ERC


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"Products" offered by ERC with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Consumer Loan - Installment loan
Consumer Loan - Vehicle loan
Credit card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Money transfer, virtual currency, or money service - Debt settlement
Mortgage - Other mortgage
Other financial service - Debt settlement
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Prepaid card - General purpose card
Student loan - Federal student loan servicing
Student loan - Non-federal student loan

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Complaint ID: 2352622

Date Received: 2017-02-21

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: Hi, I had a collection account for a XXXX postpaid phone account which was in collections. I paid the debt in XX/XX/XXXX through an agreement with the collection company. I just checked my credit report however, and I see that Enhanced Recovery Corp is still reporting XXXX {$120.00} unpaid collection account as recently as XX/XX/XXXX. This is hurting my credit, and they should not be continuing to report the account.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CT

Zip: 06902

Submitted Via: Web

Date Sent: 2017-02-21

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2351718

Date Received: 2017-02-19

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I recently pulled my credit report and discovered that this company has reported that owe them a debt. To my knowledge I have never done business with this company. I have never entered into a contact with them and nor have they provided me with any goods or services

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TN

Zip: 371XX

Submitted Via: Web

Date Sent: 2017-02-19

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2351624

Date Received: 2017-02-19

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: Enhanced Recovery Company put a negative item in collections on my report. The company never sent me anything prior to doing so. ERC stated the dept is to XXXX XXXX XXXX but I 've never had services with XXXX XXXX XXXX. After two days of calling XXXX XXXX XXXX and getting nowhere or any verified info of and acct with them, I called ERC and they stated it 's from an old XXXX account that was turned over to XXXX XXXX XXXX after they brought XXXX out. I settled the account with XXXX in XX/XX/XXXX or XX/XX/XXXX!

Company Response: Company believes it acted appropriately as authorized by contract or law

State: GA

Zip: 310XX

Submitted Via: Web

Date Sent: 2017-02-19

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: Yes


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Complaint ID: 2351479

Date Received: 2017-02-20

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: Enhanced recovery is reporting an account on my credit reports which it said it would deleted ... The account was paid & should have not been placed on my credit ... Enhanced Recovery is aware of the issue & agreed to remove ... I need this removed at once as it impacting my ability to get a loan

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 92647

Submitted Via: Web

Date Sent: 2017-02-20

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2351227

Date Received: 2017-02-21

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: I paid an old XXXX XXXX XXXX debt a year ago and just received a debt collection letter threatening to report me to the credit bureaus. I contacted XXXX XXXX XXXX again and they verified the account was paid, in good standing, and closed.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 92107

Submitted Via: Web

Date Sent: 2017-02-21

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2351218

Date Received: 2017-02-20

Issue: False statements or representation

Subissue: Attempted to collect wrong amount

Consumer Complaint: Reporting fraudulent information. Amount owed, date opened. Account age, collection payment history.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TX

Zip: 77406

Submitted Via: Web

Date Sent: 2017-02-24

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2350875

Date Received: 2017-02-17

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I do n't know what this debt is.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: VA

Zip: 23455

Submitted Via: Web

Date Sent: 2017-02-23

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2350618

Date Received: 2017-02-17

Issue: Disclosure verification of debt

Subissue: Not given enough info to verify debt

Consumer Complaint: I have asked 3 separate times for a letter saying my debt was paid so I can have it removed from my credit card and the debt company used by XXXX XXXX XXXX can not seem to get me the letter. I only received the collection notice because I moved and never got a bill via US Mail. I need this letter to complete a process and these people are INEPT at getting this done. The company is Enhanced Recovery and their number is XXXX.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: TN

Zip: 37804

Submitted Via: Web

Date Sent: 2017-02-17

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2349560

Date Received: 2017-02-17

Issue: Cont'd attempts collect debt not owed

Subissue: Debt resulted from identity theft

Consumer Complaint: ENHANCED RECOVERY CO has damage my financial life by reporting falls information to the credit bureaus for an account is not even mine

Company Response: Company believes it acted appropriately as authorized by contract or law

State: FL

Zip: 11701

Submitted Via: Web

Date Sent: 2017-02-22

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2347327

Date Received: 2017-02-16

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: Hello, I purchased XXXX phones from XXXX : I was originally with XXXX Bought XXXX new phones and switched to XXXX and ported my numbers Returned the phones to XXXX because the service was not good in our area - returned within the 2 week time period. Bought XXXX new phones with XXXX, had number ported back In XX/XX/XXXX I received a collections notice from XXXX in the amount of {$1300.00}. I called XXXX and spoke with a rep ( got bounced around quite a bit ). Finally got to someone in collections. I explained the situation to them. He did see in his system that the devices were returned and numbers ported out. He gave me a case number and said the resolution date would be XX/XX/XXXX. On XX/XX/XXXX I received a collections notice from a different collections company regarding the same amount as above. Called XXXX back today XX/XX/XXXX and they said I have to go back to XXXX and have them make a note in their system that the devices were returned and ported back. The XXXX rep said there was no notes in their system showing my prior conversation with customer service. I asked to speak to a supervisor and they had me on hold for 35 minutes - the phone mysteriously hung up.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 93619

Submitted Via: Web

Date Sent: 2017-02-16

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.