COINBASE, INC.


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"Products" offered by COINBASE, INC. with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Credit card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Other debt
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Other financial service - Foreign currency exchange
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Pawn loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Pawn loan
Prepaid card - General-purpose prepaid card
Prepaid card - Mobile wallet
Virtual currency - Domestic (US) money transfer
Virtual currency - International money transfer

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Complaint ID: 2780619

Date Received: 2018-01-12

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I initiated a wire transfer in the gross amount of {$10000.00} ( {$9900.00} net after fees ) to my XXXX XXXX checking account on XXXX XXXX, XXXX. A domestic wire transfer should typically be completed same day or next business day. It is currently XXXX XXXX, XXXX and I have not received my wire nor a response from Coinbase. I have not been able to pay my rent as a result and am facing eviction charges. Furthermore, Ive been charged several overdraft fees from my bank, and I can not see a doctor for a XXXX XXXX that I have developed.

Company Response:

State: TX

Zip: 77057

Submitted Via: Web

Date Sent: 2018-01-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2780609

Date Received: 2018-01-12

Issue: Money was not available when promised

Subissue:

Consumer Complaint: On XXXX XXXX,2017 I registered two sells with Coinbase, the first was for Ethereum - {$500.00} - Ref : XXXX. The second was for LTC - {$500.00} - Ref:XXXX. Both transactions are marked " Completed '' on Coinbase 's website. They state an expected transfer delay for ACH bank transfers of 4-6 business days. I submitted a support ticket with Coinbase on XXXX, still no response. It has been exactly one month today and I have received no response to my support ticket, phone calls, nor have I received any payment ETA.

Company Response:

State: GA

Zip: 30076

Submitted Via: Web

Date Sent: 2018-01-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2780539

Date Received: 2018-01-12

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I tried to withdraw a bitcoin from Coinbase, the transaction statue got stuck in pending. There's no record of the transaction processing. I've tried to contact Coinbase regarding the issue to get a refund, but have failed to hear anything back from them. I had a similiar issue two weeks ago that caused me to miss out on a buying opportunity.

Company Response:

State: AZ

Zip: 850XX

Submitted Via: Web

Date Sent: 2018-01-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2780514

Date Received: 2018-01-12

Issue: Fraud or scam

Subissue:

Consumer Complaint: In XXXX of XXXX, I invested funds with Coinbase, investing in Bitcoin and Eretheum. I sent funds into my Coinbase account several times. After Bitcoin gained significant value I tried to withdraw funds. I was locked out of my account and have been locked out with no ability to access my account for over 8 weeks. I have called Coinbase Customer Service many times. It was explained to me there is nothing they can do as they have a system problem due to an excess amount of business. They further explained to me that calling the customer service number to resolve the issue only hurts me because I get moved down the list in priority! I have had one supervisor, ( XXXX ) that said he would personally help me and to send him a screen shot of an error message. There was no reply or help from XXXX. I have been told a dozen times by customer service they ca n't help me! One representative even told me it is part of the risk of investing!! I explained to her it is not the investment that is the problem but the actions of Coinbase was the problem. All the while, my money is tied up in a downward market that I do not want to be in any longer but have no ability to withdraw the funds. Coinbase would not even freeze my account so I would not loose money with the declining market. My money is being lost simply because Coinbase refuses to give me access to my account!! I have lost thousands of dollars to date due to the incompetence ( and illegal actions ) of Coinbase. I have recorded phone calls and emails to substantiate my acquisitions. This complaint is my last attempt to resolve this matter before I seek legal action against Coinbase.

Company Response:

State: WV

Zip: 265XX

Submitted Via: Web

Date Sent: 2018-01-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2780450

Date Received: 2018-01-12

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I sent a wire transfer to Coinbase to deposit in my account on XX/XX/2017. I contacted Coinbase 's Bank, XXXX XXXX to verify funds went to Coinbase and they verified it was deposited in Coinbase 's bank account on the same day. It has been 17 days now and still no reply from Coinbase as to my money that was supposed to be deposited in my XXXX account. Coinbase has no person to contact for wire transfers, just a support email for opening tickets, but they never respond to my emails. I deposited XXXX with the wire and the XXXX # is XXXX. again, XXXXXXXX XXXX used this number to verify that the money was deposited in coinbase account. Coinbase never deposited in my account nor have they returned my money,. It says the money would be deposited the same day or by 2 days, it has been 17 days. Please help me with this.

Company Response:

State: AZ

Zip: 85122

Submitted Via: Web

Date Sent: 2018-01-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2780412

Date Received: 2018-01-12

Issue: Other service problem

Subissue:

Consumer Complaint: Coinbase will not validate my bank account in the XXXX so I can transfer money back to myself. I have transferred the required Euros, with all the correct references, to Coinbase 3 times and requested validation on a daily basis for months.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2018-01-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2780343

Date Received: 2018-01-12

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: XX/XX/XXXX i tried to depost {$3000.00} into my Coinbase - XXXX account using Coinbase. They froze my account for no reason and then disabled buying options. I have emailed them multiple times no one responds. I call and no one ever answers. I have submitted multiple support tickets the last beingXX/XX/XXXX and todayXX/XX/XXXX Case ID : XXXX & XXXX

Company Response:

State: OH

Zip: 43016

Submitted Via: Web

Date Sent: 2018-01-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2780255

Date Received: 2018-01-12

Issue: Money was not available when promised

Subissue:

Consumer Complaint: On XX/XX/XXXX, I made 2 ACH withdraw from XXXX. one for $XXXX, one for $XXXX.On XX/XX/XXXX, I made another ACH withdraw from XXXX.On XX/XX/XXXX, I found out from my bank, XXXX, that they have suspended my account by mistake, they reopened my checking account but they sent those ACH deposits back to XXXX already.Since then, I have been contacting XXXX multiple times via email, phone call to see if I can find out where those total of $XXXX returned fund is. I got some standard response about they will let me know when they have more information.I confirmed from XXXX XXXX multiple times that the money is already sent back to XXXX XXXX account the same day. And it will be up to XXXX to credit those fund bank to my XXXX account.So far, 3 weeks past, I still didn't have any information about where that $XXXX fund is and what XXXX will do to fix the issue.XXXX Case ID: XXXX

Company Response:

State: IL

Zip: 60608

Submitted Via: Web

Date Sent: 2018-01-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2780239

Date Received: 2018-01-12

Issue: Money was not available when promised

Subissue:

Consumer Complaint: Coinbase.com has my money and they will not release it. There systems are failing and they say they can not verfiy my account. I have sent support tickets, talked to their XXXX chat bot, and tried to verify my account with no luck and with no response. This is clearly a scam to make money off the float of peoples funds. I hope the CFPB will take any and all action aginst this clear and obvious fraud.

Company Response:

State: AL

Zip: 35244

Submitted Via: Web

Date Sent: 2018-01-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2780145

Date Received: 2018-01-12

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Coinbase is misleading in the withdraw process. Easily accepts funds, yet has insane need for username and passwords to access my accounts. I have {$590.00} in my US wallet. The 2 options to withdraw have completely unreasonable personal info requirements. I would like some help in resolving this issue. Username and password into my account accesses several accounts. Never going to do that. A more reasonable bank account number and routing number is more acceptable. Some way to target one account. Thank you for the help. I look forward to your response.

Company Response:

State: FL

Zip: 32952

Submitted Via: Web

Date Sent: 2018-01-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.