ERC


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"Products" offered by ERC with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Consumer Loan - Installment loan
Consumer Loan - Vehicle loan
Credit card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Money transfer, virtual currency, or money service - Debt settlement
Mortgage - Other mortgage
Other financial service - Debt settlement
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Prepaid card - General purpose card
Student loan - Federal student loan servicing
Student loan - Non-federal student loan

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Complaint ID: 2381157

Date Received: 2017-03-10

Issue: Disclosure verification of debt

Subissue: Not given enough info to verify debt

Consumer Complaint: ERC is a debt collector trying to collect from sprint. Never received any validation from either debt collectors but they are reporting on my credit report negatively.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 95624

Submitted Via: Web

Date Sent: 2017-03-10

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: Yes


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Complaint ID: 2380991

Date Received: 2017-03-10

Issue: Disclosure verification of debt

Subissue: Not given enough info to verify debt

Consumer Complaint: ERC is a debt collector trying to collect debt from XXXX. Unable to verify debt/ amount. No communication from either company and they are reporting on my credit report negatively

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 95624

Submitted Via: Web

Date Sent: 2017-03-10

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2380253

Date Received: 2017-03-09

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: I had XXXX for some years. So they offered me a package to watch for being a good customer. The only terms was I was to cancel the package before the ending period..which i did. But XXXX still charged me for the package that I canceled before the ending date..this account is over 6 years old now. Also it 's the 3 or 4th time that they are trying to collect a debt that I do not owe

Company Response: Company believes it acted appropriately as authorized by contract or law

State: OH

Zip: 44319

Submitted Via: Web

Date Sent: 2017-03-13

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2378613

Date Received: 2017-03-08

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: I got a letter from ERC Debt collectors XXXX XXXX, XXXX, FL XXXX XXXX ( XXXX ) XXXX XXXX. I called them an got through after 3 minutes. I told the representative that this is a falsified debt that I have n't had XXXX in over 10 years and it had been paid in full and that my credit was pulled by real-estate lender 's in the past two years and there was no debt from XXXX or anyone trying to collect a debt on XXXX behalf. They said please hold and they hung up got the busy signal on the phone. I called them back went through the same prompts and got the message to please wait for the next available representative. I waited for over 2 hours an never got through. I called back and same thing happened waited an waited. So I looked online an found that others have complained about this company trying to scam them.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 960XX

Submitted Via: Web

Date Sent: 2017-03-08

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2377816

Date Received: 2017-03-08

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: a company ENHANCED RECOVERY CO L is reporting a Balance {$1900.00} I have NO CONTRACT with this company and or services

Company Response: Company believes it acted appropriately as authorized by contract or law

State: MN

Zip: 554XX

Submitted Via: Web

Date Sent: 2017-03-13

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: Yes


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Complaint ID: 2376515

Date Received: 2017-03-08

Issue: Disclosure verification of debt

Subissue: Right to dispute notice not received

Consumer Complaint: On my credit report I saw a debt that I do not owe. I wrote and sent a certified letter to them ( XXXX ) XX/XX/XXXX. They did not respond within the 30 day time frame. I disputed the debt to the 3 credit bureau 's XX/XX/XXXX. The company ( XXXX ) and debt was removed from my credit report. Then I received a bill from the debt collector ( XXXX ). A date stamped envelope with the date of XX/XX/XXXX with a bill ( XXXX ) of an account that I have never had. XX/XX/XXXX I noticed the same debt collection, this time from another company ( Enhanced Recovery ). I sent them ( Enhanced Recovery ) a certified letter XX/XX/XXXX, only to learn that I should have written to you when I saw that the debt collector transferred the debt to another collector. I have have my mobile services with the same company for 12 years ( XXXX ) with the same telephone number and have never switched companies at any time. Please find all supporting documents to this complaint. I an disputing this bill that I do not owe. I am reporting this company ( Enhanced Recovery ) that is attempting to collect a debt that was previously removed from the 3 credit bureau 's, I am proving that I am with the same carrier and do not have a past due balance with them from XX/XX/XXXX and have never had another account with the same phone number. Moreover, this debt was erased from my credit report and should have never been transferred to another company. I thank you in advance for looking into this matter. XXXX

Company Response: Company believes it acted appropriately as authorized by contract or law

State: IL

Zip: 60644

Submitted Via: Web

Date Sent: 2017-03-13

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2376141

Date Received: 2017-03-07

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: Received a phone Call from ERC for a debt in XXXX of 2016 Paid debt in full cleared my bank account on XXXX XXXX 2016 still they have not removed derogatory mark from my credit reports even after filing to disputes with the credit bureaus.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: CA

