COINBASE, INC.


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"Products" offered by COINBASE, INC. with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Credit card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Other debt
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Other financial service - Foreign currency exchange
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Pawn loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Pawn loan
Prepaid card - General-purpose prepaid card
Prepaid card - Mobile wallet
Virtual currency - Domestic (US) money transfer
Virtual currency - International money transfer

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Complaint ID: 2931279

Date Received: 2018-06-09

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I had previously transferred about XXXX dollars of ethereum to my coinbase account and logged in today to find that they have transferred half of it to themselves as it now says " sent to coinbase ''. I had no say in the matter and simply want my money back. Nothing more.

Company Response:

State: KY

Zip: 40502

Submitted Via: Web

Date Sent: 2018-06-09

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2931126

Date Received: 2018-06-08

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I have deposited the fund amount of US {$54000.00} to Coinbase Inc via XXXX XXXX XXXX on XX/XX/2018. Then I tried to withdraw my fund right away when I noticed that I couldnt buy/sell digital currency because I dont have SSN ( Im legal alien, not US citizen ) however they dont allow me to withdraw my fund because I dont have SSN. I tried to find out whats going on but their customer support didnt listen to me at all. Then I told them that I want to close my account But they said they cant close my account because I have money in my account. So many times, Ive asked them to let me know how to get my money back for last 5 months ( I can give you my email history and claim records ). 2 weeks ago, one of them replied me like I need to change my country in my account information, so I sent them my passport but they said they cant change my country because I got money in my account ( thats my fund that I want to withdraw ). It looks like they dont have willing to solve my case. Thank you so much for reading.

Company Response:

State: AZ

Zip: 85085

Submitted Via: Web

Date Sent: 2018-06-08

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2930700

Date Received: 2018-06-08

Issue: Money was not available when promised

Subissue:

Consumer Complaint: This is a complaint regarding Coinbase ( www.coinbase.com ). On XX/XX/XXXX, my Coinbase account was restricted. At first I thought it was no big deal and I appreciate the security, but it's been almost two months since the account was locked/restricted. When calling their customer support line, they say a specialist needs to look into the matter, but that's all they can do over the phone. Here 's the case history : Open Case ID : XXXX Updated : XX/XX/XXXX XXXX PDT Created : XX/XX/XXXX XXXX PDT XXXX ( Coinbase ) XX/XX/XXXX XXXX Hi there, Wed like to confirm that several transactions on your Coinbase account were authorized. I tried reaching you earlier today by phone, but wasnt able to get in touch. Can you please suggest a time when we could call you to discuss the transactions? I apologize for any additional frustration this may cause. XX/XX/XXXX XXXX I get this message when I navigate to BTC/USD -> Deposit -> Coinbase Account -> BTC Wallet, and enter a value of 1 : You are currently unable to send Bitcoin. Please contact support. The same happens when I try to transfer Etherum as well. XX/XX/XXXX XXXX Any update? Here are some screenshots if that makes things any easier. XX/XX/2018 XXXX I was trying to reply to an existing case and it created a new one instead. My apologies. I'm having trouble transferring Bitcoin from my Coinbase account to my XXXX account. I also can't sell my Bitcoin on Coinbase. Attachments | XXXX XX/XX/XXXX XXXX I'm also attaching a screenshot from XXXX Attachments | XXXX XXXX ( Coinbase ) XX/XX/XXXX XXXX Hi, . Thank you for contacting Coinbase Support. Im sorry to hear that youre unable to transfer cryptocurrency. Let me look into this. Having investigated the issue, I am working with a specialist to address it properly. We will follow-up with you as soon as we have an update. Let me know if you have any other concerns. Regards, XXXX XX/XX/XXXX XXXX Hello, I will be available the rest of today, XXXX - XXXX, XXXX. XXXX - XXXX from XXXX XXXX pacific time through the evening. Do these times work for you? Thanks, XX/XX/XXXX XXXX Hi XXXX , You sent this following message on XX/XX/XXXX. Are you still working this case? Thanks! XXXX XX/XX/XXXX XXXX Hi there, Wed like to confirm that several transactions on your Coinbase account were authorized. I tried reaching you earlier today by phone, but wasnt able to get in touch. Can you please suggest a time when we could call you to discuss the transactions? I apologize for any additional frustration this may cause. XX/XX/XXXX XXXX I received this message from " XXXX '' in XX/XX/XXXX: XXXX XX/XX/XXXX XXXX Hi there, Wed like to confirm that several transactions on your Coinbase account were authorized. I tried reaching you earlier today by phone, but wasnt able to get in touch. Can you please suggest a time when we could call you to discuss the transactions? I apologize for any additional frustration this may cause. I'm hoping this can be resolved soon so I can access my bitcoin! XX/XX/XXXX XXXX I really want to rebalance my portfolio but I can't with this restriction in place. Can the specialist resolve this ASAP? If a phone call is needed, please let me know a time that would be best. Thanks XX/XX/XXXX XXXX Hello? XX/XX/XXXX XXXX Anyone??

