ERC


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"Products" offered by ERC with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Consumer Loan - Installment loan
Consumer Loan - Vehicle loan
Credit card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Money transfer, virtual currency, or money service - Debt settlement
Mortgage - Other mortgage
Other financial service - Debt settlement
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Prepaid card - General purpose card
Student loan - Federal student loan servicing
Student loan - Non-federal student loan

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 2285792

Date Received: 2017-01-11

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: this is a cable bill that was CANCELED and paid with all equiptment returned undamaged. I told them repeatedly that the equiptment was returned at the corporate location drop off. They are billing me for 2 cable boxes that were returned. The final bill was paid and come to find out that the debt was RESOLD after it was resloved and paid. I have asked repeatedly to remove the negative marks and the hits for my credit score and I was told they will continue to call until I pay it over again. Then I was in tears and the lady laughed and hung up on me. This was paid in XX/XX/2015 along with 4 other debts.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: FL

Zip: XXXXX

Submitted Via: Web

Date Sent: 2017-01-11

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2282718

Date Received: 2017-01-10

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I continually get phone calls from a collection company that does not leave a message but calls almost daily. We once called them to tell them who we are and that XXXX have no unpaid debts and still get calls at all hours.

Company Response: Company believes the complaint is the result of a misunderstanding

State: GA

Zip: 31024

Submitted Via: Web

Date Sent: 2017-02-21

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2282390

Date Received: 2017-01-11

Issue: Incorrect information on credit report

Subissue: Information is not mine

Consumer Complaint: There are XXXX overdue debs that have been transferred or assigned to an collection agencies Enhanced Recovery Corp XXXX and reported to XXXX and XXXX. As per information provided from credit report agencies accounts were opened at XXXX Florida USA and I NEVER live there nor have any address overthere. All my life and my credit experiences have been in XXXX XXXX. There must be a fraudulent request for credit on my behalf. Please correct that information which is affecting my credit scores and reports. Thanks

Company Response: Company believes it acted appropriately as authorized by contract or law

State: PR

Zip: 00646

Submitted Via: Web

Date Sent: 2017-01-18

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2280711

Date Received: 2017-01-10

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I have been called repeatedly for at least 6 months by a caller ID identifying itself as XXXX, NJ and a phone number. I never picked up as know no one in XXXX. Today they called and left a message : '' Hello we have a message from ERC. This is a call from a debt collector. Please call XXXX and provide the following reference number XXXX. Thank you. '' I think this is a scam as I have no bad debt. I just got my XXXX free credit reports that I am allowed per year and none say anything about any collections due. I am worried that they may damage my credit so I want you to get them to realize they are wrong and to leave me alone. Thank you for any help. I will also put a free fraud alert with one of the credit reporting companies so that they will share that to the other XXXX. Cheers, XXXX XXXX PS I am also on the Federal Do Not Call List so they are in violation for that too.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: NY

Zip: 10952

Submitted Via: Web

Date Sent: 2017-01-10

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: Yes


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Complaint ID: 2280019

Date Received: 2017-01-08

Issue: Cont'd attempts collect debt not owed

Subissue: Debt resulted from identity theft

Consumer Complaint: I was a victim of identity theft and noticed a collection from ENHANCED RECOVERY CORP I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against ENHANCED RECOVERY CORP in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity XXXX. Attached is my document. Thank you

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TX

Zip: 77449

Submitted Via: Web

Date Sent: 2017-01-08

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2279602

Date Received: 2017-01-07

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: My identity was stolen

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 94603

Submitted Via: Web

Date Sent: 2017-01-10

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2279430

Date Received: 2017-01-07

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I did not owe the debt and it was disputed on my credit by XXXX. It is no longer owed but a different collector is requesting the debt.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 90026

Submitted Via: Web

Date Sent: 2017-01-07

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2277920

Date Received: 2017-01-07

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: I contacted Enhanced Recovery Corp on XX/XX/2016 and paid my debt in full. Over 60 days has passed and they have not reported to XXXX that the account has been resolved.

Company Response: Company believes complaint is the result of an isolated error

State: IL

Zip: 60612

Submitted Via: Web

Date Sent: 2017-01-07

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2276005

Date Received: 2017-01-05

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: A collections report keeps appearing on my Credit Report for a debt that is not mine and I am never notified of the debt until it appears on my Credit Report.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: MN

Zip: 56301

Submitted Via: Web

Date Sent: 2017-01-05

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2275847

Date Received: 2017-01-05

Issue: Incorrect information on credit report

Subissue: Information is not mine

Consumer Complaint: Debt reported is not mines. Account not verified.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 90242

Submitted Via: Web

Date Sent: 2017-01-09

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.