Zip: 95204

Submitted Via: Web

Date Sent: 2017-03-07

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2376061

Date Received: 2017-03-08

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: I started receiving calls from ERC collection company about a enormous phone bill from XXXX for a period in which I did not live in the country. Besides many attempts of explaining the situation ERC posted a collection on my credit report resulting in my scores being lowered and bad credit history. Inorder to settle this matter amicably I agreed to pay ERC a negotiated payment so that they remove the unjustified report from my credit history. They collected payment from me however they now refuse any form of communication and my credit score has been below good which is effecting my decision.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: DE

Zip: 19963

Submitted Via: Web

Date Sent: 2017-03-08

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2375124

Date Received: 2017-03-07

Issue: Cont'd attempts collect debt not owed

Subissue: Debt was paid

Consumer Complaint: Paid contract off in full, company tried to collect more money after I paid off debt

Company Response: Company believes it acted appropriately as authorized by contract or law

State: FL

Zip: 34997

Submitted Via: Web

Date Sent: 2017-03-31

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: No


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Complaint ID: 2374619

Date Received: 2017-03-07

Issue: Cont'd attempts collect debt not owed

Subissue: Debt is not mine

Consumer Complaint: I received collection notices from ERC Collections ( XX/XX/XXXX ) reference # XXXX due to a XXXX ( cable/internet ) for {$300.00} with XXXX # XXXX. I 've disputed this XXXX bill that was placed on my account since move-in date as I 've been calling XXXX since since XX/XX/XXXX regarding the internet service not working properly. I was told by various customer reps at XXXX that my notes/records of speaking w XXXX reps on internet issues/relocation fee issues have been erased and no longer on Comcast.I have photos of call logs, photos of internet not working properly and records stating my complaints to the XXXX building manager at the apt . The internet rarely worked. The internet disconnected by itself from network and most times it would not connect/reconnect. I lost plenty of work typing on the internet due to this as network would continuously/abruptly kick me off network. The network would just 'drop off '. The service was UNRELIABLE and therefore a breach of contract from XXXX. This was ongoing since start of my service on/about XX/XX/XXXX. On/or about XX/XX/XXXX, I continuously experienced issues with the service and I contacted the XXXX supervisor ( XXXX XXXX ) at my building ( XXXX ) letting him know the Internet is having issues, XXXX XXXX never returned any of my texts/voicemails. I contacted XXXX ( tech who installed XXXX ) and he stated for me to contact XXXX main number instead. I contacted XXXX on/or about XX/XX/XXXX and they ( overseas representative ) supposedly scheduled a tech to come out XX/XX/XXXX, but no technician ever came out to recheck the Internet connection/problem. On XX/XX/XXXX : XXXX XXXX ( XXXX supervisor of XXXX XXXX ) stated I would NOT be charged for relocating my XXXX service my old address to to my current address bc a technician needed to come to my unit to change the settings behind the panel ( it was set on XXXX initially ). Yet I received a relocation fee of roughly {$100.00} to my bill. I expressed this to XXXX on/or about XX/XX/XXXX of the fee and rep stated he could try to remove it yet it has NOT been removed. XX/XX/XXXX : XXXX the tech came to my apt to install XXXX box bc the XXXX required tech to switch panel box. XX/XX/XXXX, I called and texted XXXX and XXXX the internet keeps disconnecting and neither helped. I called XXXX and the overseas rep stated a tech would be at my unit on Sat XX/XX/XXXX but NO tech came out, called or showed up. I have an email showing appt was made. I also disputed no service tech came out again and the XXXX agent stated there was no record of anyone scheduled, however I have an email stating a tech was scheduled to come out. I also submitted a XXXX online chat but to NO help. In XX/XX/XXXX, I called XXXX letting them know no service tech ever came back out and that I was still experiencing connectivity issues and that I will not pay for services I am NOT receiving and that this is breach of contract. XXXX ( cust rep ) said he would remove relocation fee but never did. I also told XXXX to disconnect XXXX totally as this was violating the contract/services NOT working! XXXX continued to bill me from XX/XX/XXXX-XX/XX/XXXX despite network services not working properly. Please remove this amount and pls contact XXXX and END the collection notices and end the XXXX Attempts. This is harassment. Please have XXXX contact me so that I may dispute this incorrect bill of which I was billed due to breach of XXXX. I have submitted a complaint on XXXX to FTC as well. Please remove this charge as it was evident comcast intentionally and continuously billed me for services not working properly. This is completely fraudulent from XXXX and ERC.

Company Response: Company believes it acted appropriately as authorized by contract or law

State: DC

Zip: 200XX

Submitted Via: Web

Date Sent: 2017-03-07

Company Response to Consumer: Closed

Timely Response: Yes

Consumer Disputed: No


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.