Date Received: 2020-04-27
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Attempted to resolve, company wasnt willing.
Company Response:
State: FL
Zip: 32246
Submitted Via: Web
Date Sent: 2020-04-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-27
Issue: Incorrect information on your report
Subissue: Old information reappears or never goes away
Consumer Complaint: Enhanced recovery Is reporting TWO accounts that have expired due to the Statute of limitations of 7 years, Fraudulently saying one became delinquent in XXXX and another in XXXX. The information obtained are from my credit report as they have made NO attempt at communication, including a debt verification. Nor have they responded to my Debt verification request. The accounts are XXXX XXXX XXXX : XXXX Both accounts are from XXXX ( first delinquency ) They have indeed received the Verification request as they just again updated the status to owed and due as of XX/XX/XXXX XXXX
Company Response:
State: MI
Zip: 49015
Submitted Via: Web
Date Sent: 2020-04-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-26
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Looking over my credit report and noticed there were some accounts the do not belong to me and I need them deleted immediately. These accounts are holding up my process in buying a new home and need the accounts removed. Accounts are listed below : XXXX XXXX XXXX XXXX # XXXX, XXXX # XXXX, XXXX # XXXX, ENHANCED RECOVERY COMPAN # XXXX, XXXX XXXX XXXX XXXX # XXXX, XXXX XXXX XXXXXXXX # XXXX.
Company Response:
State: OH
Zip: 43110
Submitted Via: Web
Date Sent: 2020-04-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-26
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: Ive tried getting documentation of debt! Nothing!
Company Response:
State: KY
Zip: 40218
Submitted Via: Web
Date Sent: 2020-04-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-25
Issue: Incorrect information on your report
Subissue: Account status incorrect
Consumer Complaint: Incorrect date of when account was opened ; account longer than 6 months old
Company Response:
State: SC
Zip: 29212
Submitted Via: Web
Date Sent: 2020-04-25
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-25
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: this company has an account on my credit report thats not mine.
Company Response:
State: FL
Zip: 33610
Submitted Via: Web
Date Sent: 2020-04-25
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-24
Issue: Incorrect information on your report
Subissue: Account status incorrect
Consumer Complaint: Incorrect information reported as a new debt on my credit report. This account was charged off & disputed as incorrect original creditor provided a prepaid service & charges should not have been there. Enhanced Recovery Company is reporting this as a new debt as of XXXX of 2019.
Company Response:
State: TX
Zip: 75232
Submitted Via: Web
Date Sent: 2020-04-24
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-24
Issue: Incorrect information on your report
Subissue: Account information incorrect
Consumer Complaint: Enhanced Recovery CO L is reporting an old debt from 2016 as a new debt to my credit bureaus. This incorrect information would cause the debt to report longer on my credit report than allowed by law and also has more of a negative effect on my credit score as making me appear more of a risk to lenders by seeing this as a new debt.
Company Response:
State: FL
Zip: 347XX
Submitted Via: Web
Date Sent: 2020-04-24
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-24
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: This Debt does not belong to me but my Father in Law who already passed away, so please have this Debt removed from my Credit ASAP - thank you!
Company Response:
State: HI
Zip: 96817
Submitted Via: Web
Date Sent: 2020-04-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-24
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: On credit report, they claim the account was opened on XX/XX/2020 and I owed {$1200.00}. I don't owe.
Company Response:
State: TX
Zip: 77545
Submitted Via: Web
Date Sent: 2020-04-24
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A