Company Response:

State: CA

Zip: 90731

Submitted Via: Web

Date Sent: 2018-06-08

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2929102

Date Received: 2018-06-06

Issue: Other service problem

Subissue:

Consumer Complaint: I have lost access to my email that is associated with my coinbase account. I made a new email and submitted my ID and Photo so I used the new email to recover my account and the ID was accepted. It has been a month since I submitted my ID for verification but still no resolution to the issue. Note : According to Coinbase website, it takes 48-72 hours to verify the ID and photo

Company Response:

State: GU

Zip: XXXXX

Submitted Via: Web

Date Sent: 2018-06-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2928532

Date Received: 2018-06-06

Issue: Wrong amount charged or received

Subissue:

Consumer Complaint: On the date of XXXX XXXX - XX/XX/2017 UTC I made a sell order of XXXX Ethereum, trade ID XXXX. The " price locked in at that moment '' was ( USD ) {$2600.00}. But the transaction went through at the price of ( USD ) {$740.00}. This in direct correlation to the false entry in books, reports, statements and fraudulent pretenses, includes the intentional technical inaccuracies and price chart errors from the approximate dates of XX/XX/XXXX-XX/XX/XXXX and to this current day, where Coinbase/GDAX maintains a false record to the price of Bitcoin, Ethereum , Bitcoincash and Lightcoin cryptocurrencies according to the price chart. Coinbase/GDAX has drafted a fraudulent user/legal agreement in compliance with Local, State and Federal laws, rules and regulations. After having through much diligence, found that first and foremost, 12 CFR 1005.9 - Receipts at electronic terminals ; periodic statements is being violated. Specifically under section, ( 1 ) Amount. The amount of the transfer. A transaction fee may be included in this amount, provided the amount of the fee is disclosed on the receipt and displayed on or at the terminal. And ( 6 ) Third party transfer. The name of any third party to or from whom funds are transferred. And ( 5 ) Address and telephone number for inquiries. The address and telephone number to be used for inquiries or notice of errors, preceded by Direct inquiries to or similar language. The address and telephone number provided on an error resolution notice under 1005.8 ( b ) given on or with the statement satisfies this requirement. Including, 18 U.S. Code 1001, 18 U.S. Code 1005, 18 U.S. Code 1007, 18 U.S. Code 1343, 18 U.S. Code 1344, 18 U.S. Code 641. Also including applicability in, 12 CFR 1001.1 Under ( 12 U.S. Code 5481 ( 15 ) ( A ) ( ix ) and ( 15 ) ( A ) ( xi ) and ( 26 ) ( a ) ( i-ii ) and ( 28 ) ( a ) and ( 29 ), 12 CFR 1005.1 ( a-b ) 12 CFR 1005.16, 15 U.S. Code 1693f and 1693m and 1693n, 15 U.S Code 78e I have contacted Coinbase/GDAX with communication for a period of over two months, with another legal issue of the " Coinbase Support Team '' acting as legal intermediary. And failing to direct me to the correct accepted legal agent of service, after I stated I would seek legal action.

Company Response:

State: MT

Zip: 599XX

Submitted Via: Web

Date Sent: 2018-06-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2928352

Date Received: 2018-06-06

Issue: Other transaction problem

Subissue:

Consumer Complaint: on XX/XX/XXXX I was rejected for an institutional account with Coinbase, which placed a lock on my personal account. I have not been able to withdrawal money from my account since then and have contacted support 6 times now with no resolution in sight.

