COINBASE, INC.


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"Products" offered by COINBASE, INC. with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Credit card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Other debt
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Other financial service - Foreign currency exchange
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Pawn loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Pawn loan
Prepaid card - General-purpose prepaid card
Prepaid card - Mobile wallet
Virtual currency - Domestic (US) money transfer
Virtual currency - International money transfer

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Complaint ID: 2866180

Date Received: 2018-04-05

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I can no longer log in to my XXXX account or wallets. I contacted customer support in every way and was told " we dont know why and we dont know when someone will be available to help you with your issue. It's been about 3 months and I still can't login, and have been given no explanation.

Company Response:

State: CA

Zip: 94901

Submitted Via: Web

Date Sent: 2018-04-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2866178

Date Received: 2018-04-05

Issue: Wrong amount charged or received

Subissue:

Consumer Complaint: Hey, My credit card have been double charged for a transaction with Coinbase and I've still not been reimbursed. I've tried to get in touch with the company, but they have only let me talk to a robot, or sent me automated emails. Date of transaction : XX/XX/2017 Both transaction charged an identical amount of XXXX XXXX XXXX The first transaction was consensual and I got what I paid for. However, the second was not.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2018-04-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2864032

Date Received: 2018-04-04

Issue: Money was not available when promised

Subissue:

Consumer Complaint: My complaint is about coinbase. They state funds should be available between 48 hours of your tranfer from your vault to your account. My withdraw was initiated on XX/XX/XXXX for XXXX Bitcoin. At the time Bitcoins value was about 40 % higher than it is right now. I also did the same with my XXXX and XXXX vaults. I have emailed, called countless times etc. I am debating a law suit. The only answer they give me is that my complaint was escalated. No answers, no updates, nothing but a scripted response. This is a Billion dollar company. They either don't care or it is a fraud. My next complaint is to the FBI.

Company Response:

State: KY

Zip: 40422

Submitted Via: Web

Date Sent: 2018-04-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2863754

Date Received: 2018-04-04

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I have used the XXXX trading platform for about two months now with no issues. Today, XX/XX/2018 I was locked out of my account due to a possible computer glitch I'm told by customer service. I have about {$9000.00} in their platform and my bank ( XXXX ) says there are no issues with my account on their end. XXXX told me It's likely my bank or a glitch in their system, and it will be 4-5 days before I get an email regarding this issue. The Terms of Use agreement says this will ONLY happen if they are required to do so by law. I have read blogs where people have been waiting to be unlocked for 45 days. My money isn't bad money, there isn't any fraudulent activity, my attached bank account is fine and XXXX has locked me away from access to my money. I want XXXX to unlock my account immediately.

Company Response:

State: AZ

Zip: 85297

Submitted Via: Web

Date Sent: 2018-04-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2863718

Date Received: 2018-04-04

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I sold 4 Virtual currency on XX/XX/XXXX, the Email I received from Coinbase Stated the 4 transaction would be completed on XX/XX/XXXX. as of XX/XX/XXXX 60 days plus I have not received my Payment. I have called Coinbase Customer service every week for status, and tell me the same thing every week. your case has been escalated as a High priority. However I never hear from them. I filed a case with XXXX Dear XXXX XXXX : This message is in regard to your complaint submitted on XX/XX/XXXX against Coinbase , Inc . Your complaint was assigned ID XXXX. The XXXX XXXX XXXX has made two attempts to contact the business regarding your complaint. We regret to inform you that we have not received a response at this time and this case has now been closed as an UNANSWERED complaint in their file. Because we are not a government agency, we can not force a business to respond. You may wish to contact your Attorney General or like agency. I'm Hoping CFPB can resole this issue Sincerely XXXX XXXX

Company Response:

State: NV

Zip: 89149

Submitted Via: Web

Date Sent: 2018-04-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2863554

Date Received: 2018-04-03

Issue: Fraud or scam

Subissue:

Consumer Complaint: On or about XX/XX/18 I wanted to place a limit order for a trade on Coinbase. I was instructed by Coinbase that I needed to go thru XXXX. I did that and opened an account at XXXX. Since then my Coinbase account has been restricted pending review of my application at XXXX. These people have no clue what they doing. I am locked out of an account in which I have trading assets. the value of trades I have been prevented to make exceeds {$10000.00}.

