PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 3943196

Date Received: 2020-11-08

Issue: Fraud or scam

Subissue:

Consumer Complaint: Date XX/XX/2020 amount XXXX $ converted to XXXX XXXX I had purchase this serviced supposedly I was getting and I been wanted to get my money back and the seller doesnt want to give it back she said she doesnt have it so I dont know where my money is at so I want it back

Company Response:

State: TX

Zip: 77532

Submitted Via: Web

Date Sent: 2020-11-08

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3942974

Date Received: 2020-11-08

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: On XX/XX/2020 my New Mexico unemployment insurance funds were deposited into my paypal account for a total of XXXX XXXX Paypal then limited my account after one transfer of funds to my brother. no other transactions were made. aftyer meeting there proofs of bank, social security, statement from credit card companies and state ids they optioned to close my account for good and hold my money for 180 days. even though no other transaction were made, i have been insulted and suffered financially because of this. i even had my states unemployment office call paypal to confirm account validity.

Company Response:

State: IL

Zip: 61832

Submitted Via: Web

Date Sent: 2020-11-08

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3941906

Date Received: 2020-11-07

Issue: Fraud or scam

Subissue:

Consumer Complaint: I purchase something through PayPal invoice, but I did not receive the product. Can I get protected and get refund?

Company Response:

State: MA

Zip: 02125

Submitted Via: Web

Date Sent: 2020-11-07

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3941818

Date Received: 2020-11-07

Issue: Problem with a lender or other company charging your account

Subissue: Transaction was not authorized

Consumer Complaint: On XXXX the XXXX I made a purchase through the Paypal platform for 1 gaming system for {$99.00}. The merchant listing on paypal did not reveal that the merchant was not located in the United States of America and in addition, I was charged for 3 gaming systems instead of 1 and I was charged for the amount totaling XXXX. After reading a policy of paypal I took the step required of contacting the merchant who was unresponsive, and I contacted paypal to advise and dispute and my paypal declined to offer any remedy for the transaction, and paypal have failed to offer any assistance with communicating with the XXXX merchant or recouping the funds. Item # XXXX XXXX ID : XXXX

Company Response:

State: TN

Zip: 38115

Submitted Via: Web

Date Sent: 2020-11-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3941814

Date Received: 2020-11-07

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: On XX/XX/2020, Paypal took {$4300.00} from my account with an untrue reason. I sent the Error Resolution Notice to Paypal on XX/XX/2020. It's been a few months since I've sent the letter, I still haven't received a refund from Paypal. Please see the attached documents.

Company Response:

State: CA

Zip: 92335

Submitted Via: Web

Date Sent: 2020-11-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3941206

Date Received: 2020-11-06

Issue: Money was not available when promised

Subissue:

Consumer Complaint: On XX/XX/XXXX, I tried withdrawing funds held in my PayPal account to my bank. The amount was {$64.00}. When attempting to transfer money to my bank which has already been confirmed, PayPal tells me, " XXXX XXXX XXXX We just need some additional info to confirm it's you. Please add a phone. '' I already have my phone setup for 2 Factor Authentication but when entering that number, I am told, " This type of phone number isn't supported ''. If I enter my old number, it accepts it. The problem is I don't have access to that number. The same exact issue happened on multiple browsers. Whenever I call PayPal, I am unable to speak to a live agent. Instead the automated system hangs up on me. Online support has been entirely unhelpful. They ignore my issue and use generic automated replies. Eventually an agent lied and said they would have someone call me within 48 hours. I waited but no one called. I have asked what happened but the agent has ignored me. Agents would randomly change names without explanation. The names have been XXXX, XXXX, XXXX XXXX, and XXXX XXXX.

Company Response:

State: UT

Zip: 84106

Submitted Via: Web

Date Sent: 2020-11-06

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3940984

Date Received: 2020-11-06

Issue: Getting a credit card

Subissue: Card opened as result of identity theft or fraud

Consumer Complaint: I contacted Paypal, and they put me in touch with their Limitations department, where I spoke with XXXX. She looked into the PayPal Cash Card that was sent to me unsolicited and initated a three party call with The XXXX XXXX, that issued the card. XXXX at XXXX had my social security number and date of birth, which had been used to open the account, and which I had NOT provided to Paypal or XXXX at any time. The card had my maiden name only on it, not my married name. XXXX closed the account opened in my maiden name, and XXXX put a block in Paypal for future cards to be opened. She also sent me information on how to report the social security number fraud to the three credit bureaus and the Federal Trade Commission. There were not any transactions yet on the card, but now I want to make sure others are not opened in my name with my information.

Company Response:

State: MI

Zip: 488XX

Submitted Via: Web

Date Sent: 2020-11-24

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3940630

Date Received: 2020-11-06

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: Hello I am writing in regards to PayPal and there terms on holds on my funds, and upon trying to contact them about such money they refuse to allow telephone contact do to covid 19 even though upon leaving a message online they ask for me to contact them by phone, and then when calling they say no is available to accept calls any longer. I had 72 sent to me for sense XXXX which they canceled the payment once so I had to wait and extra 21 days which made it a total of 62 days and then they suspended my accoubt after many emails back and forth receiving a different answer each time, I was informed that I could jow transfer my funds or I caN purchase online items with my PayPal they asked for identification I sent it they then suspended my account not b allowing me to do so stating they can now hold my money for 180 days and what gets me that is against my rights as the money is mine and they are withholding it with my credit cards and bank account in PayPal refusing to allow me to remove them and close my a count ASAP leaving my account to have security issues ... I be damned if this continues someone needs to do something with Paypal they are not paying interest and they are holding my money as if it is a CD or something please help?

Company Response:

State: CA

Zip: 95822

Submitted Via: Web

Date Sent: 2020-11-06

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3939494

Date Received: 2020-11-06

Issue: Fraud or scam

Subissue:

Consumer Complaint: I made a transfer of XXXX dollop on or about XX/XX/2020 and PayPal did nothing to tell me where this money went or returning it

Company Response:

State: GA

Zip: 30046

Submitted Via: Web

Date Sent: 2020-11-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3939444

Date Received: 2020-11-06

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I recieved a email from paypal asking that i submit a credit card to prove i am who i say i am. I followed the indtructios but now the paypal email takes me to another website i am really worries.

Company Response:

State: TX

Zip: 79902

Submitted Via: Web

Date Sent: 2020-11-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.