulent account with XXXX. I been receiving harassing and threatening telephone calls and death threats from Enhanced Recovery Company representatives.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: IA

Zip: 526XX

Submitted Via: Web

Date Sent: 2016-06-28

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 1988920

Date Received: 2016-06-29

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: ERC continues to send notices of a XXXX debt we do n't owe ( to someone with a different account # and same last name -- but who does not live here ) even after we sent them proof from XXXX that our last bill was paid years ago.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TN

Zip: 37209

Submitted Via: Web

Date Sent: 2016-06-29

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.