Company Response:

State: KY

Zip: 402XX

Submitted Via: Web

Date Sent: 2018-06-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2927807

Date Received: 2018-06-06

Issue: Other transaction problem

Subissue:

Consumer Complaint: I had a different account at coinbase that had money in it. My phone got torn up so I was unable to retrieve my account without a two-factor authentication code which could only be used on my phone which i did not have. i had a different phone that was not linked to this account. So i called the company and they said there was nothing they could do at this point, they would have to have their specialists look at it. which they did not! I even gave them the new phone number so the money could be transferred to a new account with my new e-mail. Ive have called numerous times since this happened and they give me the the run around. that they need a specialist to look at it and there is nothing they can do at this time. How long does it take to transfer money into a different account. Ive went to the hospital to deal with my XXXX and XXXX this has caused me. I just want my money back, even though its ony {$110.00}. They have caused me to lose money when cyptocurrencies started to go down.

Company Response:

State: IL

Zip: 61938

Submitted Via: Web

Date Sent: 2018-06-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2927270

Date Received: 2018-06-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I alerted Coinbase that a portion of my money was missing ( ~ {$4000.00} - I believe but hard to tell without access to balances ). They froze my account for months with no resolution. After 3 months they said they accidentally wired me too much money once and thats why the account was frozen. I asked for supporting balances and transactions to substantiate their claim. No response. Then one day a month later my account was unfrozen but money still missing. I withdrew remaining funds and decided to just accept that some of it was missing. A few weeks later I bought new coins and my account was restricted immediately after the purchase. Essentially I could buy but not sell or withdraw. I cant get my money out. Ive called support many times and emailed them and have been told thats telephone support cant help me but they will escalate. Its been escalated for 6 months now.

Company Response:

State: NY

Zip: 10065

Submitted Via: Web

Date Sent: 2018-06-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2927118

Date Received: 2018-06-05

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I have {$1000.00} that was wired to my wallet on Coinbase. It is in cash, not virtual currency. Coinbase disabled my account. I called Coinbase and they tell me that they can not tell me why it was disabled, when I will have access to my funds, or whether I will regain access to my funds. They just tell me that I will need to wait. I ask them how long or why my account was disabled and they have no information. They claim only support staff knows that information and you are not allowed to speak to them. Essentially Coinbase took {$1000.00} of my cash and disabled my account so that I can not get access to it and wont tell me why it was disabled or how to get it back. This is criminal theft as far as I can tell. These guys should be prosecuted.

Company Response:

State: TX

Zip: 77450

Submitted Via: Web

Date Sent: 2018-06-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2925082

Date Received: 2018-06-03

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: XXXX XXXX XXXX many emails and as you see they stopped responding. I CANT WITHDRAW.I HAVE TRIED ON 4 OCCASIONS AND THEY SEND ME THE SAME MSG. COINBASE FORCES ME TO UPLOAD AN ID, ( WHICH I CANT DO BECAUSE MY ACCOUNT IS CLOSED KEEP THAT IMPORTANT FACT IN MIND. ) SO HOW AM I SUPPOSED TO GET MY FUNDS. IM TRAPPED IN THAT LOOP????????????????????????????????????? THEY SAY I CAN WITHDRAW BUT I CANT WITHOUT AN ID ON FILE. SOOOOOOO????. IVE BEEN TRYING TO EXPLAIN THIS FOR 3 WEEKS BUT THEY WONT LISTEN. I DONT NEED DETAILS ABOUT THE CLOSURE I DONT CARE. WHAT I WANT IS TO KNOW IS HOW IM SUPPOSED TO WITHDRAW MY COIN IF IM TRAPPED IN A LOOP TELLING ME I HAVE TO UPLOAD AN ID ( WHICH I CANT DO BEING LOCKED OUT ) I DONT WANT TO AN EXPLANATION.I JUST WANT MY COIN. THIS SEEMS LIKE A VERY VERY FLAWED PRACTICE THAT NEEDS TO BE FIXED.

Company Response:

State: CA

Zip: 92040

Submitted Via: Web

Date Sent: 2018-06-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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