Company Response:

State: MI

Zip: 48009

Submitted Via: Web

Date Sent: 2018-04-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2862929

Date Received: 2018-04-03

Issue: Money was not available when promised

Subissue:

Consumer Complaint: Hello, I see on the XX/XX/XXXX at XXXX the ETHEREUM was valued at XXXX USD. I attempted to login and sell, as indicated in the email above with the exact timestamp as evidence. You can see I informed you of my intention of selling immediately all my ethereums. Therefore, I complied with Terms and Conditions, in particular : " 3.2. Digital Currency Transactions. Coinbase processes supported Digital Currency according to the instructions received from its users '' In panic, seeing that I could not access my Coinbase account for hours ( same as the night before ) and seeing the value dropping significantly, I sold as soon as I managed to login which was many hours after on XX/XX/XXXX XXXX XXXX ( reference XXXX ). The rate was much lower, I had very limited choice. I am very unsatisfied with the situation, this is my first experience with Coinbase, and it was very unsettling and worrying. You are supposed to be in Finance and offer decent access so the customers can access their account 24/7. What occurred was very stressful and unsettling, I even worried it was like " XXXX XXXX '' and that I would lose all my invested assets. Now, I am willing to continue my adventures with Coinbase, but I am very unsatisfied with the loss I have suffered due to your technical issues. I inform you that I am currently looking with my legal assistance, and with the report to the US Consumer Financial Protection Bureau. After that, I have created several support tickets in your system, each times they were answered by generic copy/paste answer not actually related to the issue, and often the tickets were closed despite me stating clearly the issue was not resolved.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2018-04-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2862436

Date Received: 2018-04-03

Issue: Fraud or scam

Subissue:

Consumer Complaint: ***** XX/XX/XXXX just log in only .. Think sometime in XX/XX/XXXX I purchased lite coin 2 ) Please list any actions that were not authorized by you, including the amount and timing of any transactions. ***** XX/XX/XXXX roughly {$1200.00}, amount of lite Coins XXXX 3 ) Do you have any information on how your passwords, email, and/or XXXX codes were compromised in this attack? ***** By phone 4 ) Is there any additional information you can provide to help us understand the attack? ***** Here are the Phone # ( XXXX ) XXXX, Looks to be a cell # because they text me ( XXXX ) XXXX The guy I talked with said his name was XXXX,, Sounded like he was from XXXX by his Accent '' 5 ) If you this number Coin base help info either ( XXXX ) XXXX multiple number will appear in listed numbers .. 6 ) pasted from email I received from flatulent base coin company .. You just sent XXXX LTC to XXXX XXXX Please contact me at ( XXXX ) XXXX cell phone, or via email XXXX XXXX

Company Response:

State: NJ

Zip: 088XX

Submitted Via: Web

Date Sent: 2018-04-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2862400

Date Received: 2018-04-03

Issue: Fraud or scam

Subissue:

Consumer Complaint: I entrusted Coinbase with {$34000.00} to do as they advertised : allow me to buy and sell bitcoin. Over a month ago, they locked my account from buying and selling bitcoin, and I could not cash out when the price went up. Now, I have lost over {$20000.00} from price drops and no reason was given other than a few days ago, when they finally assured me that my account was unlocked. They claimed they locked my account because I did not send my articles of incorporation when emailed about it by a team member, even though my account was initially approved for the first few months of use without any trouble. I have not broken any of their terms of service, and access to MY MONEY was stripped from me and still is, even though they said they unlocked my account. IT IS STILL RESTRICTED FROM SELLING MY OWN COIN. Coinbase is a scam company and should be avoided at all costs. I have no choice other than to file a lawsuit at this stage as I was not able to get access to my money when I needed it and have lost XXXX XXXX dollars and increasing in value, also due to other business troubles because I do not having my money when I need it immediately. These frauds should not be in business and I will be compensated for all losses and then some. I recommend that anyone else having problems with these scam artists find a lawyer who will work pro bono.

Company Response:

State: IL

Zip: XXXXX

Submitted Via: Web

Date Sent: 2018-04-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2862348

Date Received: 2018-04-03

Issue: Fraud or scam

Subissue:

Consumer Complaint: I created a Coinbase account in late 2017. My identity was " verified '' by them on numerous occasions. Despite this, I can not access my funds because Coinbase continues to say that I need to verify my identity. I have congratulatory emails from them stating that my identity has indeed been successfully verified. I've sent multiple emails to their support team only to get back an auto response telling me to keep trying to verify my identity. On their own site it even shows that my identity has been successfully verified. I'll attach a screenshot. At this point I just want to close my account and get my money back but I can't even do that. Please help.

Company Response:

State: MN

Zip: 563XX

Submitted Via: Web

Date Sent: 2018-04-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.